Is the fact that my solicitor in Chard is not listed on my bank's conveyancing panel that there is a problem with the standard of the firm’s conveyancing?
It would be unwise to jump to that conclusion. There are plenty of plausible explanations. Just recently a report by the solicitors regulator revealed that over three quarters of law firms surveyed had been removed from at least one lender panel. The most common reasons for removal are: (1) low volume of transactions (2) the lawyer is a sole practitioner (3) as part of the HSBC panel reduction (4) regulatory contact by SRA (5) accidental removal. Where you are concerned you should simply call the Chard conveyancing practice and ask them why they are no longer on the approved list for your lender.
At what point will exchange of contracts take place for domestic conveyancing in Chard and am I required to attend the lawyers branch?
Where you are near to our conveyancing solicitors in Chard you are invited in to sign the paperwork. However, the firms we work with offer countrywide coverage for conveyancing and give just as detailed and professional a job for you when communicating with you digitally. The signing of the contract is not the point of no return. Signing on the dotted line is necessary for the solicitor to exchange contracts at the appropriate time, which is ordinarily shortly after signing. The exchange process is nowadays normally dealt with by telephone and can be very rapid, although where a long "chain" is in the mix, since the process requires the relevant party's solicitor (not necessarily a conveyancing solicitor in Chard)to be in the office at the appropriate time.
How can we know in advance if a Chard conveyancing solicitor on the Leeds Building Society panel is any good?
When it comes to conveyancing in Chard seeking recommendations is a sensible start. Before you go ahead, check if they offer a no sale no fee offer. Also, you often get what you pay for - a firm which quotes more, will often provide a better service than one advertising the lowest fees. We would always suggest that you speak with the solicitor conducting your conveyancing.
Last month we had a mortgage agreed in principle with Bank of Ireland. Chard conveyancing practitioners are selected. How long does it take for Bank of Ireland to forward the offer to the lawyer?
Some lenders take longer than others. Have Bank of Ireland done the survey? Have you advised Bank of Ireland as to your lawyers' details and checked that your lawyers are on the Bank of Ireland conveyancing panel? Sometimes it can take as long as six weeks for a mortgage offer to be issued.
I am expecting a AIP from Co-operative this week so we can work out what to offer on a property we like as otherwise we only have online calculators to go by (which aren't taking into account credit checks etc). Do Co-operative recommend any Chard solicitors on the Co-operative conveyancing panel, or is it better to find our own lawyer?
You will need to appoint Chard solicitors independently although you'll need to choose one on the Co-operative conveyancing panel. The solicitor represents both you and Co-operative through the process.
What does a local search tell me concerning the house my wife and I buying in Chard?
Chard conveyancing often starts with the applying for local authority searches directly from your local Authority or through a personal search company for instance Onsearch The local search plays a central role in most Chard conveyancing purchase; that is if you don’t want any nasty surprises after you move into your new home. The search should supply information on, amongst other things, details on planning applications relevant to the premises (whether granted or refused), building control history, any enforcement action, restrictions on permitted development, nearby road schemes, contaminated land and radon gas; in all a total of 13 topic sections.
I need to find a conveyancing solicitor for residential conveyancing in Chard. I have discover a web site which seems to have the perfect solution If there is a chance to get all this stuff completed via email that would be ideal. Do I need to be concerned? What should out be looking out for?
As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?
Why can't I complete our conveyancing in Chard on May bank holiday?
This is due to the fact that on completion the sale price needs to be transferred electronically between the banks of the purchaser and seller's conveyancing practitioner and at present this can only occur on a business day. So you can't complete on a saturday or sunday either.