We are purchasing a 3 bedroom semi in Northwood. Our aim is to convert the garage to an office at the property.Will legal work on the property include investigations to see if these works are permitted?
Your property lawyer should check the deeds as conveyancing in Northwood will sometimes identify restrictions in the title documents which prohibit categories of alterations or require the consent of a 3rd party. Some extensions require local authority planning permissions and approval in compliance with building regulations. Some areas are designated conservation areas and special planning restrictions apply which often prevent or affect extensions. You should check these issues with a surveyor ahead of any purchase.
My partner and I have arranged the release of further funds on our mortgage from TSB as we intend to carry out improvements to our property in Northwood. Do we need to appoint a high street Northwood solicitor on the TSB conveyancing panel to deal with the paperwork?
TSB don't usually instruct firms on their approved list of lawyers to handle the formalities. If they do require any legal work then you would need to ensure that such a lawyer was on the TSB list.
After shopping around on the internet I have found a Northwood property lawyer having made sure that they are on the Yorkshire BS conveyancing panel. Does my lawyer arrange the survey of the property?
Yorkshire BS will need an independent valuation of the property. Your lawyer will not arrange this. Usually Yorkshire BS will appoint their own surveyor to do this, and you will have to pay for it. Remember that this is a valuation for mortgage purposes and not a survey. Your property lawyer will not organise the survey but they may be able to put you in touch with a local one that they recommend. RICS offers a find a surveyor service (just google it) where you can search for a qualified surveyor by your Northwood postcode. As you are getting a mortgage with Yorkshire BS, you could contact them to see if they have a list of approved surveyors in Northwood.
My wife and I own a renovated Edwardian property in Northwood. Conveyancing solicitor represented me and Chelsea Building Society. I did a free Land Registry search last week and there are two entries: one for freehold, another for leasehold under the matching property. If a house is not a freehold shouldn't I have been informed?
You need to review the Freehold register you have again and check the Charges Register for mention of a lease. The best way to be sure that you are also the registered owner of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Northwood and other areas of the country and poses no real issues for owners other than when they sell they have to account for both freehold and leasehold interests when dealing with lenders. You can also check the position with your conveyancing practitioner who conducted the conveyancing.
I'm purchasing my first flat in Northwood with the aid of help to buy. The builders would not reduce the price so I negotiated £7000 of additionals instead. The property agent advised me not reveal to my conveyancer about the deal as it may jeopardize my loan with the bank. Is this normal?.
All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
How can the Landlord & Tenant Act 1954 affect my business premises in Northwood and how can your lawyers assist?
The 1954 Act affords a safeguard to business lessees, granting the dueness to make a request to court for a new tenancy and remain in occupation when the lease reaches an end. There are limited grounds where a landlord can refuse a lease renewal and the rules are complicated. Fees are different for commercial conveyancing. Northwood is one of our hundreds of locations in which our lawyers are based
In scouring the web for the term conveyancing in Northwood it brings up numerous solicitorslocally. How do I determine which is the suitable conveyancing solicitor for my move?
The best way of finding the right conveyancer is through a trusted testimonial, so ask friends and family who have purchased a property in Northwood or a reputable estate agent or financial adviser. Costs for conveyancing in Northwood vary, so it's a good idea to request at least four costs illustrations from different companies. Dont forget to clarify what costs in the quote includes.
My intention is to acquire a garden maisonette in Northwood. Conveyancing solicitor has been waiting for, from the seller, building insurance schedule. This morning I was advised that the owner must forward the insurance documents for the flat above as well. Why does my conveyancing practitioner need to see the insurance for the other flat? Is it strictly required? We have been in hold for the last month…
It is not impossible in leasehold conveyancing in Northwood to discover Conveyancing in Northwood in a minority of cases reveals that the lease requires the tenant's to insure their individual flats rather than the freeholder insuring the whole premises - which is clearly better. You should clarify with your conveyancing practitioner but it would appear that your conveyancer is seeking to establish that the entire building is insured. Insuring a ground floor apartment is no help when it comes to rebuilding after a fire if the other flat cannot be reinstated due to lack of insurance.