Do the conveyancing lawyers via your comparison service handle attended exchange conveyancing in Hoxton?
We do have a number of conveyancing experts carrying out attended exchanges. Do e-mail us to secure a conveyancing quote and details as to availability.
It is is a decade since I purchased my home in Hoxton. Conveyancing solicitors have recently been instructed on the sale but I can't locate my deeds. Will this cause complications?
Don’t worry too much. Firstly the deeds may be retained by the mortgage company or they may stored with the solicitor who oversaw your purchase. Secondly the likelihood is that the land will be registered at the land registry and you will be able to prove you own the property by your conveyancing solicitors procuring current official copies of the land registers. Most conveyancing in Hoxton relates to registered property but in the unlikely event that your home is not registered it adds to the complexity but is not insurmountable.
My lender has recommended a law firm on their panel based in Hoxton but I would rather instruct a conveyancing lawyer in Hoxton or nearer to where I live. Are you able to help?
It is by no means the case that all Hoxton conveyancing firms are approved and listed on all lender’s conveyancing panel. Use our find an approved solicitor tool to choose a Hoxton conveyancing conveyancer on the on the mortgage company panel.
I am buying a new build apartment in Hoxton. Conveyancing is a frightening process at the best of times but I have never purchased a new build flat before. What sort of enquires would be asked in new build legal work.
Here is a sample of a few leasehold new build questions that you may expect your new-build leasehold conveyancing in Hoxton
-
If there are lifts in the building, please confirm that the owners of flats on the ground and basement floors will not be required to contribute towards the cost of maintenance and renewal. There must be mutual enforceability of lessee’s covenants. Investor purchasers must be able to freely grant unsecured tenancies at market rents without requiring any consents. Will control of the Management Company (if any) be handed over to purchasers on completion of the last sale or earlier? Where service of notices and proceedings can be at the property demised please confirm that this can be amended to include simultaneous services at the Lessees’ solicitors’ offices where the Lessee from time to time is not resident in the UK - such solicitors may be varied by notice in writing to the Landlord from time to time but otherwise will be as previously specified.
I am looking for a ground for flat up to £305k and found one close by in Hoxton I like with amenity areas and transport links in the vicinity, however it's only got 49 years unexpired on the lease. There is not much else in Hoxton suitable, so just wondered if I would be making a mistake acquiring a lease with such few years left?
If you require a home loan the remaining unexpired lease term may be a potential deal breaker. Reduce the price by the amount the lease extension will cost if it has not already been discounted. If the current proprietor has owned the premises for at least 2 years you can ask them to start the process of the extension and pass it to you. An additional ninety years can be extended on to the current lease and have £0 ground rent by law. You should speak to your conveyancing lawyer concerning this.
Why do Hoxton conveyancing fees differ for leasehold and freehold properties?
If acquiring a leasehold property there is more work involved purely due to the fact that usually there are further parties involved in the form of the freeholder and/or Management Agents. As part of a lawyers enquiries they will check that all ground rent and service charges are paid up to date amongst other general leasehold matters. For this reason, the Sellers lawyers usually have to refer to the freeholder or Managing Agent for their replies to our questions. This may be time consuming and beyond the lawyers control