What is your number one tip for finding a conveyancing solicitor in Charmouth
Do not opt for the cheapest Charmouth conveyancing quote. You really do get what you pay for when it comes to conveyancing solicitors. A cheap quote may mean that the conveyancing solicitor is handling a lot of jobs at one time and you won’t get the quality of service and the attention that you need. It is, however, wise to use a conveyancer who has a fixed fee on a no sale, no fee basis. This way, you go into the conveyancing with your eyes wide open.
I'm the single recipient of my late grandmother’s estate with all property in now in my sole name, including the house in Charmouth. The Charmouth property was put into my name in April. I now wish to sell up. I understand that there is a CML six month 'rule', meaning my property ownership will be considered the same way as if I'd bought the house in April. Do I have to wait 6 months to sell?
The CML handbook instructs conveyancers to: "report to us immediately if the owner or registered proprietor has been registered for less than six months." By the strict wording you could be caught by that. How sensible a view banks take of it, depend on the mortgage company as this provision chiefly exists to pick up on subsales or the wholesaling and assigning of property.
I have paid off my mortgage with Nottingham. I assume I don't need a Charmouth conveyancing practitioner on the Nottingham panel to remove the mortgage at the Land Registry. Please confirm.
If you have finished paying off your Nottingham mortgage, they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the Nottingham mortgage from the register. Nottingham, and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:
- but are not moving to another property
- where Nottingham has sent the Land Registry the discharge electronically, and
- Nottingham has instructed the Land Registry to do so
I have todaybecome aware that Action Conveyancing have closed. They conducted my conveyancing in Charmouth for a purchase of a leasehold apartment 10 months ago. How can I establish that the property is registered correctly in the name of the previous owner?
The easiest way to check if the property is in your name, you can carry out a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Charmouth conveyancing specialists.
How does conveyancing in Charmouth differ for newly converted properties?
Most buyers of new build property in Charmouth approach us having been asked by the developer to exchange contracts and commit to the purchase even before the residence is finished. This is because developers in Charmouth tend to buy the land, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are accustomed to new build conveyancing in Charmouth or who has acted in the same development.
I have been on the look out for a flat up to £195,000 and identified one close by in Charmouth I like with a park and railway links nearby, however it only has 51 years unexpired on the lease. I can't really find anything else in Charmouth suitable, so just wondered if I would be making a grave error purchasing a short lease?
If you require a home loan the remaining unexpired lease term will be a potential deal breaker. Reduce the price by the expected lease extension will cost if not already taken into account. If the existing proprietor has owned the premises for a minimum of twenty four months you may ask them to start the process of the extension and then assign it to you. An additional ninety years can be extended on to the existing lease term and have £0 ground rent by law. You should speak to your conveyancing lawyer concerning this matter.
My company is looking to lease a unit on the high street. Can you recommend lawyers offering fixed fees for non-domestic conveyancing in Charmouth for under £1,200?
We can recommend firms who have well rounded knowledge of commercial conveyancing in Charmouth, including the sale and purchase of businesses as well as simply premises. Whether you are looking to buy or dispose of a shop, pub, restaurant, office, retail premises or a complete business we will find you the right lawyer. As for the charges these will vary based on the structure and terms of the deal. Let us have your contact information or phone so as to enable us to furnish you with a fixed commercial conveyancing quote.
Estate agents have just been given the go-ahead to market my basement flat in Charmouth.Conveyancing lawyers have not yet been instructed but I have just had a half-yearly maintenance charge invoice – should I leave it to the buyer to sort out?
Your conveyancing lawyer is likely to suggest that you should pay the invoice as usual as all rents and service payments should be allottedon completion, so you should recover the relevant percentage by the buyer for the period running from after the completion date to the subsequent invoice date. Most managing agents will not acknowledge the buyer until the service charges have been paid and are up to date so it is important for both buyer and seller for the seller to show that they are up to date. This will smooth the conveyancing process