We are buying a 2 bedroom flat in Skellingthorpe with a mortgage. We would like to retain our Skellingthorpe solicitor, however the bank says she’s not on their "panel". We have to appoint one of the bank panel solicitors or keep our Skellingthorpe conveyancing practitioner and pay for one of their panel ones to act for them. We consider that this is inequitable; is there anything we can do?
Unfortunately,no. The mortgage offered to you is subject to its terms and conditions, one of which will be that lawyers will on the bank’s conveyancing panel. Until recently, most lenders had large numbers of law firms on their panels: a borrower could choose one for themselves, as long as it was on the lender's panel. The lender would then simply instruct the borrower's lawyers to act for the lender, too. You can use your lender's panel lawyers or you could borrow from another lender which does not restrict your choice. Another option that might be available is for your Skellingthorpe conveyancing lawyer to apply to be on the conveyancing panel.
When will exchange of contracts take place for sale conveyancing in Skellingthorpe and am I required to attend the conveyancers office?
Where you are round the corner to our conveyancing solicitors in Skellingthorpe you are invited in to sign documents. That being said, the law practices we recommend provide a national conveyancing service and give just as diligent and professional a job for you when dealing with you by post or email. The signing of the sale agreement is not the critical part. A signed contract is necessary for the conveyancer to officially exchange when the time is right, which is ordinarily shortly after signing. The procedure is is usually a five minute process, although where a long "chain" is involved, since the process requires the relevant party's solicitor (not necessarily a conveyancing solicitor in Skellingthorpe)to be in the office at the appropriate time.
Are there restrictive covenants that are commonly identified during conveyancing in Skellingthorpe?
Restrictive covenants can be picked up when reviewing land registry title as part of the legal transfer of property in Skellingthorpe. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’
How does conveyancing in Skellingthorpe differ for new build properties?
Most buyers of new build property in Skellingthorpe come to us having been asked by the builder to sign contracts and commit to the purchase even before the residence is built. This is because developers in Skellingthorpe tend to acquire the real estate, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancing solicitors as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are used to new build conveyancing in Skellingthorpe or who has acted in the same development.
How does the Landlord & Tenant Act 1954 impact my business premises in Skellingthorpe and how can you help?
The particular law that you refer to gives protection to business lessees, giving them the right to apply to court for a renewal lease and remain in occupation when the lease reaches an end. There are limited grounds where a landlord can refrain from granting a lease renewal and the rules are complex. Fees are different for commercial conveyancing. Skellingthorpe is one of our hundreds of areas of the UK in which the firms we work with are located
As co-executor for the estate of my grandmother I am disposing of a property in Monmouth but I am based in Skellingthorpe. My conveyancer (who is 300 miles from meneeds me to sign a statutory declaration prior to completion. Can you recommend a conveyancing solicitor in Skellingthorpe who can witness this legal document for me?
strictly speaking you are not likely to need to have the documents witnessed by a conveyancing solicitor. Normally or notary public or qualified solicitor will suffice regardless of whether they are Skellingthorpe based