We are about to sign contracts for a garden flat in Hoxton. We have hit a snag. The mortgage offer with Lloyds TSB Bank runs out on 20/4/2026 but the vendors are putting forward a completion date of 22/4/2026. Can one prolong the loan expiry date?
The best person to address this question is your lawyer who will hopefully determine if he or she is better off negotiating with the lender, vendor’s solicitors, estate agents or possibly all parties taking into account the history of your transaction to date.
Our mortgage company has suggested a law firm on their panel based in Hoxton but I would rather choose a conveyancing lawyer in Hoxton or nearer to where I live. Can you assist?
It is by no means the case that all Hoxton conveyancing firms are listed all lender’s conveyancing panel. Use our find an approved solicitor tool to choose a Hoxton conveyancing conveyancer on the on the lender panel.
I am buying a 3 bedroom semi in Hoxton. The intention is to an extension at the rear at the house.Will the conveyancing process include enquiries to ascertain if these works are prohibited?
Your conveyancer should check the deeds as conveyancing in Hoxton can on occasion identify restrictions in the title deeds which restrict certain changes or require the consent of a 3rd party. Some additions require local authority planning consent and approval in accordance building regulations. Certain locations are designated conservation areas and special planning restrictions apply which frequently prevent or impact extensions. It would be wise to check these issues with a surveyor ahead of any purchase.
My partner and I are in the throws of looking at flats in Hoxton and I am now considering a potential offer. Should I already have a conveyancer in place at this stage? I intend to finance via a home loan with Lloyds.
You should start requesting conveyancing estimates from solicitors ASAP. After you have chosen your lawyer and once your offer is accepted you can instruct them to work for you and pass their contact information on to the EA. Given that you are getting a mortgage with Lloyds, ask your prospective lawyers if they are on the Lloyds conveyancing panel otherwise they can't do the mortgage legal work.
I was told three weeks ago that my mortgage has been agreed to by Santander. Is it usual for Santander to only issue the offer once my solicitor in Hoxton is approved on their conveyancing panel? Santander have asked my solicitor to see a copy of their Professional Indemnity Insurance Schedule.
Mortgage companies tend not to not issue an offer until they have details of a lawyer on their panel. It can take a few weeks for Santander to deal with your lawyer's application to be on the Santander conveyancing panel. There's no guarantee that your solicitor will be accepted.
Hoping to buy a property located in Hoxton and I am already nervous. I couldn't find anything specific about Hoxton. Conveyancing will be needed in due course but do you know about the Hoxton area? or perhaps some other tips you can share?
Rather than looking online forget looking online you should go and have a look at Hoxton. In the meantime here are some basic statistics that we found
I am using a search engine for the term on line conveyancing in Hoxton it reveals numerous solicitorsin the vicinity. With so much choice what is the best way to find the suitable solicitor for purchase transaction?
The ideal way of finding a suitable conveyancer is via trusted recommendation, so seek the opinion of colleagues and family who have purchased a property in Hoxton or a local estate agent or financial adviser. Fees for conveyancing in Hoxton vary, so it's a good idea to request at least three estimates from varying types of companies. Be sure to obtain confirmation that the fees are fixed.
What is the reason for my conveyancer requiring numerous items of identification before they can commence with selling or purchasing a property in Hoxton?
Hoxton property lawyers are duty bound by the Law Society, SRA, HMLR and current Money Laundering legislation to record that the have checked the identity of their clients. It will also be a requirement of your lender if you are taking a mortgage. In addition they have to complete various forms, particularly those relating to Land Tax and need to have information such as your full names, NI number and date of birth.