I am not in a position to travel far from Tavistock. I would like to know the logic why all Tavistock lawyers aren't automatically on all lender panels?
A decade ago most banks displayed an approach to risk which differs from the current day. The Financial Services Authority in 2010 conducted a thematic review into mortgage fraud which in summary warned lenders: know the property lawyers on your panel. Consequently, banks have since requiredmore information from law firms about their processes and the individuals who work for them and set certain criteria such as completing a minimum amount of transactions. Many law practices have been removed from lender panels even though they had 100% healthy track record, no complaints and no claims and didn't just 'dabble' in conveyancing. Many firms found it impossible meet the criteria of volume of transactions the lenders set.
Do the conveyancing solicitors identified via your search tool execute conveyancing in Tavistock by way of an attended exchange?
There are a few conveyancing specialists carrying out 24hr exchanges. Do contact us to obtain a costs illustration and details as to dates.
We hope to to buy with Loughborough BS. We have called around locally but cant to find a Tavistock conveyancing firm on the Loughborough BS approved list. Please you help?
You should take advantage of the find a lender approved solicitor tool on this site. Please choose the mortgage company and type Tavistock or your location and you will discover a number of lawyer offices in Tavistock or near you.
Are there restrictive covenants that are commonly picked up during conveyancing in Tavistock?
Covenants that are restrictive in nature can be picked up when reviewing land registry title as part of the process of conveyancing in Tavistock. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’
Due to the advice of my in-laws I had a survey completed on a house in Tavistock before appointing lawyers. I have been told that there is a flying freehold element to the property. Our surveyor has said that some banks may refuse to grant a mortgage on a flying freehold home.
It depends who your proposed lender is. Bank of Scotland has different instructions from Nationwide. If you e-mail us we can check via the appropriate lender. If you lender is happy to lend one our lawyers can assist as they are accustomed to dealing with flying freeholds in Tavistock. Conveyancing may be slightly more expensive based on your lender's requirements.
A conveyancing company handled my conveyancing in Tavistock seven years past having stored my title documents but has now closed – What can I do to retreive these?
Deeds, as such, no longer exist as the majority of homes in Tavistock are registered digitally at Land Registry. Where you need to prove evidence of proprietorship or are selling or re-mortgaging your lawyer will need to obtain up to date copies of the register from the Land Registry in any case.
If you feel there may be other documents or you have any other queries please e-mail your request with details of the transaction and documents you need to filerequest@clc-uk.org. The CLC will let you know what information they have and any additional information they may need before they are in a position to identify and send the documents to you. Following an intervention it may take some time for the CLC to access archived files and documents, but your request will be actioned with reasonable haste.