My partner’s sister is a property lawyer. I am hopeful that I will receive friends and family rates for conveyancing, but if not, what kind of costs should I be expecting for conveyancing in Romford?
Do compare pricing. Make use of our search tool on this page. You will notice that amounts may vary but the service one can expect are distinct between conveyancers as is true with the vast majority of professional services.
Would the conveyancing lawyers identified via your search tool perform conveyancing in Romford by way of an attended exchange?
We do have a number of conveyancing specialists carrying out 24hr exchanges. Please e-mail us to receive a conveyancing quote and details as to availability.
It is is a decade since I acquired my home in Romford. Conveyancing solicitors have recently been retained on the sale but I am unable to find my title deeds. Will this jeopardise the sale?
Don’t worry too much. Firstly there is a chance that the deeds will be with your lender or they could be archived with the conveyancers who acted in your purchase. Secondly the likelihood is that the property will be registered at the land registry and you will be able to prove you are the registered owner by your conveyancing lawyers acquiring up to date copy of the land registers. Most conveyancing in Romford involves registered property but in the rare situation where your property is unregistered it adds to the complexity but is not insurmountable.
The Romford conveyancing lawyers that I appointed last week on my purchase in Romford have without warning shut down. I only went with them because I had to have a firm on the RBS conveyancing panel and my preferred Romford lawyer was not. I gave my credit card details for them to take one hundred and fifty pounds for searches. What are my options?
If you have an estate agent involved then let them know immediately so that they can let the sellers know that there may be a slight delay due to the problems encountered. Hopefully they will be sympathetic and urge their lawyer to send a new set of papers to your new solicitors. You should appoint new lawyers that are on the RBS conveyancing panel and notify the lender. If you have paid over any money, it will hopefully be held by the SRA as money in an intervened firm's bank accounts is transferred to the SRA. Then, the SRA or the intervention agent looks at the intervened firm's accounts to work out who the money belongs to. To claim your money you will need to contact the SRA. If the SRA cannot return money you are owed from the firm's bank accounts, or if they can only return part of the money, you can apply to the Compensation Fund for a grant. Your new lawyers may be able to help.
I am aiming to move home in January. Does my conveyancing solicitor liaise with the removal company on the completion day. Incidentally, can you suggest a removal company in Romford. Conveyancing solicitor was chosen before I stumbled across your page.
On the day of completion you can collect the house keys from your estate agent however this should only be done after the sellers solicitors advise the agent that they have the completion monies and the keys can be given over. Subsequently you can advise the removal company that you are ready to move in. We do not recommend a particular removal organisation but can help you choose a residential property solicitor in Romford or a firm that specialises in conveyancing in Romford.
I am the only recipient of my late mum's will with all property in now in my sole name, including the house in Romford. The Romford property was put into my name in November. I want to move. I do know about the Mortgage Lenders 6 month 'rule', which means that my property ownership could be considered the same way as if I'd bought the property in November. Will no one buy the property for half a year?
The CML handbook instructs conveyancers to: "report to us immediately if the owner or registered proprietor has been registered for less than six months." By the strict wording you could be affected by that. many lenders would take a sensible view as this obligation is chiefly there to pick up on subsales or the quick reselling of property.
I have today made my last payment due on my mortgage with Principality. I assume I don't need a Romford solicitor on the Principality panel to discharge the mortgage at the Land Registry. Am I right?
If you have finished paying off your Principality mortgage, they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the Principality mortgage from the register. Principality, and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:
- but are not moving to another property
- where Principality has sent the Land Registry the discharge electronically, and
- Principality has instructed the Land Registry to do so
I've recently bought a leasehold flat in Romford. Do I have any liability for service charges for periods before my ownership?
Where the service charge has already been demanded from the previous lessee and they have not paid you would not usually be personally liable for the arrears. Strange as it may seem, your landlord may still be able to take action to forfeit the lease. A critical element of leasehold conveyancing for your conveyancer to ensure to have an up to date clear service charge receipt before completion of your purchase. If you have a mortgage this is likely to be a requirement of your lender.
If you purchase part way through an accounting year you may be liable for charges not yet demanded even if they relate to a period prior to your purchase. In such circumstances your conveyancer would normally arrange for the seller to set aside some money to cover their part of the period (usually called a service charge retention).
We have reached the end of our tether in seeking a lease extension in Romford. Can this matter be resolved via the Leasehold Valuation Tribunal?
Absolutely. We can put you in touch with a Romford conveyancing firm who can help.
An example of a Lease Extension matter before the tribunal for a Romford flat is 37 Lodge Court High Street in November 2013. the decision of the LVT was that the premium to be paid for the new lease was £25,559 This case was in relation to 1 flat. The unexpired lease term was 57.5 years.