Why do I have to pay up front for conveyancing in Ramsgate?
If you are buying a property in Ramsgate your solicitor will ask you place them with funds to cover the the cost of the conveyancing searches. Generally this is asked for to cover the fees of the conveyancing searches. If any deposit is as part of the purchase price then this should be needed immediately before exchange of contracts. The final balance that is needed should be sent to your lawyer shortly before completion.
A colleague informed me that in purchasing a property in Ramsgate there may be various restrictions affecting the ability to carry out external alterations to a property. Is this right?
We are aware of anumerous of properties in Ramsgate which have some sort of restriction or requirement of consent to execute external alterations. Part of the conveyancing in Ramsgate should determine what restrictions are applicable and advising you as part of a ROT that should be sent to you.
We previously instructed conveyancers located in Ramsgate on the Virgin Money solicitor approved list. They are now charging me a further fee for handling the Virgin Money mortgage. Is this a supplemental conveyancing fee specified by Virgin Money?
As unfair as it may seem, as long as it’s in their Terms of Engagement or Quote then yes your property lawyer can charge a fee for this. The charge is not set by Virgin Money but by your Ramsgate conveyancer. Numerous firms on the Virgin Money panel will quote an ‘acting for lender’ fee and others do not.
Last month we had a mortgage agreed in principle with Kent Reliance. Ramsgate conveyancing lawyers have been selected. What is the average time that one could expect to receive a mortgage offer from Kent Reliance?
There is no definitive answer here. Have Kent Reliance done the survey? Have you informed Kent Reliance as to your lawyers' details and checked that your lawyers are on the Kent Reliance conveyancing panel? Sometimes it can take as long as six weeks for a mortgage offer to be issued.
Various online forums that I have come across warn that are the number one reason for delay in Ramsgate conveyancing transactions. Is that correct?
The Council of Property Search Organisations (CoPSO) published determinations of a review by MoveWithUs that conveyancing searches do not figure within the top 10 causes of delays in the conveyancing process. Local searches are unlikely to be the root cause of holding up conveyancing in Ramsgate.
Are there restrictive covenants that are commonly picked up during conveyancing in Ramsgate?
Covenants that are restrictive in nature can be picked up when reviewing land registry title as part of the legal transfer of property in Ramsgate. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’
What tools are available to search for a Ramsgate solicitor on the Accord Mortgages Ltd conveyancing panel? I drive a motor bike and am happy to travel upto 10miles to meet the conveyancer.
Feel free to make use of the tool on this page. Please select a lender and your location and you will see a number of Ramsgate conveyancing lawyers based on proximity. We have detailed some Ramsgate conveyancing firms at the bottom of this page and you can call them to check if they are on the Accord Mortgages Ltd approved list
Am I best advised to appoint a Ramsgate conveyancing solicitor who is local to the property I am hoping to buy? An old friend can carry out the legal formalities but her office is over three hundred miles drive away.
The benefit of a high street Ramsgate conveyancing practice is that you can visit the firm to execute documents, deliver your ID and pester them if necessary. Having local Ramsgate know how is a bonus. However it's more important to get someone that will pull out all the stops for you. If if people you trust instructed your friend and the majority were happy that should outweigh using an unknown Ramsgate conveyancing lawyer solely due to them being local.