Last October we completed a house move in Chard. We have since encountered a number of issues with the property which we believe were omitted in the conveyancing searches. Is there anything we can do? Can you clarify the nature of searches that needed to have been carried out for conveyancing in Chard?
It is not clear from the question as what problems have arisen and if they are specific to conveyancing in Chard. Conveyancing searches and due diligence initiated during the buying process are designed to help avoid problems. As part of the process, a property owner completes a form known as a Seller’s Property Information Form. answers provided is inaccurate, then you may have a claim against the owner for any losses that you have suffered. The survey should have identified any problems with the structure of the property. Assuming a detailed survey was carried out and the issues were not identified, you may have a claim against the surveyor. However, if you did not have a full survey, you may be responsible for fixing any defects that have now been noted. We would always encourage buyers to take every possible step to ensure they are completely aware of the condition of a property before purchase regardless of whether they are buying in Chard.
We see that you have a post code search directory identifying solicitors on the Lloyds conveyancing panel. Do firms pay you a commission if I retain them for our conveyancing in Chard?
We are a listing service only for law firms wishing to communicate if they are on the Lloyds conveyancing panel or other lender panels. We do not charge referral fees to any conveyancer that you subsequently appoint for your conveyancing in Chard.
I am told that my conveyancing solicitors will need to check that the building insurance when buying a house in Chard. My lender is Chelsea Building Society
Chelsea Building Society have specific requirements as set out in the UK Finance Lenders’ Handbook. As of 20/2/2025, the requirements read as follows :
When it comes to lenders such as Santander, do Chard property lawyers face an annual charge to be on the conveyancing panel?
We are not aware of any lender fees to be on their panel, although some do levy an administration charge to deal with the processing of the conveyancing panel submission.
I am currently in the process of buying my council flat in Chard. I have a mortgage agreed with Skipton. Conveyancing is new to me. Can I proceed without a solicitor easily? I think we can but we keep being told I should have one. Any advice?
It is not advisable to proceed with a house purchase without a solicitor. The council's solicitor are not acting for you. You need a solicitor for a number reasons. One of which is to verify what plans the Council have for repairs and refurbishment for the next five years. Many leaseholders have been stung for contributions of thousands of pounds. In any event, if you are getting a mortgage with Skipton, you will need to appoint a solicitor on the Skipton conveyancing panel.
Skipton have agreed my mortgage in principle, my offer on a apartment in Chard has been agreed to, now what?
The estate agent will want to know who your solicitors are (ensure that the property lawyers are on the lender’s panel). Contact Skipton or your broker and finish off any appropriate paperwork. Skipton will instruct a valuer who will get in contact with the selling agent or owners to book an appointment. Once carried out (assuming no problems) it takes on average ten days to receive the mortgage offer. Skipton will issue the offer to you and your lawyers. The transaction will then take it’s course according the nature and complexity of the conveyancing in Chard.
I have been on the look out for a leasehold apartment up to £195,000 and identified one round the corner in Chard I like with open areas and railway links nearby, however it's only got 49 years unexpired on the lease. I can't really find anything else in Chard in this price bracket, so just wondered if I would be making a mistake acquiring a short lease?
Should you need a home loan the shortness of the lease may be an issue. Reduce the price by the amount the lease extension will cost if not already taken into account. If the current owner has owned the property for a minimum of twenty four months you can request that they start the process of the extension and then assign it to you. You can add 90 years to the current lease and have £0 ground rent by law. You should speak to your conveyancing lawyer about this.
Can a conveyancer remove a name from the title of my property in Chard ?
Removing or adding someone to the title of your home is relatively straightforward. You’ll need to appoint a conveyancer to discuss your legal rights before you can proceed with a transfer of property. Contact us to book a free consultation with one a conveyancer