I am in the process of selling my maisonette in Ramsgate and the estate agent has just telephoned to say that the buyers are changing their law firm. I am told that this is due to the fact that the lender will only deal with property lawyers on their approved list. Why would a big named mortgage company only work with certain law firms rather the firm that they want to appoint to handle their conveyancing in Ramsgate ?
Banks have always had panels of law firms that can act for them, but in the past few years big names such as Lloyds Banking Group, have reviewed and reduced their conveyancing panel– in some cases removing conveyancing firms who have acted for them for many years.
Mortgage companies blame a rise in fraud as the reason for the reduction – criteria have been stiffened as a smaller panel is easier to monitor. No lender will say how many solicitors have been dropped, claiming the information is commercially sensitive, but the Law Society claims that it is hearing daily from firms that have been removed from panels. Some do not even realise they have been dropped until contacted by a borrower who has instructed them as might be the situation in your buyers' case. Your purchasers are not going to have any impact on this.
Please could you suggest a Platform Home Loans Ltd approved Ramsgate conveyancing firm who can have us moved in within 28 days? Am I best advised to choose a local Ramsgate conveyancer or a factory type conveyancer?
We would be happy to suggest some excellent Ramsgate conveyancing firms. Another option is to visit the high street in Ramsgate. Go in to some well established law practices and ask to see a conveyancing solicitor for a quote. Discuss your requirements together with the reasons and get a commitment on speed. Select the lawyer that genuine.
I have 70 years remaining on my lease and need a lease extension for my flat in Ramsgate. Conveyancing solicitors on the The Mortgage Works panel can deal with such extensions right?
Most leasehold conveyancing experts should be able to deal with a lease extension. if you are securing a mortgage then your lender may insist that the lease be extended before competition. The Mortgage Works have specific requirements as set out in the UK Finance Lenders’ Handbook in relation to minimum unexpired lease terms. As of 16/8/2026 the requirements read as follows :
I am selling our property in Ramsgate and the buyers lawyers are claiming that there is a risk of it being built on contaminated land. A local lawyer would know this is not the case. It does beg the question why the buyers are using a nationwide conveyancing outfit as opposed to a conveyancing solicitor in Ramsgate. We have lived in Ramsgate for six years we know of no issue. Is it a good idea to get in touch with our local Authority to seek confirmation that there is no issue.
It sounds as though you may have a conveyancing solicitor already. Are they able to advise? You need to enquire of your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out life insurance to cover that same illness)
Should I choose a Ramsgate conveyancing practitioner in close proximity to the house I am buying? We have a good friend who can deal with the legal work but they are based 400kilometers away.
The benefit of a local Ramsgate conveyancing practice is that you can visit the firm to sign paperwork, hand in your ID and apply pressure on them if necessary. Having local Ramsgate know how is a plus. That being said nothing is more important than finding someone that will pull out all the stops for you. If other friends have used your friend and in the main were impressed that should outweigh using an unfamiliar Ramsgate conveyancing solicitor just because they are round the corner.
What are the differing property related services that Ramsgate conveyancing practices undertake?
On the whole Ramsgate conveyancing practices manage to offer a broad array of assistance to home and land proprietors, vendors, investors, freeholders and leaseholders which may include:
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Domestic sale conveyancing in Ramsgate and elsewhere in the country
Domestic purchase conveyancing in Ramsgate and countrywide
Ramsgate conveyancing for Employee Relocation conveyancing schemes in and outside of Ramsgate Preparation and advising on leases and tenancy agreements Registering an unregistered property Boundary Problems