I am in the market for a low cost property lawyer. Should I go for for a nationwide conveyancer or a family Tavistock conveyancing solicitor?
Tavistock is a special area, where neighbourhood experience is a big bonus. The laid-back lifestyle has an upside – just not for your home move. The conveyancers that we work with combine a wealth of Tavistock insight with a professional, can doapproach that ensures the conveyancing to progress actively engaging with all parties to reduce communication delays. It is a distinct advantage that they can make use of well established rapport with financial advisers, search providers, surveyors and other Tavistock conveyancing firms
My aunt passed away 10 months ago and as sole heir and executor I was left the property in Tavistock. The house had a relatively small loan left on it of around £4500. I want to have the title changed into my name whilst I re-mortgage to Co-operative, pay off the mortgage. Is this allowed?
Given you plan to refinance then Co-operative will insist on your using a conveyancer on the Co-operative conveyancing panel. Here is link to the Land Registry online guidance around what to do when a property owner dies. This will help you to understand the registration process behind changing the details re the registered title. in your case it would appear that you are effectively purchasing the property from the estate. Your Co-operative conveyancing panel solicitor pays the new mortgage money into the estate, the estate pays off the old mortgage, the charge is released and you become the owner and the Co-operative mortgage is registered as a charge at the Land Registry.
I have been told that property searches are the number one cause of obstruction in Tavistock house deals. Is that correct?
The Council of Property Search Organisations (CoPSO) released findings of a review by MoveWithUs that conveyancing searches do not figure within the common causes of hindrances during the legal transfer of property. Searches are unlikely to be the root cause of slowing down conveyancing in Tavistock.
I used Arc property Solicitors several years ago for my conveyancing in Tavistock. Now, I need my files but the law firm is no longer operating. What do I do?
Do contact the Solicitors Regulatory Authority (SRA) to assist in tracking down your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Tavistock of the conveyancing firm of solicitors you previously used, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.
Over the last few months I have been searching for a leasehold apartment up to £305k and found one close by in Tavistock I like with amenity areas and transport links in the vicinity, however it's only got 52 years unexpired on the lease. There is not much else in Tavistock for this price, so just wondered if I would be making a grave error acquiring a lease with such few years left?
If you need a mortgage the remaining unexpired lease term will likely be an issue. Reduce the price by the expected lease extension will cost if not already taken into account. If the current owner has owned the premises for at least twenty four months you may request that they start the process of the extension and then assign it to you. You can add 90 years to the existing lease with a zero ground rent applied. You should speak to your conveyancing lawyer about this.
How simple is it to use the search tool to select a conveyancing practitioner in Tavistock on the panel for my lender?
First pick a bank such as Accord Mortgages Ltd, The Mortgage Works or Godiva Mortgages Ltd then type in your location a common one being Tavistock. Conveyancing organisations in Tavistock and further afield should be identified.