The Ludgershall conveyancing firm handling our Ludgershall conveyancing has uncovered a discrepancy between the assumptions in the valuation report and what is in the conveyancing documents. My lawyer informs me that he needs to ensure that the bank is OK with this discrepancy and is still content to lend. Is my solicitor’s approach right?
Your solicitor must comply with the UK Finance Lenders’ Handbook specifications which do require that your lawyer disclose any incorrect assumptions in the lender’s valuation report and the legal papers. Should you refuse to allow your lawyer to make the appropriate notification then your lawyer will have no choice but to discontinue acting for both parties.
I am told that my conveyancing solicitors will need to check that the building insurance for my purchase of a house in Ludgershall. My lender is Nationwide Building Society
Nationwide Building Society have specific requirements as set out in the UK Finance Lenders’ Handbook. As of 15/7/2025, the requirements read as follows :
I have a 4 bedroom Edwardian property in Ludgershall. Conveyancing practitioner acted for me and Virgin Money. I happened to do a free search for it on the Land Registry database and I saw a couple of entries: the first freehold, another for leasehold with the exact same address. If a house is not a freehold shouldn't I have been informed?
You should assess the Freehold register you have again and check the Charges Register as there may be mention of a lease. The best way to be sure that you are also the registered proprietor of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Ludgershall and other areas of the country and poses no real issues for owners other than when they remortgage they have to account for both freehold and leasehold interests when dealing with purchasers. You can also question the situation with the conveyancing practitioner who conducted the purchase.
How does conveyancing in Ludgershall differ for new build properties?
Most buyers of new build premises in Ludgershall contact us having been asked by the seller to sign contracts and commit to the purchase even before the premises is completed. This is because house builders in Ludgershall usually buy the site, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are used to new build conveyancing in Ludgershall or who has acted in the same development.
In what way does the Landlord & Tenant Act 1954 impact my commercial offices in Ludgershall and how can your lawyers assist?
The 1954 Act gives protection to business lessees, giving them the a statutory right to apply to court for a renewal lease and continue in occupation at the end of the lease term. There are limited grounds that a landlord can refrain from granting a lease renewal and the rules are involved. We are happy to direct you to commercial conveyancing solicitors who use the act to your advantage and help with commercial conveyancing in Ludgershall
As co-executor for the estate of my father I am selling a property in Neath but I am based in Ludgershall. My solicitor (based 300 kilometers from meneeds me to execute a stat dec ahead of the transaction finalising. Can you recommend a conveyancing practitioner in Ludgershall to witness and place their company stamp on the document?
strictly speaking you should not need to have the documents attested by a conveyancing solicitor. Normally any notary public or qualified solicitor will do regardless of whether they are Ludgershall based