My grandfather passed away last year and as sole heir and executor I was left the house in Northwood. The house had a relatively small loan left on it of around £8000. I want to transfer the title deeds into my name whilst I re-mortgage to UBS, pay off the mortgage. Is this allowed?
Where you intend to refinance then UBS will require that you use a conveyancer on the UBS conveyancing panel. Here is link to the Land Registry online guidance around what to do when a property owner dies. This will help you to understand the registration process behind changing the details re the registered title. in your case it would appear that you are effectively purchasing the property from the estate. Your UBS conveyancing panel solicitor pays the new mortgage money into the estate, the estate pays off the old mortgage, the charge is released and you become the owner and the UBS mortgage is registered as a charge at the Land Registry.
What is the difference between a licensed conveyancer and conveyancing solicitor in Northwood
There are many recorded licenced Conveyancers in Northwood and Solicitor practices in Northwood who provide Conveyancing services It is important to make clear that the two are supervised by regulatory bodies with both specialising in the legal aspects of transferring property. Both can handle associated property related work such as remortgage conveyancing, enfranchisement and transfer of equity conveyancing.
We are planning to move house in March. Does my conveyancing solicitor communicate with the removal company on the day of completion. On a separate note, can you put forward a removal company in Northwood. Conveyancing solicitor was chosen prior to coming across your page.
On the day of completion you can collect the house keys from your property agent however this should only happen when the previous owners solicitors confirm to the agent that they acknowledge receipt of the completion payment and the keys can be given over. Subsequently you should tell the removal men that you are ready to move in. We do not recommend a specific removal company but can assist you in locating a conveyancing in Northwood or a legal practice with expertise in conveyancing in Northwood.
I am selling my apartment. I had a double glazing fitted in March 2008, but did not receive a FENSA certificate or Building Regulation Certificate. My purchaser’s lender, Nationwide are being difficult. The Northwood solicitor who is on the Nationwide conveyancing panel is happy to accept ‘lack of building regulation’ insurance but Nationwide are requiring a building regulation certificate. Why do Nationwide have a conveyancing panel if they don't accept advice from them?
It is probably the case that Nationwide have referred the matter to their valuer. The reason why Nationwide may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing was correctly and safely installed. The indemnity insurance merely protects against enforcement action which is very unlikely anyway.
My wife and I have a renovated Georgian property in Northwood. Conveyancing practitioner acted for me and Bank of Scotland. I happened to do a free search for it on the Land Registry database and there are two entries: one for freehold, another for leasehold with the exact same address. If a house is not a freehold shouldn't I have been informed?
You need to read the Freehold register you have again and check the Charges Register for mention of a lease. The best way to be sure that you are also the registered proprietor of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Northwood and other areas of the country and poses no real issues for owners other than when they mortgage they have to account for both freehold and leasehold interests when dealing with buyers. You can also enquire as to the position with the conveyancing solicitor who conducted the purchase.
I've recently found out that there is a flying freehold issue on a property I put an offer in two weeks back in what was supposed to be a simple, chain free conveyancing. Northwood is the location of the property. Can you shed any light on this issue?
Flying freeholds in Northwood are rare but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Northwood you must be sure that your lawyer goes through the deeds very carefully. Your mortgage company may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Northwood may decide that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold property.
Is it simple use your search tool to get a fee calculation from a conveyancing solicitor in Northwood on the authorised to act for my lender?
1st pick a mortgage company such as Accord Mortgages Ltd, Coventry Building Society or TSB then type in your location such as Northwood. Conveyancing practices in Northwood and beyond should be shown.
We are in the process of buying a flat in Northwood. Conveyancing is not over but we would like keep our purchase price a secret from the likes of Zoopla. what can I do to ensure this is not disclosed?
The Land Registry are legally required to note price sold data on a register of the title for domestic properties countrywide including properties in Northwood. The register of title is a public document, so HM Land Registry would be breaching their statutory obligations excluded specific homes such as the property in Northwood.
You can make a request of HM Land Registry to hide the amount paid data yet the answer would be in the negative.