I am obtaining a mortgage with Santander. My intention is to enlist the help of a Licensed Conveyancer in Lyme Regis. Does the Santander Conveyancing panel allow for conveyancers regulated by the CLC?
The Santander approved solicitor list is, like many other lenders, represented by the Council or Mortgage Lenders or BSA, open to Licensed Conveyancers regulated by the CLC.
We are looking to buy a flat and need a conveyancing solicitor in Lyme Regis who is on the Yorkshire BS approved panel. Can you recommend a local conveyancing firm?
Our service is limited to being a directory service for firms who wish to be listed as being on the approved conveyancing panel for Yorkshire BS . We don't recommend any particular firms conducting conveyancing in Lyme Regis.
Our mortgage company has suggested solicitors on their panel based in Lyme Regis but I would rather instruct a conveyancing lawyer in Lyme Regis or nearer to where I live. Are you able to help?
It is by no means the case that all Lyme Regis conveyancing firms are listed all lender’s conveyancing panel. Use the above search tool to identify a Lyme Regis conveyancing conveyancer on the on the lender panel.
I am buying a detached bungalow in Lyme Regis. The intention is to convert the garage to a playroom at the house.Will legal conveyancing on the property include investigations to see if these works were previously refused?
Your property lawyer should review the deeds as conveyancing in Lyme Regis will occasionally identify restrictions in the title documents which prohibit categories of works or necessitated the permission of another owner. Some additions require local authority planning consent and approval in compliance with building regulations. Many locations are designated conservation areas and special planning restrictions apply which often prevent or impact extensions. You should check these issues with a surveyor prior to committing yourself to a purchase.
I am expecting a AIP from Coventry BS this week so we can work out what to offer on a property we like as otherwise we only have online calculators to go by (which aren't taking into account credit checks etc). Do Coventry BS recommend any Lyme Regis solicitors on the Coventry BS conveyancing panel, or is it better to find our own lawyer?
You will need to appoint Lyme Regis solicitors independently although you'll need to choose one on the Coventry BS conveyancing panel. The solicitor represents both you and Coventry BS through the process.
I am selling my flat. I had a double glazing fitted in July 2007, but did not receive a FENSA certificate or Building Regulation Certificate. My buyer's mortgage company, Nottingham are being pedantic. The Lyme Regis solicitor who is on the Nottingham conveyancing panel is happy to accept ‘lack of building regulation’ insurance but Nottingham are insisting on a building regulation certificate. Why do Nottingham have a conveyancing panel if they don't accept advice from them?
It is probably the case that Nottingham have referred the matter to their valuer. The reason why Nottingham may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing was correctly and safely installed. The indemnity insurance merely protects against enforcement action which is very unlikely anyway.
I have been on the look out for a leasehold apartment up to £245,000 and identified one round the corner in Lyme Regis I like with open areas and station in the vicinity, however it only has 49 remaining years left on the lease. I can't really find anything else in Lyme Regis suitable, so just wondered if I would be making a grave error purchasing a short lease?
Should you need a mortgage that many years will likely be a potential deal breaker. Reduce the offer by the expected lease extension will cost if not already taken into account. If the current proprietor has owned the property for a minimum of twenty four months you may request that they start the process of the extension and then assign it to you. An additional ninety years can be extended on to the existing lease with a zero ground rent applied. You should speak to your conveyancing solicitor about this matter.
My sealed bid on detached house in Lyme Regis was accepted, the vendor does however have an associated purchase. The vendors have offered on a property, but it’s not been accepted yet, and are looking at other properties booked. I have instructed a nearby conveyancing solicitor in Lyme Regis. What should be my next step? At what stage do I apply for the mortgage with Clydesdale?
It is usual to have concerns where there is an associated chain given your reluctance to be too out of pocket too early (home loan application is in the region of £1k, then survey, Lyme Regis conveyancing search fees, etc). First, you should ensure that your property lawyer is on the Clydesdale conveyancing panel. As to the subsequent steps this very much dictated by the uniqueness of your transaction, desire for this property and on the state of the market. During a buoyant market many purchasers would apply for a home loan with Clydesdale and pay for the survey and only if it comes back ok would they ask their property lawyer to move forward with searches.