I was advised yesterday by my mortgage adviser that my Hampshire lawyer is not on the lender Conveyancing panel. What can I do to be sure if this is correct?
Your first step should be to call your Hampshire conveyancer. It is reasonable to expect your lawyer to notify you of the situation. Where they are not on the panel they may recommend you to a Hampshire conveyancing practice that is on the conveyancing panel for your bank.
It is is a decade since I purchased my home in Hampshire. Conveyancing lawyers have recently been appointed on the sale but I am unable to locate the title deeds. Is this a problem?
Don’t worry too much. First there is a chance that the deeds will be retained by the lender or they may be in the possession of the solicitor who oversaw your purchase. Secondly the likelihood is that the property will be registered at the land registry and you will be able to prove you are the registered owner by your conveyancing solicitors procuring current official copies of the land registers. Almost all conveyancing in Hampshire involves registered property but in the unlikely event that your home is unregistered it adds to the complexity but is not insurmountable.
I am buying a flat and require a conveyancing solicitor in Hampshire who is on the Norwich and Peterborough Building Society solicitor. Could you point me in the right direction as regards a solicitor?
Our service is limited to being a directory service for firms who wish to listed as being on the approved conveyancing panel for Norwich and Peterborough Building Society in certain locations such as Hampshire. We dont recommend any particular firm.
Due to the advice of my in-laws I had a survey completed on a house in Hampshire before retaining solicitors. I have been advised that there is a flying freehold aspect to the house. The surveyor advised that some lenders tend not give a loan on this type of house.
It depends who your proposed lender is. Bank of Scotland has different instructions for example to Halifax. If you call us we can check with the relevant lender. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in Hampshire. Conveyancing will be smoother if you use a solicitor in Hampshire especially if they regularly deal with such properties in Hampshire.
I am using a search engine for the words cheap conveyancing in Hampshire it shows results of many conveyancersin the area. With so much choice what is the best way to find the right solicitor for me?
The ideal method of finding the right conveyancer is via personal referral, so ask friends and family who have purchased a property in Hampshire or the reputable estate agent or mortgage broker. Charges for conveyancing in Hampshire vary, so it's sensible to secure a minimum of four fee calculations from varying types of companies. Dont forget to clarify that the fees are fixed.
Are the Hampshire conveyancing lawyers identified as being on the mortgage company conveyancing panel, together with their details provided by the bank?
Hampshire law firm practices and firms carrying out conveyancing in Hampshire themselves provide us confirmation that they are on the mortgage company conveyancing panel as opposed to being supplied with a list from the bank directly.