It is 10 years ago since I bought my house in Eastcote. Conveyancing solicitors have just been appointed on the sale but I can't locate the deeds. Will this jeopardise the sale?
Don’t worry too much. Firstly the deeds may be with your lender or they may be in the possession of the conveyancers who acted in the purchase. Secondly in most cases the property will be registered at the land registry and you will be able to prove you are the registered owner by your conveyancing lawyers acquiring current official copies of the land registers. Almost all conveyancing in Eastcote involves registered property but in the rare situation where your home is not registered it is more problematic but is not insurmountable.
We are selling our house in Eastcote. Will my property lawyer have to be required to be on the Nottingham conveyancing panel in order to deal with redeeming my mortgage?
Ordinarily, even if your lawyer is not on the Nottingham conveyancing panel they can still act for you on your sale. It might be that the lender will not release the original deeds (if applicable and increasingly irrelevant) until after the mortgage is paid off. You should speak to your lawyer directly before you start the process though to ensure that there is no problem as lenders are changing their conditions fairly frequently at the moment.
We are buying a 4 bedroom semi-detached house in Eastcote. Our aim is to carry out a loft conversion at the house.Will legal work on the property include investigations to see if these alterations are prohibited?
Your property lawyer should check the deeds as conveyancing in Eastcote will sometimes identify restrictions in the title deeds which prohibit categories of changes or necessitated the consent of a 3rd party. Some works require local authority planning consent and approval under the building regulations. Some areas are designated conservation areas and special planning restrictions apply which frequently prevent or impact extensions. It would be wise to check these issues with a surveyor ahead of any purchase.
Are all Eastcote Conveyancing Quality Solicitors on the Principality conveyancing panel?
A selection of lenders now make use of the accreditation scheme as the starting point for Panel approval such as HSBC and Santander. The Law Society’s CQS accreditation however gives no guarantee to lender panel acceptance. That being said,the CML have indicated that it is likely to become a pre-requisite for solicitors wishing to join their approved list of firms.
My wife and I are at the point of viewing apartments in Eastcote and I am about to put in an offer. Is it too early to have a solicitor in place? I will be getting a mortgage with HSBC.
It would be wise to start your search sooner rather than later. Once you decide who you want to use and once your offer is accepted you can instruct them to work for you and pass their contact information on to the estate agent. As you are getting a mortgage with HSBC, make sure you remember to check that your lawyer is on the HSBC conveyancing panel.
I require fast conveyancing in Eastcote as I am faced with pressure to sign on the dotted line within 2 weeks. A mortgage is not required. Is it possible to decline from having conveyancing searches to save fees and time?
As you are not taking a home loan you are at free not to have searches conducted although no solicitor would recommend that you don't. Drawing on our experience of conveyancing in Eastcote the following are instances of what can be revealed and therefore impact the marketability of the property: Refused Planning Applications, Outstanding Charges, Overdue Grants, Railway Schemes,...
How does conveyancing in Eastcote differ for new build properties?
Most buyers of new build property in Eastcote approach us having been asked by the seller to sign contracts and commit to the purchase even before the residence is ready to move into. This is because developers in Eastcote tend to buy the site, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are accustomed to new build conveyancing in Eastcote or who has acted in the same development.
Having had my offer accepted I require leasehold conveyancing in Eastcote. Before I set the wheels in motion I require certainty as to the unexpired term of the lease.
Assuming the lease is recorded at the land registry - and almost all are in Eastcote - then the leasehold title will always include the basic details of the lease, namely the date; the term; and the original parties. From a conveyancing perspective such details then enable any prospective buyer and lender to confirm that any lease they are looking at is the one relevant to that title. For any other purpose, such as confirming how long the term was granted for and calculating what is left, then the register should be sufficient on it's own.
I am the registered owner of a basement flat in Eastcote. In the absence of agreement between myself and the freeholder, can the Leasehold valuation Tribunal make a decision on the amount payable for the purchase of the freehold?
Most definitely. We are happy to put you in touch with a Eastcote conveyancing firm who can help.
An example of a Lease Extension matter before the tribunal for a Eastcote residence is Flat 72 Queens Walk in January 2013. The Tribunals calculated the premium payable to be £22,090. This case affected 1 flat. The remaining number of years on the lease was 53.26 years.