Are you able to suggest a National Westminster Bank allowed Haggerston conveyancing lawyer that can complete within 10 days? Am I best advised to unstruct a high street Haggerston firm or a factory type comparison site?
We can recommend some very good Haggerston conveyancing firms. Another option is to visit the main road in Haggerston. Approach a couple of firms and ask to see a conveyancing solicitor for a costs illustration. Explain your requirements together with your reasons and get a commitment on speed. Appoint the lawyer that appears most efficient.
Completion of my purchase has taken place for my property in Haggerston. Conveyancing was satisfactory but I feel I should register my dissatisfaction about the lender. How does one go about formally complaining?
Almost all banks and building societies have complaints procedures. Your first port of call should be one of the lender’s branches or the Customer Services Department at head office. We understand that complaints to a lender are sorted out effectively and efficiently. However if you are not satisfied that the matter is not resolved you can write to Financial Ombudsman Service with full details of your complaint.
I recently had an offer agreed on an apartment in Haggerston. My mortgage broker recommended their conveyancers. I paid an upfront payment of £225. Shortly after, the solicitor called me to say that they were not on the RBS conveyancing panel. Am I right in thinking that I should be due a refund?
You should be able to recover this from the law firm if they were not on the RBS panel. They should have asked at the outset which lender you were obtaining a mortgage with. An important lesson to readers of this site is to check that the lawyers are on the appropriate lender panel.
RBS have agreed my home loan in principle, my offer on a property in Haggerston has been agreed to, what happens next?
The estate agent will want to know who your solicitors are (be sure the solicitors are on the bank’s panel). Telephone RBS or the financial adviser and finalise any appropriate forms. RBS will instruct a valuer who will get in contact with the selling agent or vendor to book a time for the valuation to take place. Once conducted (assuming no problems) it takes approximately a week for the mortgage offer to be issued. RBS will issue the offer to you and your solicitors. The transaction will then take it’s course according the nature and complexity of the conveyancing in Haggerston.
It has been 2 months since my purchase conveyancing in Haggerston took place. I have checked the Land Registry website which shows that I paid £150,000 when infact I paid £180,000. Why the discrepancy?
The price paid figure is taken from the application to register the purchase. It is the figure included in the Transfer (the legal deed which transfers the asset from one person to the other) and referred to as the 'consideration' or purchase price. You can report an error in the price paid figure using the LR online form. In most cases errors result from typos so at first glance the figure. Do report it so they can double check and advise.
I am using a search engine for the words on line conveyancing in Haggerston it shows results of many property lawyersin the vicinity. How do I determine which is the suitable solicitor for me?
The best method of seeking a suitable conveyancer is via trusted testimonial, so enquire of friends and family who have acquired a property in Haggerston or a reputable estate agent or mortgage broker. Costs for conveyancing in Haggerston vary, so it's sensible to secure a minimum of four fee calculations from different solicitors. Dont forget to clarify that the fees are fixed.
I own a leasehold flat in Haggerston. Conveyancing and Lloyds TSB Bank mortgage organised. I have received a letter from someone claiming to own the reversionary interest in the property. Attached was a ground rent demand for rent dating back to 1998. The conveyancing solicitor in Haggerston who acted for me is not around. Do I pay?
First make enquiries of the Land Registry to be sure that this person is in fact the registered owner of the freehold reversion. It is not necessary to incur the fees of a Haggerston conveyancing lawyer to do this as it can be done on-line for £3. You should note that in any event, even if this is the legitimate freeholder, under the Limitation Act 1980 the limitation period for recovery of ground rent is six years.
I have tried to negotiate informally with with my landlord to extend my lease without any joy. Can I apply to the Leasehold Valuation Tribunal? Can you recommend a Haggerston conveyancing firm to help?
if there is a missing landlord or if there is disagreement about the premium for a lease extension, under the relevant statutes you can apply to the LVT to calculate the premium.
An example of a Lease Extension case for a Haggerston premises is 137 & 139 Haberdasher Street in December 2013. The Tribunal determines in accordance with section 48 and Schedule 13 of the Leasehold Reform, Housing and Urban Development Act 1993 that the premium for the extended lease for each Property should be £12,350.00. This case related to 2 flats. The unexpired residue of the current lease was 72.39 years.
Midway through the sale of a leasehold flat in Haggerston. Conveyancing is fine but we are being charged an extortionate amount by the freeholder. So far we have issued a cheque for £295.50 for a leasehold management information and then a further £118 for answers to questions raised by the purchaser's lawyer.
Neither you or your conveyancer will have any say over the level of the charges for this information however the average fee for the information for Haggerston leasehold premises is £360. For Haggerston conveyancing transactions it is conventional for the seller to pay for these charges. The freeholder or their agents are under no statutory obligation to address such questions most will be content to do so - albeit often at exorbitant prices where the fees bear little relation to the work involved. Unfortunately there is no legislation that mandates capped charges for administrative tasks. Nor is there any prescriptive time frame by which they are duty bound to supply the information.