What does my ID and proof of funds have anything to do with my conveyancing in Marlborough? Why is this being asked of me?
Marlborough conveyancing solicitors and indeed property practitioners throughout the UK have a duty under Anti-terror and anti-money-laundering rules to check the identity of any client in order to satisfy themselves that clients are who they say they are.
Conveyancing clients will need to produce two forms of certified identification; proof of identity (typically a Passport or Driving Licence) and proof of address (usually a Bank Statement no more than three months).
Evidence of the origin of funds is also required in compliance with the money laundering regulations as lawyers are required to check that the monies you are utilising to acquire a property (whether it be the deposit for exchange or the full purchase monies if you are a cash purchaser) has come from an acceptable source (such as employment savings) and is not the proceeds of criminal activity.
I am told that my conveyancing solicitors will need to check that the building insurance for my purchase of a house in Marlborough. My lender is Platform
Platform have specific requirements as set out in the UK Finance Lenders’ Handbook. As of 11/4/2026, the requirements read as follows :
Do I choose a Licenced Conveyancer or Solicitor for conveyancing in Marlborough?
There are many registered licenced Conveyancers in Marlborough and Solicitor firms in Marlborough to choose from We would stress that the two are regulated professionals specialising in the legal work in the home buying process. The two can handle associated property related work such as remortgage conveyancing, lease extensions and transfer of equity conveyancing.
Is it correct that all Marlborough CQS (Conveyancing Quality Scheme) solicitors are on the TSB conveyancing panel?
A selection of banks and building societies now utilise the accreditation scheme as the kick off point for Panel approval such as HSBC and Santander. CQS membership however is no guarantee to lender panel acceptance. Nevertheless,the CML have indicated that it is likely to become a pre-requisite for solicitor practices wishing to join their approved list of conveyancing solicitors.
is it true that all Marlborough solicitor firms on the Barclays conveyancing panel are overseen by the SRA?
As a firm of solicitors, in order to be on the Barclays approved list of solicitors they would need to be regulated by the SRA. Many mortgage companies do list licenced conveyancers on their panel and in such a situation the firms would be regulated by the Council of Licensed Conveyancers.
I have been on the look out for a ground for flat up to £245,000 and identified one close by in Marlborough I like with amenity areas and transport links nearby, however it only has 52 remaining years left on the lease. I can't really find anything else in Marlborough for this price, so just wondered if I would be making a mistake acquiring a lease with such few years left?
Should you need a mortgage the shortness of the lease may be problematic. Reduce the offer by the anticipated lease extension will cost if it has not already been discounted. If the existing owner has owned the premises for a minimum of 2 years you could ask them to start the process of the extension and pass it to you. You can add 90 years to the current lease and have £0 ground rent by law. You should speak to your conveyancing lawyer concerning this.
I need to instruct a conveyancing solicitor for residential conveyancing in Marlborough. I've stumble upon a web site which appears to be the perfect offering If it is possible to get all formalities completed via phone that would be preferable. Do I need to be wary? What are the potential pitfalls?
As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?
I've recently bought a leasehold flat in Marlborough. Do I have any liability for service charges for periods before my ownership?
Where the service charge has already been demanded from the previous owner and they have not paid you would not usually be personally liable for the arrears. Strange as it may seem, your landlord may still be able to take action to forfeit the lease. A critical element of leasehold conveyancing for your conveyancer to ensure to have an up to date clear service charge receipt before completion of your purchase. If you have a mortgage this is likely to be a requirement of your lender.
If you purchase part way through an accounting year you may be liable for charges not yet demanded even if they relate to a period prior to your purchase. In such circumstances your conveyancer would normally arrange for the seller to set aside some money to cover their part of the period (usually called a service charge retention).
Leasehold Conveyancing in Marlborough - Sample of Queries Prior to Purchasing
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The answer will be helpful as a) areas can cause problems in the building as the common areas may begin to deteriorate if repairs are not paid for b) if the tenants have an issue with the running of the building you will wish to have complete disclosure Does the lease include onerous restrictions? In the main the cost for major works are not included within maintenance charges, although some managing agents in Marlborough require leaseholders to contribute towards a reserve fund created for the specific purpose of establishing a fund for major works.