The Westgate on Sea conveyancing firm handling our Westgate on Sea conveyancing has discovered an inconsistency between the information in the home valuation survey and what is in the title deeds. My lawyer says that he is duty bound to check that the bank is OK with this discrepancy and is still content to lend. Is my conveyancer’s course or action appropriate?
Your property lawyer must comply with the UK Finance Lenders’ Handbook requirements which do require that your lawyer disclose any incorrect assumptions in the lender’s valuation report and the legal papers. Should you refuse to allow your lawyer to make the appropriate notification then your lawyer will have no choice but to discontinue acting for both parties.
I am planning to acquire a property and need a conveyancing solicitor in Westgate on Sea who is on the Accord Mortgages Ltd approved. Could you point me in the right direction as regards a solicitor?
Our service is limited to being a directory service for firms who wish to listed as being on the approved conveyancing panel for Accord Mortgages Ltd in certain locations such as Westgate on Sea. We dont recommend any particular firm.
My bid for a property was accepted at auction in Westgate on Sea. Conveyancing is needed. What happens now?
Given that you are now legally bound yourself to purchase you will need to find a conveyancing solicitor soon as you will have a tight deadline in which to complete the conveyancing. All auction property will ordinarily have a corresponding auction set of papers. This will include the copy title deeds, local authority and drainage searches. In the case of leasehold property the legal papers may provide a copy of the lease, management information and a sellers leasehold information form and other conveyancing paperwork relating to leasehold premises. You must pass this on to the solicitor instructed by you ASAP. You also need to ensure that you have funds in place to complete the transaction on the set completion date.
We are buying a end of terrace house in Westgate on Sea. Our aim is to an extension at the rear at the property.Will the conveyancing process involve checks to see if these alterations are permitted?
Your solicitor should review the deeds as conveyancing in Westgate on Sea will on occasion reveal restrictions in the title documents which prevent certain works or need the consent of a 3rd party. Some extensions require local authority planning consent and approval under the building regulations. Certain locations are designated conservation areas and special planning restrictions apply which often prevent or affect extensions. It would be wise to check these things with a surveyor prior to committing yourself to a purchase.
My partner and I have arranged a further advance on our mortgage from Principality as we wish to conduct improvements to our home in Westgate on Sea. Are we obliged to choose a nearby Westgate on Sea solicitor on the Principality conveyancing panel to handle the legals?
Principality would not normally appoint firms on their approved list of lawyers to deal with the formalities. If they do require any legal work then you would need to ensure that such a lawyer was on the Principality conveyancing panel.
The deeds to our home are lost. The conveyancers who conducted the conveyancing in Westgate on Sea 10 years ago are no longer around. Will I be able to sell the house?
Nowadays there are copies made of almost everything, and your solicitor will know exactly where to find all the suitable paperwork so you can buy or dispose of your property without any difficulty. If duplicates are not available, your conveyancer may be able to put in place insurance or indemnities against future claims on the property.
I am purchasing my first flat in Westgate on Sea with the aid of help to buy. The builders refused to reduce the price so I negotiated 6k of extras instead. The house builders rep suggested that I not to tell my lawyer about the deal as it will jeopardize my loan with the lender. Is this normal?.
All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
What tools are available to identify a Westgate on Sea solicitor on the Britannia conveyancing panel? I have wheels and am prepared to travel upto 25miles to meet the lawyer.
You can use the search on this website. Please select a mortgage company and your location and you will see a number of Westgate on Sea conveyancing lawyers locally. We have listed some Westgate on Sea conveyancing firms towards the end of this page and you can contact them to see whether they are on the Britannia panel