My IFA says he needs my Marlborough solicitor’s panel reference for the Santander conveyancing panel. Can you suggest how I find this out. I have tried my local Marlborough office but they cant find it on their system.
The sensible thing to do is ask for this information from your Marlborough solicitor . They keep a central record lender panel numbers.
My husband and I are acquiring a newly built duplex in Marlborough and my lawyer is informing me that she is duty bound to the bank to reveal incentives from the seller. I am nearing the developer’s deadline to exchange contracts and I have no desire to prolong the conveyancing. is my lawyer playing by the book?
You should not exchange unless you have been advised to do so by your conveyancer. A precondition to being on a bank panel is to comply with the UK Finance Lenders’ Handbook provisions. The CML Conveyancing Handbook requires that your lawyer have the appropriate Disclosure of Incentive form completed by the developer and accepted by your lender.
I am looking to buy a property and need a conveyancing solicitor in Marlborough who is on the Godiva Mortgages Ltd approved. Can you recommend a local firm?
Our service is limited to being a directory service for firms who wish to listed as being on the approved conveyancing panel for Godiva Mortgages Ltd in certain locations such as Marlborough. We dont recommend any particular firm.
Do I choose a Licenced Conveyancer or Solicitor for conveyancing in Marlborough?
There are two types of lawyers who can do conveyancing in Marlborough namely CLC regulated conveyancers or solicitors. Both professionals administer the legal services that you need to complete the sale or acquisition of property. Both are obliged to handle Marlborough conveyancing on similar standards and guidelines so you may be sure that your conveyancing will be properly administered and that the requisite steps should be correctly attended to.
The formalities of my purchase has taken place for my property in Marlborough. Conveyancing was of an acceptable standard but I feel I should register my dissatisfaction about the lender. How do I make a complaint?
Almost all lenders have complaints procedures. Your first point of contact should be one of the lender’s branches or the Customer Care Department at head office. We understand that complaints to a lender are sorted out very quickly. However if you are not satisfied that the matter is not resolved you can write to Financial Ombudsman Service who will take matters further.
Planning on purchasing a house in Marlborough. I have received an online quote from a licenced conveyancer, which states: "There will be no charge for dealing with the Building Society if you are obtaining a mortgage". I take this to mean that there will be no additional fee if the solicitor is on the Clydesdale conveyancing panel. I wanted to make sure it means there will be no additional fees for dealing with the mortgage.
They are simply saying that the cost for acting for the lender is included in the fee being quoted. It is worth you checking that the Marlborough lawyer is on the Clydesdale conveyancing panel.
My colleague advised me that if I am buying in Marlborough I should carry out a Neighbourhood, Planning and Local Amenity Search. What does it cover?
This is a search is occasionally quoted for as part of the standard Marlborough conveyancing searches. It is not a small document of about 40 pages, listing and setting out important information about Marlborough around the property and the people living there. It includes an Aerial Photograph, Planning Applications, Land Use, Mobile Phone Masts, Rights of Way, the local Housing Market, Council Tax Banding, the demographics of People living in the area, the dominant type of Housing, the Average House Prices, Crime details, Marlborough Education with plans and statistics, Local Amenities and other useful data about Marlborough.
Is it best to use a Marlborough conveyancing solicitor based in the vicinity that I am purchasing? We have a good friend who can execute the legal work however his firm is located approximately 350miles away.
The primary upside of using a high street Marlborough conveyancing firm is that you can visit the firm to sign paperwork, present your ID and apply pressure on them if necessary. Having local Marlborough know how is a plus. That being said it's more important to get someone that will pull out all the stops for you. If other friends have used your friend and in the main were content that should trump using an unfamiliar Marlborough conveyancing lawyer just because they are Marlborough based.