Having been referred to your web site we were about to use a conveyancing solicitor in Mortimer recommended by you but have come across alternative costs illustrations on the internet seem less pricey – how come?
One can find plenty of conveyancing organisations offering theoretically looks to be cut price. Our advice is to think twice as to how much you respect your own move to you are willing to be penny wise pound foolish in relation to the quality of the conveyancing. Many of them accentuate a cheap quote to tease you but bury additional fees in the small print..
Do I have to have a meeting at the offices of the solicitor to sign the mortgage deed? If so, I will instruct a firm who offer conveyancing in Mortimer so that I can attend their offices if necessary.
Whereas this was necessary 15 years ago, most lenders no longer oblige their conveyancing panel solicitor to witness the mortgagors signature. You will still be obliged to hand over ID documents and there are still distinct benefits to choosing a local solicitor, in your situation a conveyancing solicitor in Mortimer.
My wife and I buying a 3 bedroom semi in Mortimer. Our aim is to carry out a loft conversion at the property.Will the conveyancing process involve checks to see if these works are prohibited?
Your property lawyer should review the registered title as conveyancing in Mortimer can occasionally reveal restrictions in the title documents which restrict categories of alterations or necessitated the consent of another owner. Certain works require local authority planning permissions and approval under the building regulations. Certain areas are designated conservation areas and special planning restrictions apply which frequently prevent or affect extensions. You should check these things with a surveyor ahead of any purchase.
After much negotiation I have agreed a price on a house in Mortimer. My mortgage broker pressured me to appoint their solicitor. I paid an on account payment of £225. A few days later, the property lawyer contacted me embarrassingly acknowledging that they were not on the Lloyds conveyancing panel. Am I right in thinking that I should be due a refund?
You should be able to recover this from the law firm if they were not on the Lloyds panel. They should have asked at the outset which lender you were obtaining a mortgage with. An important lesson to readers of this site is to check that the lawyers are on the appropriate lender panel.
Intending to buy a flat in Mortimer. I have received an online quote from a licenced conveyancer, which states: "There will be no charge for dealing with the Lender if you are obtaining a mortgage". I take this to mean that there will be no additional fee if the solicitor is on the Clydesdale conveyancing panel. I wanted to make sure it means there will be no additional fees for dealing with the mortgage.
They are simply saying that the cost for acting for the lender is included in the fee being quoted. It is worth you checking that the Mortimer conveyancer is on the Clydesdale conveyancing panel.
My partner and I are planning on selling our property in Mortimer and the buyers lawyers are claiming that there is a possibility that the property was constructed land that was not decontaminated. A local lawyer would know this is not the case. For the life of me I don't know why the buyers used a national conveyancing outfit as opposed to a conveyancing solicitor in Mortimer. We have lived in Mortimer for 4 years we know that this is a non issue. Do we contact our local Authority to seek confirmation need.
It would appear that you have a conveyancing solicitor already. What do they say? You must check with your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out health insurance to cover that same illness)
It has been three months since my purchase conveyancing in Mortimer took place. I have checked the Land Registry site which shows that I paid £150,000 when infact I paid £160,000. Why the discrepancy?
The price paid figure is taken from the application to register the purchase. It is the figure included in the Transfer (the legal deed which transfers the property from one person to the other) and referred to as the 'consideration' or purchase price. You can report an error in the price paid figure using the LR online form. In most cases errors result from typos so at first glance the figure. Do report it so they can double check and advise.
Over the last few months I have been searching for a flat up to £305k and identified one close by in Mortimer I like with a park and railway links in the vicinity, however it's only got 61 remaining years left on the lease. I can't really find anything else in Mortimer in this price bracket, so just wondered if I would be making a mistake purchasing a short lease?
If you need a home loan the shortness of the lease may be problematic. Discount the offer by the amount the lease extension will cost if it has not already been discounted. If the current proprietor has owned the premises for at least 2 years you could request that they commence the lease extension formalities and pass it to you. An additional ninety years can be extended on to the existing lease and have £0 ground rent by law. You should consult your conveyancing lawyer about this matter.