My uncle informed me that in buying a property in Amesbury there could be a number of restrictions limiting what one can do in terms of external changes to a property. Is this right?
There are anumerous of properties in Amesbury which have some sort of restriction or requirement of consent to perform external variations. Part of the conveyancing in Amesbury should determine what restrictions are applicable and advising you as part of a ROT that should be sent to you.
We had appointed conveyancers locally in Amesbury on the Aldermore solicitor panel. They are now charging me a separate fee for dealing with the Aldermore mortgage. Is this a supplemental conveyancing fee specified by Aldermore?
As unfair as it may seem, as long as it’s in their Terms of Engagement or estimate then yes your solicitor may levy a fee for this. This charge is not dictated by Aldermore but by your Amesbury conveyancer. Some firms on the Aldermore panel will quote an ‘acting for lender’ fee but some firms include it on their overall fee.
I am currently in the process of buying my council flat in Amesbury. I have a mortgage agreed with Barclays. Conveyancing is new to me. Can I proceed without a solicitor easily? I think we can but we keep being told I should use one. Any advice?
It is not advisable to proceed with a house purchase without a solicitor. The council's solicitor are not acting for you. You need a solicitor for a number reasons. One of which is to verify what plans the Council have for repairs and refurbishment for the next five years. Many leaseholders have been stung for contributions of thousands of pounds. In any event, if you are getting a mortgage with Barclays, you will need to appoint a solicitor on the Barclays conveyancing panel.
I am purchasing a house and the lawyer has referenced Chancel Repair for which the house could be obligated to pay because it falls into the area of such a church. He has suggested insurance. Is this strictly necessary for conveyancing in Amesbury
Unless a previous purchase of the property completed post 12 October 2013 you could expect lawyers conducting conveyancing in Amesbury to continue to propose a a chancel search and or chancel repair liability insurance.
Are there restrictive covenants that are commonly picked up as part of conveyancing in Amesbury?
Restrictive covenants can be picked up when reviewing land registry title as part of the legal transfer of property in Amesbury. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’
How does conveyancing in Amesbury differ for newly converted properties?
Most buyers of new build property in Amesbury contact us having been asked by the seller to exchange contracts and commit to the purchase even before the premises is constructed. This is because new home sellers in Amesbury typically acquire the land, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancing solicitors as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are accustomed to new build conveyancing in Amesbury or who has acted in the same development.
We're FTB’s - had an offer accepted, yet the estate agent informed us that the seller will only move forward if we instruct the agent's recommended solicitors as they need a ‘quick sale’. Our preferred option is to instruct a local conveyancer accustomed to conveyancing in Amesbury
It is highly unlikely the vendors are behind this. If they desire ‘a quick sale', alienating a motivated buyer is likely to cause more damage than good. Bypass the agents and go straight to the sellers and make sure they comprehend that (a)you are keen to buy (b)you are excited to move forward, with mortgage lined up © you are chain free (d) you intend to proceed fast (e)however you intend to use your own,trusted Amesbury conveyancing firm - not the ones that will earn their estate agent a referral fee or achieve conveyancing targets pre-set by HQ.
I see that you have a post code search directory listing law firms on the mortgage company conveyancing panel. Do Amesbury conveyancing firms pay you a commission if I instruct them for my house purchase?
We are a listing service only for law firms wishing to communicate if they are on the mortgage company conveyancing panel or other lender panels. We do not charge referral fees to the any conveyancer that you subsequently appoint for your conveyancing in Amesbury.