I am buying a property for cash in Shrewton. I have resided for the last dozen years in Shrewton. Conveyancing searches are a lot of money. Given that I have knowledge of the area and road very well must I have all the conveyancing searches?
If you not getting a mortgage, then almost all of the Shrewton conveyancing searches are non-obligatory. Your conveyancer will 'advise', perhaps strongly, that you should have searches done, but he is duty bound to do this. Do consider; if you are going to dispose of the house one day, it could be of importance to your prospective buyer what the searches determine. On occasion houses with apparent issues can still throw up unfavourable search results. A competent conveyancing solicitor in Shrewton will provide you some helpful advice in this regard.
It is 10 years ago since I purchased my property in Shrewton. Conveyancing lawyers have just been instructed on the sale but I can't track down my deeds. Is this a major issue?
You need not be too concerned. Firstly there is a chance that the deeds will be kept by the lender or they could be in the possession of the lawyers who handled the purchase. Secondly the chances are that the title will be recorded at the land registry and you will be able to prove you own the property by your conveyancing lawyers acquiring up to date copy of the land registers. The vast majority of conveyancing in Shrewton relates to registered property but in the unlikely event that your home is unregistered it adds to the complexity but is resolvable.
I am helping my sister sell her property in Shrewton. Does the conveyancing solicitor commission the energy performance certificate or it is for the seller to see to?
After the demise of HIPs, EPC’s was left as a required part of moving property. An energy assessment must be commissioned before the property is advertised. It is not something that lawyers normally organise. If you are instructing a Shrewton conveyancing solicitor they might be able to arrange energy assessments given their relationships with reputable local assessors
Completion of my remortgage has taken place for my property in Shrewton. Conveyancing was satisfactory but I would like to complain about the lender. Who do I contact should I wish to lodge a complaint?
All banks and building societies have complaints procedures. Your first point of contact should be one of the lender’s branches or the Customer Care Team at head office. Ordinarily complaints to a lender are sorted out very quickly. If you feel the matter is not resolved you can write to Financial Ombudsman Service who will take matters further.
I recently had an offer accepted on a house in Shrewton. My mortgage broker recommended their conveyancers. I paid an advanced payment of £225. Shortly after, the conveyancing practitioner called me to say that they were not on the Clydesdale conveyancing panel. Am I right in thinking that I should be due a refund?
You should be able to recover this from the law firm if they were not on the Clydesdale panel. They should have asked at the outset which lender you were obtaining a mortgage with. An important lesson to readers of this site is to check that the lawyers are on the appropriate lender panel.
How does conveyancing in Shrewton differ for new build properties?
Most buyers of new build premises in Shrewton come to us having been asked by the seller to sign contracts and commit to the purchase even before the residence is ready to move into. This is because house builders in Shrewton usually purchase the real estate, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancing solicitors as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are used to new build conveyancing in Shrewton or who has acted in the same development.
Due to the encouragement of my in-laws I had a survey completed on a property in Shrewton prior to appointing lawyers. I have been informed that there is a flying freehold aspect to the property. Our surveyor has said that some banks will not give a mortgage on such a property.
It varies from the lender to lender. Bank of Scotland has different requirements from Birmingham Midshires. Should you wish to telephone us we can check with the relevant mortgage company. If you lender is happy to lend one our lawyers can assist as they are accustomed to dealing with flying freeholds in Shrewton. Conveyancing will be smoother if you use a solicitor in Shrewton especially if they regularly deal with such properties in Shrewton.
How can the Landlord & Tenant Act 1954 affect my business property in Shrewton and how can your lawyers assist?
The particular law that you refer to gives security of tenure to commercial tenants, granting the dueness to apply to court for a continuation of occupancy at the end of an expired lease. There are certain specified grounds where a landlord can refrain from granting a lease renewal and the rules are complicated. We are happy to direct you to commercial conveyancing solicitors who use the act for protection and handle your commercial conveyancing in Shrewton