I have given 8 weeks notice to my current landlord and have to be out of my rented flat in Kempshott by the end of next month. Conveyancing for my house purchase is underway. Can I complete in a couple of weeks as I wish to avoid having to find temporary accommodation?
The normal practice is not to provide notice for your tenancy until exchange of contracts has taken place. Assuming that you have not already done so, contact to your conveyancer and request that they cajole the owners lawyers, try to an agreed time frame that all parties will work towards
We note that you have a post code search directory identifying firms on the HSBC conveyancing panel. Do firms pay you a referral fee if I retain them for our conveyancing in Kempshott?
We are a listing service only for law firms wishing to communicate if they are on the HSBC conveyancing panel or other lender panels. We do not charge referral fees to any conveyancer that you subsequently appoint for your conveyancing in Kempshott.
I have been recommended a conveyancing solicitor in Kempshott. I need to find out whether they are on the HSBC Bank approved list of lawyers. Could you or the lender confirm if they are on the panel?
The first thing you should do is e-mail your solicitor and ask them whether they are on the lender panel. Alternatively please get in touch with HSBC Bank who may be able to confirm.
I have justfound out that Wolstenholmes have been shut down. They carried out my conveyancing in Kempshott for a purchase of a freehold house 18 months ago. How can I check that the property is not still registered in the name of the previous owner?
The easiest way to check if the property is registered to you, you can carry out a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Kempshott conveyancing specialists.
I am buying my first flat in Kempshott with a mortgage from Chelsea Building Society. The sellers refused to move on the amount so I negotiated 6k of additionals instead. The property agent suggested that I not reveal to my lawyer about this extras as it will put at risk my loan with the lender. Is this normal?.
All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
When it comes to my conveyancing in Kempshott should I be charged VAT on the following: (1) Land reg fee on purchase (2) Pre - completion search fee (3) SDLT E submission on purchase (4) Bank TT fee
(1) Land reg fee on purchase - No (2) Pre - completion search fees -No, (such conveyancing searches are HMLR ones and means £4 and possibly £2 bankruptcy per name on your mortgage) (3) SDLT E submission on your purchase - There is no VAT on Stamp Duty. However if the firm is charging a stamp duty e-submission fee as part of their services - some Kempshott conveyancers do - that will incur VAT(4) Bank transfer fee - Yes it is for the solicitor's time in submitting the funds this way.