I am not in a position to travel far from Charmouth. Is there a reason why all Charmouth solicitors are not on all bank panels?
Even though it may seem unfair for mortgage companies to limit who can represent them, from the public’s or conveyancer’s point of view, the flip side is that lenders are increasingly anxious and regard it imperative to shield themselves from mortgage fraud. As a result of this concern mortgage companies have reduced their conveyancing panel to a manageable size.
I am buying a right to buy a flat in Charmouth. How practical is it for me to do the conveyancing?
Leaving aside the complexities and merits of DIY conveyancing in Charmouth you will have to appoint a solicitor on your mortgage company's conveyancing panel to look after their interests. Most people therefore find it easier to let the solicitor act for them and the lender. Furthermore there is minimal cost savings to be made in you doing conveyancing for yourself and another lawyer conducting the conveyancing for the lender. Please feel free to use the search tool to find a lawyer on your lender panel in Charmouth.
I am assisting my sister sell her flat in Charmouth. Will the solicitor commission an energy assessment or it is for the seller to coordinate?
After the abolition of HIPs, energy performance certificates was left as a compulsory part of selling a property. An energy performance certificate needs to be commissioned prior to the property being marketed. This is not as aspect of the sale process that solicitors ordinarily organise. If you are using a Charmouth conveyancing solicitor they may help arrange energy performance certificates due to their relationships with long established local assessors
We are aiming to move home in December. Does my conveyancing solicitor call the removal company on the completion day. Incidentally, can you put forward a removal company in Charmouth. Conveyancing solicitor was organised prior to coming across your site.
On the day of completion you can pick up the keys from the estate agent but this should only happen after the previous owners solicitors confirm to the agent that the monies to complete are in and the keys can be given over. You can advise the removal men that you are ready to move in. We are not in a position to recommend a specific removal organisation but can help you choose a conveyancing in Charmouth or a lawyer that specialises in conveyancing in Charmouth.
I am selling my apartment. I had a double glazing fitted in December 2010, but did not receive a FENSA certificate or Building Regulation Certificate. My purchaser’s mortgage company, TSB are being a right pain. The Charmouth solicitor who is on the TSB conveyancing panel is happy to accept ‘lack of building regulation’ insurance but TSB are requiring a building regulation certificate. Why do TSB have a conveyancing panel if they don't accept advice from them?
It is probably the case that TSB have referred the matter to their valuer. The reason why TSB may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing was correctly and safely installed. The indemnity insurance merely protects against enforcement action which is very unlikely anyway.
Over the last few months I have been searching for a ground for flat up to £235,500 and identified one round the corner in Charmouth I like with a park and station nearby, the downside is that it only has 49 years on the lease. There is not much else in Charmouth for this price, so just wondered if I would be making a mistake buying a short lease?
If you require a mortgage the remaining unexpired lease term may be problematic. Discount the price by the amount the lease extension will cost if not already taken into account. If the current proprietor has owned the property for a minimum of twenty four months you could request that they start the process of the extension and pass it to you. You can add 90 years to the current lease term and have £0 ground rent by law. You should consult your conveyancing solicitor concerning this matter.
I am looking into buying my first house which is in Charmouth and I am already nervous. I couldn't find anything specific about Charmouth. Conveyancing will be needed in due course but do you know about the Charmouth area? or perhaps some other tips you can share?
Rather than looking online forget looking online you should go and have a look at Charmouth. In the meantime here are some basic statistics that we found
Am I better off to appoint a Charmouth conveyancing practitioner based in the location that I am purchasing? An old friend can deal with the conveyancing however her office is 200kilometers drive away.
The primary upside of using a local Charmouth conveyancing firm is that you can pop in to sign documents, deliver your identification documents and pester them if necessary. They will also have local knowledge which is a bonus. That being said nothing is more important than finding someone that will pull out all the stops for you. If you know people who used your friend and the majority were impressed that should surpass using an unfamiliar Charmouth conveyancing solicitor solely due to them being based in the area.