I am not in a position to travel far from Croxley Green. Is there a reason why all Croxley Green solicitors are not on all mortgage company panels?
Mortgage companies point to the fact that solicitor-led fraud is considered to be responsible for millions of pounds of fraud every year.The elimination of law firms off of lender panels started with the rise in mortgage fraud, which prompted a thematic review by the Financial Services Authority in 2011. Its conclusions included recommendations for lending institutions to review their conveyancing panels, which triggered a major policy change in the sector. It led to mortgage companies removing less reputable firms from their panel of approved conveyancers .
We wanted to use a conveyancing solicitor in Croxley Green for our house purchase. Our financial adviser informed us that our mortgage company Bank of Scotland won't deal with them. Surely this is unfair competition?
A mortgage company will insist on a panel conveyancer act for it. Borrowers are expected to meet the charges for this. Please make use of our directory service to choose a solicitor to conduct conveyancing in Croxley Green on the Bank of Scotland approved list of solicitors.
We have a mortgage agreed in principle with Santander. Croxley Green conveyancing practitioners were chosen. How long does it take for Santander to forward the offer to the solicitor?
There is no definitive answer here. Have Santander completed the valuation? Have you advised Santander as to your lawyers' details and checked that your lawyers are on the Santander conveyancing panel? It is not unusual for a mortgage offer to take a month to come through.
I have decided to exercise my right to buy my property in Croxley Green off the council. I have a mortgage offer with Aldermore. Conveyancing is new to me. Can I proceed without a solicitor easily? I think we can but we keep being told I should use one. Any advice?
It is not advisable to proceed with a house purchase without a solicitor. The council's solicitor are not acting for you. You need a solicitor for a number reasons. One of which is to verify what plans the Council have for repairs and refurbishment for the next five years. Many leaseholders have been stung for contributions of thousands of pounds. In any event, if you are getting a mortgage with Aldermore, you will need to appoint a solicitor on the Aldermore conveyancing panel.
I was told three weeks ago that my mortgage has been agreed to by Leeds Building Society. Is it usual for Leeds Building Society to only issue the offer once my solicitor in Croxley Green is approved on their conveyancing panel? Leeds Building Society have asked my solicitor to see a copy of their PI Insurance.
A lender would not issue an offer until they have details of a lawyer on their panel. It can take a few weeks for Leeds Building Society to deal with your lawyer's application to be on the Leeds Building Society conveyancing panel. There's no guarantee that your solicitor will be accepted.
A friend recommended that where I am buying in Croxley Green I should carry out a Neighbourhood, Planning and Local Amenity Search. Can you explain what the purpose of this search is?
A search of this type is sometimes included in the estimate for your Croxley Green conveyancing searches. It is a large document of about 40 pages, listing and detailing significant information about Croxley Green around the property and the people living there. It includes an Aerial Photograph, Planning Applications, Land Use, Mobile Phone Masts, Rights of Way, the Croxley Green Housing Market, Council Tax Banding, the demographics of People living in the area, the dominant type of Housing, the Average Property Price, Crime statistics, Croxley Green Education with maps and statistics, Local Amenities and other useful data regarding Croxley Green.
I used Stirling Law a few years past for my conveyancing in Croxley Green. I now require my papers but the law firm has closed. What do I do?
Do contact the Solicitors Regulatory Authority (SRA) to assist in tracking down your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Croxley Green of the conveyancing firm of solicitors you previously used, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.
I am selling my home. My former conveyancers have shut. I would be grateful for any recommendation of a conveyancing firm. Im based in Croxley Green if that makes things easier.
Do use our search tool to help you find a solicitor for your conveyancing in Croxley Green. We have connected thousands of home buyers and sellers with lender approved solicitors to ensure that the legalities of their house move runs smoothly.