I am purchasing a property and require a conveyancing solicitor in Rush Green who is on the Coventry Building Society conveyancing. Can you recommend a local firm?
Our service is limited to being a directory service for firms who wish to listed as being on the approved conveyancing panel for Coventry Building Society in certain locations such as Rush Green. We dont recommend any particular firm.
We had selected conveyancing lawyers locally in Rush Green on the Kent Reliance solicitor panel. They are now charging me a further charge for dealing with the Kent Reliance mortgage. Is this an additional conveyancing fee specified by Kent Reliance?
Unfortunately, so long as it is in their Terms and Conditions or estimate then yes your conveyancing practitioner can charge a fee for this. The charge is not dictated by Kent Reliance but by your Rush Green property lawyer. Numerous firms on the Kent Reliance panel will quote ’dealing with mortgage’ fee but plenty of practices include it on their overall fee.
I have paid off my mortgage with Skipton. I assume I don't need a Rush Green conveyancer on the Skipton panel to discharge the mortgage at the Land Registry. Please confirm.
If you have finished paying off your Skipton mortgage, they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the Skipton mortgage from the register. Skipton, and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:
- but are not moving to another property
- where Skipton has sent the Land Registry the discharge electronically, and
- Skipton has instructed the Land Registry to do so
RBS have agreed my mortgage in principle, my offer on a house in Rush Green has been accepted, now what?
Your property agent will need to be informed of your property lawyer's details (make sure the lawyers are on the lender’s approved list). Contact RBS or the financial adviser and complete any relevant documentation. RBS will appoint a valuer who will get in touch with the estate agent or vendor to schedule an appointment. Once conducted (assuming no problems) it takes about a week to get a mortgage offer. RBS will issue the offer to you and your conveyancing practitioners. The legal work will then take it’s course according the nature and complexity of the conveyancing in Rush Green.
How does conveyancing in Rush Green differ for newly converted properties?
Most buyers of new build residence in Rush Green come to us having been asked by the seller to sign contracts and commit to the purchase even before the property is constructed. This is because developers in Rush Green typically purchase the site, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are accustomed to new build conveyancing in Rush Green or who has acted in the same development.
Yesterday I discovered that there is a flying freehold element on a house I have offered on last month in what should have been a simple, chain free conveyancing. Rush Green is the location of the property. Can you offer any assistance?
Flying freeholds in Rush Green are not the norm but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Rush Green you would need to get your solicitor to go through the deeds diligently. Your mortgage company may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Rush Green may ascertain that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold premises.
Taking into account that I will soon part with over three hundred thousand on a terraced house in Rush Green I would like to talk to a conveyancer regarding thehouse move ahead of giving the go ahead to the firm. Is this something that you can arrange?
This is something that we recommend - we would be happy to talk to you we do not take any clients on without you liaising with the solicitor who will be carrying out your property ownership legalities in Rush Green.There is no ‘factory style conveyancing’ - every client is an important person, not a file reference. The solicitors that we put you in touch with believe that the figure you are provided with for your conveyancing in Rush Green should be the amount on the final invoice that you are charged.
What tools are available to search for a Rush Green conveyancing solicitor on the mortgage company conveyancing panel? I have a car and am prepared to travel up to 10miles to meet the conveyancer.
You can use the find a conveyancing panel search on this page. Please choose the lender and your location, in this case Rush Green and you will see a number of lawyer located nearest Rush Green. Alternatively you can type in the name of your proposed law firm and see if they are listed as being on the mortgage company solicitor panel.