My mortgage broker has asked me for my Charmouth law firm’s panel member for the Nat West conveyancing panel. Can you suggest how I discover this. I have tried my local Charmouth office but they don't know it.
The sensible thing to do is ask for this information from your Charmouth solicitor . Most Charmouth law practices will retain a file or database of lender panel information which would include, if applicable, their conveyancing panel details for each mortgage company.
I have given 2 months notice to my existing landlord and have to leave my rented apartment in Charmouth by the end of next month. Conveyancing on my purchase has just started. How realistic is it to complete in a couple of weeks as I wish to avoid having to move into temporary accommodation?
Generally one should not give notice on a rental until exchange of contracts has taken place. If you have not already done so, contact to your conveyancer and ask them to they seek the assistance the owners side, try to get a realistic time scale from them that all parties will work towards
We note that you have a post code search directory listing firms on the Nationwide conveyancing panel. Do firms pay you a referral fee if I instruct them for our conveyancing in Charmouth?
We are a listing service only for law firms wishing to communicate if they are on the Nationwide conveyancing panel or other lender panels. We do not charge referral fees to any conveyancer that you subsequently appoint for your conveyancing in Charmouth.
My wife and I purchasing a 4 bedroom semi-detached house in Charmouth. The intention is to carry out an extension to the side at the property.Will legal investigations on the property involve checks to see if these works were previously refused?
Your property lawyer will review the deeds as conveyancing in Charmouth will occasionally identify restrictions in the title deeds which prohibit certain alterations or need the permission of another owner. Some additions need local authority planning permissions and approval under the building regulations. Certain locations are designated conservation areas and special planning restrictions apply which frequently prevent or affect extensions. It would be prudent to check these things with a surveyor ahead of any purchase.
When it comes to mortgage companies such as Co-operative, do Charmouth conveyancers incur a fee to be on the list of approved solicitors?
We are not aware of any bank fees to register on their list of approved firms, although some do charge an administration charge to deal with the processing of the conveyancing panel application.
Aldermore have agreed my mortgage in principle, my offer on a house in Charmouth has been accepted, what are the next steps?
The estate agent will wish to be advised as to your solicitor's details (be sure the conveyancers are on the bank’s approved list). Contact Aldermore or your broker and complete any outstanding paperwork. Aldermore will sellect a valuer who will get in touch with the selling agent or vendor to schedule an appointment. Once carried out (assuming no problems) it takes on average ten days for the mortgage offer to be issued. Aldermore will issue the offer to you and your conveyancing practitioners. The transaction will then take it’s course according the nature and complexity of the conveyancing in Charmouth.
I used Wolstenholmes several years ago for my conveyancing in Charmouth. Now, I need my documents however the law firm has closed. What do I do?
You should contact the Solicitors Regulatory Authority (SRA) to assist in tracing your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Charmouth of the conveyancing firm of solicitors you previously instructed, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.
How does conveyancing in Charmouth differ for new build properties?
Most buyers of new build property in Charmouth approach us having been asked by the builder to sign contracts and commit to the purchase even before the premises is built. This is because house builders in Charmouth tend to buy the real estate, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct property lawyers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are accustomed to new build conveyancing in Charmouth or who has acted in the same development.