It has come to my attention via my financial adviser that my Romford solicitor is not on the mortgage company Conveyancing panel. How can I be certain that this is indeed the case?
The best course of action for you to take is to contact your Romford lawyer directly. It is reasonable to expect your lawyer to notify you of the situation. If they are not on the panel they could put your in touch with solicitors on the approved list of lawyers for your bank.
At what point will exchange of contracts occur in domestic conveyancing in Romford and am I required to attend the conveyancers branch?
Where you are round the corner to one of the conveyancing solicitors in Romford you are invited in to sign documents. That being said, the lender approved solicitors we recommend provide a nationwide conveyancing service and provide just as detailed and professional a job for you when dealing with you by post or email. The signing of the purchase agreement is not the point of no return. Signing on the dotted line is just a prerequisite for the solicitor to exchange contracts when the time is right, which is ordinarily shortly after signing. The exchange process is is usually a five minute process, although where an extended "chain" is involved, since the process requires the relevant party's solicitor (not necessarily a conveyancing solicitor in Romford)to be in the office at the appropriate time.
I am considering applying for a Aldermore mortgage for purchase of a newly converted (under development) in Romford with 65 per cent LTV. Is it compulsory to choose a solicitor on the conveyancing panel for Aldermore ?
In theory, you could use a solicitor that is not on the Aldermore conveyancing panel, but Aldermore would require one of their panel solicitors to be instructed to act in their interests, and you'd have to pay for this - so most people instruct a panel solicitor. It's also easier, as otherwise you'd have to deal with two solicitors for the same conveyancing matter.
Just bought a detached house in Romford , how long should it take for the Land Registry to register my ownership? My Romford conveyancing solicitor has been very slow, so I want to check that my ownership is recorded.
As far as conveyancing in Romford registration is no quicker or slower than the rest of the country. As opposed to being determined by geographic area, timescales can adjust subject to the party submitting the application, whether there are errors and if the Land registry must send notices to any third parties. Currently in the region of 80% of submission are fully dealt with in less than three weeks but occasionally there can be longer delays. Historically registration takes place after the buyer is living at the premises thus post completion formalities is not always top priority but if it is urgent that the the registration takes place urgently then you or your conveyancer must communicate with the Registry to express the reasoning for an expedited registration.
I'm refinancing my existing house to a BTL loan with National Westminster Bank and I will use the rest of the raised equity as a deposit on another property. The area we are interested in is Romford. Will your conveyancers be able to act for both sets of lenders and tie in the transactions?
Make use of our search tool on this site to ensure that the lawyers are on the relevant lender panels. Having checked that they are the lawyer will be able to connect the two deals but you should have a chat with you lawyer and specify your expectations and needs.
I am in need of some leasehold conveyancing in Romford. Before I set the wheels in motion I would like to find out the remaining lease term.
If the lease is registered - and almost all are in Romford - then the leasehold title will always include the short particulars of the lease, namely the date; the term; and the original parties. From a conveyancing perspective such details then enable any prospective buyer and lender to confirm that any lease they are looking at is the one relevant to that title. For any other purpose, such as confirming how long the term was granted for and calculating what is left, then the register should be sufficient on it's own.
I have attempted and failed to negotiate with my landlord for a lease extension without getting anywhere. Can I make an application to the Leasehold Valuation Tribunal? Can you recommend a Romford conveyancing firm to assist?
Absolutely. We can put you in touch with a Romford conveyancing firm who can help.
An example of a Lease Extension case for a Romford flat is 37 Lodge Court High Street in November 2013. the decision of the LVT was that the premium to be paid for the new lease was £25,559 This case was in relation to 1 flat. The remaining number of years on the lease was 57.5 years.