My wife and I are purchasing a brand new duplex in Pewsey and my solicitor is advising me that she has to the lender to disclose incentives from the builder. I am nearing the developer’s deadline to exchange and I have no desire to delay deal. is my lawyer playing by the book?
You should not exchange unless you have been advised to do so by your conveyancer. A precondition to being on a bank panel is to comply with the UK Finance Lenders’ Handbook specifications. The UK Finance Conveyancing Handbook requires that your lawyer have the appropriate Disclosure of Incentive form completed by the developer and accepted by your lender.
Can I use your services to recommend a Conveyancing solicitor in Pewsey even where I’m not buying or disposing of a house, for instance where I intend to acquire an office in Pewsey with a loan from Platform Home Loans Ltd?
The service is primarily there to help choose domestic conveyancing solicitors in Pewsey but we have recorded at the end of this page a few Pewsey commercial conveyancing firms. You should make contact with the firm directly to establish if they can also act for Platform Home Loans Ltd
Can you point me to a directory of Virgin Money panel conveyancers in Pewsey on the Council of Mortgage Lender’s Website?
No. There is no such facility on the CML or Building Society Association websites. A small selection of mortgage companies make their panel listings open the public online. If you are seeking to appoint a Pewsey solicitor on the Virgin Money please make the most of our tool.
I had an offer accepted on an apartment in Pewsey on 10/8/2026, valuation was booked 2 days after, received a clean bill of health. Conveyancer instructed, so the only thing outstanding was my mortgage offer. Having made daily calls to Clydesdale and chasing them on my offer, I have now been told that my offer will not be issued unless the lawyer is on the Clydesdale conveyancing panel. Can the lender hold off the offer?
A lender would not issue a mortgage until they have details of a lawyer on their panel. It can take a few weeks for Clydesdale to deal with your lawyer's application to be on the Clydesdale conveyancing panel. There's no guarantee that your solicitor will be accepted.
I have instructed a Pewsey solicitor having checked that they are on the Co-operative conveyancing panel. Does my lawyer arrange the survey of the property?
Co-operative will need an independent valuation of the property. Your lawyer will not arrange this. Usually Co-operative will appoint their own surveyor to do this, and you will have to pay for it. Remember that this is a valuation for mortgage purposes and not a survey. You may wish to consider appointing your own Pewsey surveyor to carry out a survey or prepare a home buyers report on the property. It is up to you to satisfy yourself that the property is structurally sound before you buy it. If the survey or report reveals that building work is needed, you should tell your solicitor. You may wish to renegotiate with the seller.
I am buying my first flat in Pewsey with a loan from Coventry Building Society. The sellers would not move on the amount so I negotiated five thousand pounds worth of fixtures and fittings instead. The property agent advised me not to tell my solicitor about this deal as it may jeopardize my mortgage with the lender. Do I keep my lawyer in the dark?.
All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the UK Finance website. UK Finance form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
How can the Landlord & Tenant Act 1954 impact my commercial premises in Pewsey and how can your lawyers assist?
The 1954 Act gives protection to commercial tenants, granting the a statutory right to make a request to court for a renewal tenancy and remain in occupation at the end of the lease term. There are certain specified grounds that a landlord can refuse a lease renewal and the rules are complex. Fees are different for commercial conveyancing. Pewsey is one of the numerous areas of the UK in which our lawyers have offices
All being well we will complete the sale of our £250,000 garden flat in Pewsey in just under a week. The freeholder has quoted £348 for Certificate of Compliance, building insurance schedule and 3 years statements of service charge. Is it legal for a freeholder to charge an administration fee for a flat conveyance in Pewsey?
Pewsey conveyancing on leasehold apartments typically results in administration charges levied by landlords agents :
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Completing pre-exchange enquiries
Where consent is required before sale in Pewsey
Copies of the building insurance and schedule
Deeds of covenant upon sale
Registering of the assignment of the change of lessee after a sale
Pewsey Leasehold Conveyancing - Sample of Questions you should consider before buying
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This question is helpful as a) areas can cause problems for the block as the communal areas may begin to deteriorate if services remain unpaid b) if the tenants have an issue with the running of the building you will need to have complete disclosure Is the freehold owned collectively by the leaseholders? Who is in charge of the block?