Unfortunately I am unable to travel far from Pewsey. Is there a reason why all Pewsey solicitors aren't included on all lender panels?
Banks point to the fact that solicitor-led fraud is thought to be responsible for millions of pounds of fraud annually.The elimination of law firms from lender panels started with the rise in mortgage fraud, which prompted a thematic review by the Financial Services Authority in 2011. Its outcome included recommendations for lenders to review their conveyancing panels, which kicked off a major policy change in the sector. This led to mortgage companies pruning a number of firms off their books of approved property lawyers .
It is is a decade since I acquired my house in Pewsey. Conveyancing lawyers have just been retained on the sale but I am unable to track down the title deeds. Will this jeopardise the sale?
Don’t worry too much. First the deeds may be kept by the mortgage company or they could still be with the lawyers who acted in your purchase. Secondly in most cases the title will be registered at the land registry and you will be able to prove you are the registered owner by your conveyancing lawyers obtaining current official copies of the land registers. Most conveyancing in Pewsey involves registered property but in the unlikely event that your property is unregistered it adds to the complexity but is resolvable.
What can a local search reveal concerning the property I am purchasing in Pewsey?
Pewsey conveyancing often starts with the submitting local authority searches directly from your local Authority or via a personal search organisations for example Onsearch The local search plays a central role in most Pewsey conveyancing purchase; that is if you wish to avoid any unpleasant once you have moved into your new home. The search will provide data on, amongst other things, details on planning applications applicable to the property (whether granted or refused), building control history, any enforcement action, restrictions on permitted development, nearby road schemes, contaminated land and radon gas; in all a total of thirteen subject headings.
Are there restrictive covenants that are commonly picked up as part of conveyancing in Pewsey?
Restrictive covenants can be picked up when reviewing land registry title as part of the process of conveyancing in Pewsey. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’
I've recently found out that there is a flying freehold issue on a property I put an offer in last month in what should have been a simple, no chain conveyancing. Pewsey is the location of the property. Can you shed any light on this issue?
Flying freeholds in Pewsey are not the norm but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Pewsey you would need to get your solicitor to go through the deeds diligently. Your lender may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Pewsey may decide that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold property.
I am looking for a conveyancing lawyer in Pewsey for my house move. Is there any facility to see a solicitor's complaints history with the legal regulator?
You may search for presented Solicitor Regulator Association (SRA) decisions arising from inquisitions commenced on or after 1 January 2008. Visit Check a solicitor's record. For details Pre 2008, or to check a solicitors record, telephone 0870 606 2555, 08.00 - 18.00 Monday, Wednesday, Thursday, Friday and 09.30 - 18.00 Tuesday. For non-uk callers, call +44 (0)121 329 6800. The SRA could monitor call for training reasons.