We hope to to buy with Norwich and Peterborough Building Society. We have called around locally but am struggling to find a South Oxhey conveyancing firm on the Norwich and Peterborough Building Society approved list. Could you assist?
Please do make use of the search tool on this page. Please choose the lender and type South Oxhey or your location and you will discover numerous solicitors based in South Oxhey or by proximity to you.
What is the difference between a licensed conveyancer and conveyancing solicitor in South Oxhey
Two types of professional can do conveyancing in South Oxhey namely licenced conveyancers or solicitors. Both professionals provide the legal services that you need to complete the sale or acquisition of property. Both are duty bound to carry out South Oxhey conveyancing on similar quality and guidelines so you can be safe in the knowledge that your conveyancing will be professionally carried out and that all requisite procedures will be correctly followed.
A friend advised me that in purchasing a property in South Oxhey there could be various restrictions affecting the ability to carry out external alterations to the property. Is this right?
We are aware of anumerous of properties in South Oxhey which have some sort of restriction or requirement of consent to execute external variations. Part of the conveyancing in South Oxhey should determine what restrictions are applicable and advising you as part of a ROT that should be sent to you.
I'm the sole recipient of my late grandmother’s estate and I have everything in my name alone, including the my former home in South Oxhey. The South Oxhey property was put into my name in February. I want to move. I do know about the Mortgage Lenders six month 'rule', meaning my proprietorship may be considered the same way as if I'd bought the house in February. Is the property unsalable for six months?
The CML handbook instructs solicitors to: "report to us immediately if the owner or registered proprietor has been registered for less than six months." Technically you could be affected by that. Most mortgage companies would take a practical view as this provision is chiefly there to capture subsales or the wholesaling and assigning of properties.
I am downsizing from our home in South Oxhey and the buyers lawyers are claiming that there is a risk of it being constructed on contaminated land. Any local lawyer would know this is not the case. It does beg the question why the buyers used an internet conveyancing practice as opposed to a conveyancing solicitor in South Oxhey. Having lived in South Oxhey for six years we know that this is a non issue. Should we get in touch with our local Authority to seek clarification that the buyers are looking for.
It would appear that you have a conveyancing solicitor currently acting for you. What do they say? You need to enquire of your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out health insurance to cover that same sickness)
Are there restrictive covenants that are commonly identified as part of conveyancing in South Oxhey?
Restrictive covenants can be picked up when reviewing land registry title as part of the legal transfer of property in South Oxhey. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’
I am purchasing a new build house in South Oxhey with a loan from Alliance & Leicester . The developers would not move on the price so I negotiated £7000 of fixtures and fittings instead. The estate agent told me not inform my solicitor about this side-deal as it may adversely affect my loan with Alliance & Leicester . Should I keep quiet?.
All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
Am I right to be concerned by estate agents that I am dealing with are suggesting an internet conveyancing firm rather than a High Street South Oxhey conveyancing firm?
As is the case with lots of service providers, often suggestions from connections can be worth their weight in gold. Yet there are many parties with a keen interest in a conveyancing matter; estate agents, financial adviser and mortgage companies may recommend solicitors to retain. On occasion these solicitors might be known to one of the organisations as being good in their field, but sometimes there might be a commercial relationship behind the recommendation. You have the discretion to select your own conveyancer. You need to be aware that many lenders specify a panel list of law firms you have to use for the mortgage aspect of your house move.