A mortgage agreement from HSBC for the remortgage of my 3 bedroom apartment is coming imminently. Are you able to recommend a low cost conveyancing solicitor in Romford?
You are on the wrong site if you are in need of a cheap conveyancing solicitors in Romford. Our goal is to offer excellent value conveyancing but we do not aim to advertise as being the cheapest. Avoid the trap of appointing brokers offering the bait of low cost conveyancing in Romford. In your best case scenario, in deciding on cheap conveyancing, you will receive what you pay for and at worst it will result in you being stung for extras and still not receive the service required.
How up to date is your search tool for Romford conveyancing solicitors on the Kent Reliance conveyancing panel? Do Kent Reliance send you an updated list?
Romford conveyancing firms themselves provide us confirmation that they are on the Kent Reliance conveyancing panel as opposed to being supplied with a list from Kent Reliance directly.
I got the keys to my house on 5 September and my personal details are still not registered. Need I be worried? My conveyancing solicitor in Romford said it should be concluded inside ten days. Are properties in Romford uniquely lengthy to register?
There is nothing unique about conveyancing in Romford registration formalities. As opposed to being determined by geographic area, timeframes can adjust according to who lodges the application, whether there are errors and whether the Land registry must send notices to any interested parties. Currently approximately three quarters of submission are fully dealt with within two weeks but occasionally there can be extensive hold-ups. Registration occurs after the new owner has moved in to the premises thus an expedited registration is not always primary concern yet where there is a degree of urgency associated with the registration then you or your conveyancer could speak with the land registry and explain the circumstances.
How does conveyancing in Romford differ for new build properties?
Most buyers of new build property in Romford approach us having been asked by the developer to exchange contracts and commit to the purchase even before the house is finished. This is because developers in Romford tend to purchase the site, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are accustomed to new build conveyancing in Romford or who has acted in the same development.
I've recently found out that there is a flying freehold issue on a house I put an offer in two weeks back in what should have been a quick, no chain conveyancing. Romford is where the house is located. What do you suggest?
Flying freeholds in Romford are rare but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Romford you would need to get your solicitor to go through the deeds very carefully. Your lender may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Romford may determine that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold residence.
Last July I purchased a leasehold property in Romford. Do I have any liability for service charges relating to a period prior to completion of my purchase?
Where the service charge has already been demanded from the previous owner and they have not paid you would not usually be personally liable for the arrears. However, your landlord may still be able to take action to forfeit the lease. It is an essential part of leasehold conveyancing for your conveyancer to ensure to have an up to date clear service charge receipt before completion of your purchase. If you have a mortgage this is likely to be a requirement of your lender.
If you purchase part way through an accounting year you may be liable for charges not yet demanded even if they relate to a period prior to your purchase. In such circumstances your conveyancer would normally arrange for the seller to set aside some money to cover their part of the period (usually called a service charge retention).
I have tried to negotiate informally with with my landlord to extend my lease without getting anywhere. Can the Leasehold Valuation Tribunal decide on such matters? Can you recommend a Romford conveyancing firm to act on my behalf?
Most certainly. We can put you in touch with a Romford conveyancing firm who can help.
An example of a Lease Extension matter before the tribunal for a Romford residence is 37 Lodge Court High Street in November 2013. the decision of the LVT was that the premium to be paid for the new lease was £25,559 This case affected 1 flat. The remaining number of years on the lease was 57.5 years.