I am thinking of mortgaging my apartment in Amesbury, does my lawyer need to be on the HSBC Solicitor panel?
In theory, you could use a solicitor that is not on the HSBC conveyancing panel, but HSBC would require one of their panel solicitors to be instructed to act in their interests, and you'd have to pay for this - so most people instruct a panel solicitor. It's also easier, as otherwise you'd have to deal with two solicitors for the same conveyancing matter.
There are a variety of conveyancing solicitors in Amesbury but how do I know who I should use?
Do not opt for the lowest Amesbury conveyancing costs illustration. You really do get what you’re paying for when it comes to property lawyers. A cheap quote may mean that the conveyancing solicitor is handling a lot of jobs at one time and you won’t get the quality of service and the attention that you need. It is, however, wise to use a conveyancer who has a fixed fee on a no sale, no fee basis. This way, you know exactly what you’ll have to pay in advance.
We had selected solicitors locally in Amesbury on the Yorkshire BS solicitor panel. They have just billed me an additional fee for dealing with the Yorkshire BS mortgage. Is this a supplemental conveyancing fee set by Yorkshire BS?
As unfair as it may appear, as long as it’s in their Terms of Engagement or Quote then yes your conveyancing practitioner is entitled to levy a fee for this. This charge is not set by Yorkshire BS but by your Amesbury solicitor. Numerous firms on the Yorkshire BS panel will levy an ‘acting for lender’ fee and others do not.
I am expecting a DIP from Aldermore this week so we can work out what to offer on a property we like as otherwise we are dependent on web based calculators (which aren't taking into account credit checks etc). Do Aldermore recommend any Amesbury solicitors on the Aldermore conveyancing panel, or is it better to go independently?
You will need to appoint Amesbury solicitors independently although you'll need to choose one on the Aldermore conveyancing panel. The solicitor represents both you and Aldermore through the process.
Should commercial conveyancing searches reveal impending roadworks that could impact a commercial premises in Amesbury?
Its becoming the norm that commercial conveyancing solicitors in Amesbury will carry out a SiteSolutions Highways report as it dramatically cuts the time that conveyancers spend in looking into accurate data on highways that impact buildings and development assets in Amesbury. The report provides definitive information on the adoption status of roads, footpaths and verges, as well as the implication of traffic schemes and the rights of way surrounding a commercial development sites in Amesbury.
For every commercial conveyancing transaction in Amesbury it is crucial to investigate the adoption status of roads surrounding a site. Failure to identify developments where adoption procedures have not been dealt with adequately may result in delays to Amesbury commercial conveyancing deals as well as present a risk to future plans for the site. These searches are not conducted for domestic conveyancing in Amesbury.
Due to the input of my in-laws I had a survey completed on a house in Amesbury prior to instructing conveyancers. I have been advised that there is a flying freehold overhang to the house. Our surveyor has said that some mortgage companies tend not issue a loan on such a home.
It varies from the lender to lender. Santander has different requirements from Halifax. Should you wish to call us we can investigate further via the appropriate mortgage company. If you lender is happy to lend one our lawyers can assist as they are used to dealing with flying freeholds in Amesbury. Conveyancing may be slightly more expensive based on your lender's requirements.
I need to find a conveyancing solicitor for sale conveyancing in Amesbury. I happened to stumble upon a site which appears to be the perfect offering If it is possible to get all the legals done via phone that would be ideal. Should I be wary? What are the potential pitfalls?
As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?
I have been advised by numerous estate agents that it may take 6-8 weeks for Amesbury conveyancing to complete.This was four weeks ago. The paperwork was only forwarded to my solicitor last week so does the time start running now?
It would be unwise bank on counting down any 6-8 week suggested period. Answering precisely how long Amesbury conveyancing will take is an impossible task. Every conveyance has it’s own unique set of concerns. As a result your conveyancer should be unwilling to guarantee a precise timescale to conclude your conveyancing in Amesbury.