Would the conveyancing solicitors listed on your site carry out attended exchange conveyancing in Margate?
There are a few conveyancing experts who can conduct attended exchanges. Do call us to receive a conveyancing quote and details as to dates.
My wife and I are buying a apartment in Margate. I might seem paranoid but how we can trust a lawyer? On completion day we have to put money into their account. What is the protection we have from them run away with our deposit?
Be assured that all money in a Solicitors client account is 100% safe, and even if your Solicitor ran off with it, the Law Society would reimburse you fully.
I'm in the throws of looking at apartments in Margate and I am now considering a potential offer. Should I already have a lawyer in place at this stage? I am planning to take a mortgage with Bank of Ireland.
It would be prudent to instigate your search sooner rather than later. After you have chosen your lawyer and once your offer is accepted you can instruct them to work for you and forward their contact information on to the selling agent. As you are seeking a mortgage with Bank of Ireland, ask your prospective lawyers if they are on the Bank of Ireland conveyancing panel otherwise they can't do the mortgage legal work.
I have paid off my mortgage with HSBC. I assume I don't need a Margate conveyancing practitioner on the HSBC panel to discharge the mortgage at the Land Registry. Am I right?
If you have finished paying off your HSBC mortgage, they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the HSBC mortgage from the register. HSBC, and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:
- but are not moving to another property
- where HSBC has sent the Land Registry the discharge electronically, and
- HSBC has instructed the Land Registry to do so
What does a local search inform me concerning the property we're buying in Margate?
Margate conveyancing often commences with the ordering local authority searches directly from your local Authority or via a personal search organisations such as PSG The local search is essential in every Margate conveyancing purchase; that is if you don’t want any nasty once you have moved into your property. The search should supply data on, amongst other things, details on planning applications relevant to the premises (whether granted or refused), building control history, any enforcement action, restrictions on permitted development, nearby road schemes, contaminated land and radon gas; in all a total of 13 subject headings.
Are there restrictive covenants that are commonly picked up during conveyancing in Margate?
Covenants that are restrictive in nature can be picked up when reviewing land registry title as part of the process of conveyancing in Margate. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’
Due to the guidance of my in-laws I had a survey completed on a house in Margate in advance of retaining conveyancers. I have been told that there is a flying freehold overhang to the house. The surveyor has said that some banks will refuse to grant a mortgage on this type of premises.
It varies from the lender to lender. Bank of Scotland has different instructions from Nationwide. Should you wish to telephone us we can look into this further via the relevant lender. If you lender is happy to lend one our lawyers can assist as they are used to dealing with flying freeholds in Margate. Conveyancing may be slightly more expensive based on your lender's requirements.
I only have 68 years unexpired on my flat in Margate. I now wish to get lease extension but my freeholder is can not be found. What should I do?
If you meet the appropriate requirements, under the Leasehold Reform, Housing and Urban Development Act 1993 you can apply to the County Court for for permission to dispense with the service of the initial notice. This will mean that your lease can be granted an extra 90 years by the Court. However, you will be required to prove that you have done all that could be expected to locate the freeholder. On the whole an enquiry agent may be useful to try and locate and to produce a report to be accepted by the court as proof that the freeholder can not be located. It is wise to seek advice from a conveyancer in relation to devolving into the landlord’s absence and the vesting order request to the County Court covering Margate.
Margate Conveyancing for Leasehold Flats - Sample of Queries Prior to buying
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Is anyone aware of any major works in the near future that could increase the maintenance fees? The answer will be helpful as a) areas could result in problems for the block as the common areas may start to deteriorate where maintenance are not paid for b) if the leaseholders have an issue with the managing agents you will need to know about it