It is a dozen years since I acquired my property in Chiseldon. Conveyancing solicitors have just been appointed on the sale but I can't track down the title documents. Is this a major issue?
You need not be too concerned. First there is a possibility that the deeds will be retained by your lender or they may be in the possession of the conveyancers who handled the purchase. Secondly the likelihood is that the title will be recorded at the land registry and you will be able to prove you are the registered owner by your conveyancing solicitors acquiring up to date copy of the land registers. Nearly all conveyancing in Chiseldon involves registered property but in the rare situation where your home is unregistered it is more of a problem but is not insurmountable.
We are purchasing a property and the lawyer has raised the issue of Chancel Repair for which the house may be liable because it falls into the area of such a church. She has recommended insurance. Is this really necessary for conveyancing in Chiseldon
Unless a prior acquisition of the premises completed after 12 October 2013 you can take it that lawyers handling conveyancing in Chiseldon to remain recommending a chancel search and or insurance against a claim.
Despite weeks of looking the Title Certificate and documents to my house are lost. The solicitors who did the conveyancing in Chiseldon 5 years ago no longer exist. What do I do?
Gone are the days when you need to hold title deeds to evidence that you are the owner of your registered land or premises, given that the Land Registry have everything they need in a digital format.
How does conveyancing in Chiseldon differ for newly converted properties?
Most buyers of new build premises in Chiseldon approach us having been asked by the builder to exchange contracts and commit to the purchase even before the property is finished. This is because builders in Chiseldon tend to purchase the site, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are used to new build conveyancing in Chiseldon or who has acted in the same development.
What does commercial conveyancing in Chiseldon cover?
Chiseldon conveyancing for business premises incorporates a wide range of advice, given by qualified solicitors, relating to business property. By way of example, this area of conveyancing can cover the sale or purchase of freehold business premises or, more usually, the transfer of existing leases or the drafting of new leasing arrangements. Commercial conveyancing solicitors can also offer advice on the sale of business assets, commercial mortgages and the termination of leases.
Is planning consent required to split a single dwelling into a couple of flats in Chiseldon? This has taken place to a property adjacent to my home in Chiseldon and was not aware of the conversion until the works were complete.
Planning consent is required for splitting a single house in Chiseldon into apartments but probably not for converting once again to single dwelling-house so, simply put, yes.