Me and my fiance are planning to purchase a 3 bedroom flat in Becontree Heath with a mortgage. We have a Becontree Heath lawyer, however the lender advise she’s not on their "panel". It appears that we have no choice but to select one of the lender panel firms or continue with our Becontree Heath lawyer as well as pay for one of their panel lawyers to represent them. This feels very unfair; are we not able to insist that the lender use our Becontree Heath conveyancer ?
No, not really. The mortgage offered to you is subject to its terms and conditions, one of which will be that lawyers will on the lender’s conveyancing panel. Until recently, most lenders had large numbers of law firms on their panels: a borrower could choose one for themselves, as long as it was on the lender's panel. The lender would then simply instruct the borrower's lawyers to act for the lender, too. You can use your lender's panel lawyers or you could borrow from another lender which does not restrict your choice. A further alternative is for your Becontree Heath conveyancing solicitor to apply to be on the conveyancing panel.
At what point can the exchange of contracts take place for domestic conveyancing in Becontree Heath and do I need to be at the conveyancers office?
Where you are local to our conveyancing solicitors in Becontree Heath you are welcome to come in to sign contracts. However, the firms we work with offer countrywide coverage for conveyancing and give just as diligent and professional a job for you when communicating with you digitally. The executing of the contract is not the important part. A signed contract simply enables the firm to exchange contracts at the appropriate time, which is ordinarily shortly after signing. The exchange process is is usually a five minute process, although where an extended "chain" is in play, since the process requires the relevant party's solicitor (not necessarily a conveyancing solicitor in Becontree Heath)to be in the office available at the end of the phone to exchange contracts.
My lender has suggested a law firm on their panel based in Becontree Heath but I would rather use a conveyancing lawyer in Becontree Heath round the corner to me. Are you able to help?
Not all Becontree Heath conveyancing solicitors are on all banks conveyancing panel. Use the above search tool to choose a Becontree Heath conveyancing solicitor on the on the mortgage company panel.
I used Wolstenholmes a few years past for my conveyancing in Becontree Heath. Now, I need the documents however cannot find the solicitor. What do I do?
Do contact the Solicitors Regulatory Authority (SRA) to assist in tracing your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Becontree Heath of the conveyancing firm of solicitors you previously used, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.
I've recently found out that there is a flying freehold element on a property I put an offer in two weeks back in what should have been a straight forward, chain free conveyancing. Becontree Heath is the location of the property. Is there any guidance you can give?
Flying freeholds in Becontree Heath are not the norm but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Becontree Heath you must be sure that your lawyer goes through the deeds thoroughly. Your mortgage company may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Becontree Heath may ascertain that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold residence.
Given that I will soon spend over three hundred thousand on a house in Becontree Heath I wish to talk to a conveyancer concerning theconveyancing before appointing the firm. Is this something that you can arrange?
We could not agree more - it is our preference to talk to you we do not take any clients on without you speaking to the solicitor who will be conducting your property ownership legalities in Becontree Heath.There is no ‘factory style conveyancing’ - each client is an important individual, not a case number. The law firms that we put you in touch with believe that the fees you are quoted for your conveyancing in Becontree Heath should be the figure that you end up paying.