I am in the process of mortgaging my apartment in Colyton, does my lawyer have to be on the RBS Solicitor panel?
There is nothing to stop you using your solicitor, but RBS will insist on their interests being represented by a firm on their conveyancing panel. There is much more potential for delays and confusion with an additional lawyer added to the mix, and it will undoubtedly be more expensive too.
A friend advised me that where I am buying in Colyton I should ask my conveyancer to execute a Neighbourhood, Planning and Local Amenity Search. Can you explain what the purpose of this search is?
This is a search is sometimes included in the estimate for your Colyton conveyancing searches. It is a large report of more than thirty pages, listing and detailing important information about Colyton around the property and the people living there. It incorporates an Aerial Photograph, Planning Applications, Land Use, Mobile Phone Masts, Rights of Way, the local Housing Market, Council Tax Banding, the type of People living in the area, the dominant type of Housing, the Average House Prices, Crime details, Local Education with plans and statistics, Local Amenities and other useful information regarding Colyton.
I used Wolstenholmes several years ago for my conveyancing in Colyton. Now, I need my files but the law firm has closed. What do I do?
You should call the Solicitors Regulatory Authority (SRA) to assist in tracking down your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Colyton of the conveyancing firm of solicitors you previously instructed, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.
I am looking for a flat up to £245,000 and found one round the corner in Colyton I like with a park and railway links in the vicinity, however it only has 61 remaining years left on the lease. There is not much else in Colyton for this price, so just wondered if I would be making a mistake buying a lease with such few years left?
Should you need a mortgage that many years will likely be a potential deal breaker. Reduce the price by the anticipated lease extension will cost if it has not already been discounted. If the current proprietor has owned the property for at least 2 years you may ask them to commence the lease extension formalities and then assign it to you. An additional ninety years can be extended on to the current lease and have £0 ground rent by law. You should consult your conveyancing lawyer concerning this.
I'm remortgaging my existing home to a buy to let loan with Coventry Building Society and intend to use the remaining equity as a deposit on a second house. The neighborhood we are looking at is Colyton. Will your solicitors be able to act for the two banks and tie in the transactions?
Do use our search tool on this site to check that the lawyers are on the appropriate lender panels. Assuming that they are your lawyer will be able to connect the two conveyancing matters but you should have a chat with you solicitor and communicate your desired outcome and needs.
My brother has recommend that I use his lawyers for conveyancing in Colyton. Should I choose my own conveyancer?
There are no two ways about it it’s preferable to find a conveyancing lawyer is to seek guidance from friends or family who have actually experience in using the firm you're are thinking of instructing.