We are purchasing our first property. Our property lawyer has e-mailedto enquire if we want to purchase extra conveyancing searches. Frankly we in the dark as to what's relevant for conveyancing in Chard
The range of Chard conveyancing searches depends entirely on the premises, the location, the possibility of any of these risks, your knowledge of the region and risks, your overall appetite to risk. What matters is that you properly comprehend what information the searches could give you. Then you can decide if you consider that you need that search. Where you are unclear, ask the property lawyer to provide guidance.
I have paid off my mortgage with TSB. I assume I don't need a Chard conveyancer on the TSB panel to discharge the mortgage at the Land Registry. Am I right?
If you have finished paying off your TSB mortgage, they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the TSB mortgage from the register. TSB, and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:
- but are not moving to another property
- where TSB has sent the Land Registry the discharge electronically, and
- TSB has instructed the Land Registry to do so
After months of negotiation I have agreed a price on an apartment in Chard. My financial adviser recommended their conveyancers. I paid an on account payment of £200. A couple of days later, the conveyancing practitioner contacted me embarrassingly acknowledging that they were not on the Bank of Ireland conveyancing panel. Am I right in thinking that I should be due a refund?
You should be able to recover this from the law firm if they were not on the Bank of Ireland panel. They should have asked at the outset which lender you were obtaining a mortgage with. An important lesson to readers of this site is to check that the lawyers are on the appropriate lender panel.
My offer was accepted on an apartment in Chard on 9/12/2025, valuation was booked five days later, all came back fine. Conveyancer instructed, so the only thing outstanding was my mortgage offer. Having made daily calls to Bank of Ireland and chasing them on my offer, I have now been told that my offer will not be issued unless the lawyer is on the Bank of Ireland conveyancing panel. Are Bank of Ireland entitled to hold back the Mortgage pending the lawyer being on the approved list?
Mortgage companies tend not to not issue a mortgage until they have details of a lawyer on their panel. It can take a few weeks for Bank of Ireland to deal with your lawyer's application to be on the Bank of Ireland conveyancing panel. There's no guarantee that your solicitor will be accepted.
What can a local search reveal regarding the property my wife and I buying in Chard?
Chard conveyancing often starts with the ordering local authority searches directly from your local Authority or through a personal search organisations for example Xpress Legal The local search is essential in every Chard conveyancing purchase; as long as you wish to avoid any nasty once you have moved into your new home. The search should reveal data on, amongst other things, details on planning applications relevant to the property (whether granted or refused), building control history, any enforcement action, restrictions on permitted development, nearby road schemes, contaminated land and radon gas; in all a total of thirteen topic areas.
How do I search for a Chard solicitor on the Leeds Building Society conveyancing panel? I am a keen cyclist and am prepared to travel upto 25kilometers to meet the conveyancer.
Feel free to make use of the search on this page. Please pick a bank and your location and you will see a number of Chard conveyancing lawyers based on proximity. We have detailed some Chard conveyancing firms at the bottom of this page and you can ring them to see whether they are on the Leeds Building Society panel
Is it best to instruct a Chard conveyancing practitioner based in the vicinity that I am hoping to buy? I have an old university friend who can perform the conveyancing but his firm is located over three hundred kilometers away.
The primary upside of using a high street Chard conveyancing firm is that you can visit the firm to execute documents, deliver your ID and apply pressure on them where appropriate. They will also have local knowledge which is a plus. However nothing is more important than finding someone that will pull out all the stops for you. If if people you trust instructed your friend and the majority were content that should surpass using an unknown Chard conveyancing lawyer just because they are Chard based.
We are first time buyers just having agreed a price on a property in Chard, and are now looking to get solicitors lined up. We have made use of the various rating based websites and the results are from all over the country. Is it essential to have a Chard solicitor local to the prospective new home? We are fine to do everything over email, but I guess at some point we will be required to attend the conveyancing practitioner's office to sign papers?
Generally there is no need to physically visit the office of your lawyer, they can post any relevant papers to you, which you can sign and return. Many buyers and sellers choose to instruct a locally based solicitor, but it is not essential for conveyancing in Chard.