I am looking to buy a flat and need a conveyancing solicitor in Ramsgate who is on the Britannia solicitor. Can you recommend a local conveyancing firm?
Our service is limited to being a directory service for firms who wish to listed as being on the approved conveyancing panel for Britannia in certain locations such as Ramsgate. We dont recommend any particular firm.
Can you point me to a directory of Santander panel conveyancers in Ramsgate on the UK Finance Lenders’ Handbook Website?
Unfortunately not yet. There is no such directory service on the Council of Mortgage Lenders or Building Society Association sites. Very few mortgage companies make their panel listings viewable online. If you are in need of a Ramsgate conveyancing practitioner on the Santander please make the most of our tool.
Is it the case that all Ramsgate solicitors on the Leeds Building Society conveyancing panel are overseen by the Solicitors Regulatory Authority?
As a firm of solicitors, in order to be on the Leeds Building Society conveyancing panel they would need to be governed by the Solicitors Regulatory Authority. Many banks do list licenced conveyancers on their panel in which case such firms would be governed by the Council of Licensed Conveyancers.
We had chosen conveyancing lawyers with offices in Ramsgate on the Bank of Ireland solicitor approved list. They are now charging me an additional sum for dealing with the Bank of Ireland mortgage. Is this an additional conveyancing fee set by Bank of Ireland?
Unfortunately, so long as it is in their Terms of Engagement or estimate then yes your conveyancer is entitled to charge a fee for this. This charge is not set by Bank of Ireland but by your Ramsgate solicitor. Numerous firms on the Bank of Ireland panel will charge an ‘acting for lender’ fee but many firms incorporate it on their overall fee.
We are selling our home in Ramsgate and the buyers lawyers are claiming that there is a possibility that the property was constructed land that was not decontaminated. Any high street Ramsgate conveyancer would know this is not the case. It does beg the question why the buyers used an online conveyancing outfit as opposed to a conveyancing solicitor in Ramsgate. We have lived in Ramsgate for 5 years we know that this is a non issue. Should we contact our local Authority to get confirmation that the buyers are looking for.
It sounds as though you may have a conveyancing firm currently acting for you. What do they say? You must check with your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out health insurance to cover that same ailment)
Am I best advised to use a Ramsgate conveyancing lawyer based in the area that I am hoping to buy? An old friend can handle the conveyancing but his firm is located 300miles away.
The primary upside of using a high street Ramsgate conveyancing firm is that you can attend the office to execute paperwork, deliver your ID and apply pressure on them where appropriate. Having local Ramsgate know how is a benefit. That being said nothing is more important than finding someone that will pull out all the stops for you. If you know people who used your friend and in the main were happy that must surpass using an unfamiliar Ramsgate conveyancing solicitor just because they are Ramsgate based.
I am hoping to put an offer on a small detached house that seems to be perfect, at a reasonable price which is making it more attractive. I have just found out that it's a leasehold rather than freehold. I am assuming that there are particular concerns purchasing a house with a leasehold title in Ramsgate. Conveyancing advisers have are soon to be appointed. Will they explain the issues?
Most houses in Ramsgate are freehold and not leasehold. In this scenario it’s worth having a local conveyancer used to dealing with such properties who can assist with the conveyancing process. It is clear that you are buying in Ramsgate so you should seriously consider looking for a Ramsgate conveyancing solicitor and check that they have experience in dealing with leasehold houses. As a matter of priority you will need to check the unexpired lease term. Being a tenant you will not be entirely free to do whatever you want to the property. The lease comes with conditions such as obtaining the freeholder’sconsent to carry out alterations. It may be necessary to pay a service charge towards the upkeep of the communal areas where the house is located on an estate. Your solicitor should report to you on the legal implications.
I inherited a ground floor flat in Ramsgate, conveyancing formalities finalised March 1996. Can you let me have an estimated range of the fair premium for a lease extension? Similar properties in Ramsgate with a long lease are worth £227,000. The ground rent is £50 charged once a year. The lease comes to an end on 21st October 2096
With just 72 years left to run we estimate the price of your lease extension to span between £9,500 and £11,000 plus plus your own and the landlord's "reasonable" professional fees.
The figure that we have given is a general guide to costs for extending a lease, but we cannot give you the actual costs without more comprehensive investigations. Do not use the figures in a Notice of Claim or as an informal offer. There may be other concerns that need to be taken into account and you obviously should be as accurate as possible in your negotiations. You should not take any other action based on this information without first getting professional advice.
I am unable to attend my Ramsgate conveyancing solicitors office to sign documents for conveyancing in Ramsgate – will this be problematic?
You need not be concerned. Ramsgate conveyancing lawyers can deal with home moves for clients wider afield. It is not necessary for you to be able to be present a Ramsgate conveyancers office. They can deal with everything remotely from their Ramsgate premises.