Just contacted my conveyancing lawyer in Ludgershall who conducted the legals 18 months ago asking for a conveyancing quote based on an identical type of home move (a leasehold residence and a freehold property) of almost identical values with a mortgage from Chelsea Building Society. I am now being charged twice the amount. Am I right to be tempted to shop around for a cheaper internet conveyancer?
The charges are a little high. If you you were to look around you may be able to get the conveyancing a bit cheaper by perhaps £125. On the other hand, providing that you were pleased with the conveyancing the firm provided you couldlive to rue choosing an an untested solicitor. Don't forget to be sure that the firm can act for Chelsea Building Society. Do utilise our search tool to locate a Ludgershall conveyancing firm on the Chelsea Building Society approved list of lawyers, which can often include conveyancing solicitors in Ludgershall.
We had instructed solicitors located in Ludgershall on the Coventry BS solicitor panel. They have just billed me a supplemental sum for dealing with the Coventry BS mortgage. Is this an additional conveyancing fee set by Coventry BS?
As unfair as it may seem, as long as it’s in their Terms of Engagement or estimate then yes your solicitor can levy a fee for this. The charge is not set by Coventry BS but by your Ludgershall property lawyer. Some firms on the Coventry BS panel will levy ’dealing with mortgage’ fee but many practices include it on their overall fee.
I have decided to exercise my right to buy my property in Ludgershall off the council. I have a mortgage offer with Virgin Money. Conveyancing is new to me. Can I proceed without a solicitor easily? I think we can but we keep being told I should have one. Any advice?
It is not advisable to proceed with a house purchase without a solicitor. The council's solicitor are not acting for you. You need a solicitor for a number reasons. One of which is to verify what plans the Council have for repairs and refurbishment for the next five years. Many leaseholders have been stung for contributions of thousands of pounds. In any event, if you are getting a mortgage with Virgin Money, you will need to appoint a solicitor on the Virgin Money conveyancing panel.
I had an offer accepted on an apartment in Ludgershall on 14/11/2025, valuation was booked 3 days later, received a clean bill of health. Property lawyer retained, so all that was missing was my mortgage offer. Having made daily calls to Barclays and chasing them on my offer, I have now been told that my offer will not be issued unless the lawyer is on the Barclays conveyancing panel. Are Barclays entitled to hold back the Mortgage pending the lawyer being on the approved list?
Mortgage companies tend not to not issue a mortgage until they have details of a lawyer on their panel. It can take a few weeks for Barclays to deal with your lawyer's application to be on the Barclays conveyancing panel. There's no guarantee that your solicitor will be accepted.
My colleague advised me that where I am purchasing in Ludgershall I should ask my conveyancer to execute a Neighbourhood, Planning and Local Amenity Search. Can you explain what the purpose of this search is?
A search of this type is usually quoted for as part of the standard Ludgershall conveyancing searches. It is not a small report of about 40 pages, listing and setting out important information about Ludgershall around the property and the people living there. It incorporates an Aerial Photograph, Planning Applications, Land Use, Mobile Phone Masts, Rights of Way, the Ludgershall Housing Market, Council Tax Banding, the type of People living in the area, the dominant type of Housing, the Average Property Price, Crime statistics, Local Education with maps and statistics, Local Amenities and other useful information about Ludgershall.
I decided to have a survey completed on a house in Ludgershall ahead of appointing conveyancers. I have been informed that there is a flying freehold aspect to the house. My surveyor has said that some lenders tend not issue a mortgage on a flying freehold property.
It varies from the lender to lender. HSBC has different requirements from Nationwide. If you contact us we can check with the appropriate bank. If you lender is happy to lend one our lawyers can assist as they are used to dealing with flying freeholds in Ludgershall. Conveyancing may be slightly more expensive based on your lender's requirements.
I am using a search engine for the term on line conveyancing in Ludgershall it reveals numerous solicitorsin the area. With so much choice what is the best way to find the suitable solicitor for my move?
The preferential method of seeking a suitable conveyancer is via trusted testimonial, so enquire of colleagues and relatives who have bought a property in Ludgershall or the reputable estate agent or financial adviser. Charges for conveyancing in Ludgershall vary, so it's advisable to request at least three costs illustrations from varying types of solicitors. Be sure to secure confirmation that the costs are guaranteed not to increase.
What is the reason for my conveyancer requiring a list of items of ID before I can commence with my conveyancing in Ludgershall?
Ludgershall property lawyers are duty bound by the Law Society, SRA, HMLR and current Money Laundering legislation to record that the have checked the identity of their clients. It is also sometimes a requirement of your bank where you are obtaining a mortgage. In addition they have to complete various forms, particularly those relating to SDLT and need to have details such as your full names, national insurance number and DOB.