It is is a decade since I acquired my house in Oakley. Conveyancing lawyers have just been instructed on the sale but I am unable to track down the deeds. Is this a major issue?
You need not be too concerned. Firstly the deeds may be retained by your lender or they may be in the possession of the solicitor who handled your purchase. Secondly in all probability the title will be registered at the land registry and you will be able to prove you are the registered owner by your conveyancing lawyers obtaining up to date copy of the land registers. Most conveyancing in Oakley relates to registered property but in the unlikely event that your property is unregistered it is more problematic but is not insurmountable.
I am buying a property and the lawyer has identified Chancel Repair for which the house may be obligated to contribute to as it falls into the area of such a church. He has suggested insurance. Is this strictly appropriate for conveyancing in Oakley
Unless a prior purchase of the house took place after 12 October 2013 you could assume that solicitors carrying out conveyancing in Oakley to continue to advocate a chancel search and or chancel repair liability insurance.
Over the last few months I have been searching for a flat up to £305k and found one round the corner in Oakley I like with amenity areas and station nearby, the downside is that it only has 61 years on the lease. I can't really find anything else in Oakley suitable, so just wondered if I would be making a grave error purchasing a short lease?
If you require a home loan that many years may be a potential deal breaker. Reduce the price by the expected lease extension will cost if it has not already been discounted. If the current owner has owned the premises for at least twenty four months you can ask them to commence the lease extension formalities and then assign it to you. You can add 90 years to the existing lease with a zero ground rent applied. You should speak to your conveyancing solicitor concerning this.
I have been recommended by a number of estate agents in Oakley to find a conveyancer on your site. What’s the financial upside for Estate Agents to market your services over and above alternative conveyancing organisations?
We refuse to give any financial incentive for pointing buyers and sellers to this site. We found it would be just too difficult to pay a commission because a client could think, ‘How come the agent getting a kickback? Why aren’t I getting any benefit too?’ We would prefer to grow our business on genuine recommendations.
I am using a search engine for the phrase cheap conveyancing in Oakley it shows results of numerous solicitorsin the vicinity. With so much choice what is the best way to find the right conveyancer for the sale of my house?
The preferential way of finding a suitable conveyancer is through a personal recommendation, so seek the counsel of colleagues and family who have acquired a property in Oakley or a local estate agent or financial adviser. Costs for conveyancing in Oakley differ, so it's advisable to obtain a minimum of three fee estimates from varying types of property lawyers. Be sure to seek confirmation what costs in the quote includes.
At what stage do I pay stamp duty chargeable for my conveyancing in Oakley?
The majority of conveyancers will fill out a Land Transaction Return Form for you during your Oakley conveyancing transaction for signature. On completion your conveyancing practitioner will submit your Land Transaction application to the Tax Authorities and - as long as they have the funds - pay any tax bill due for you.