I am helping my mother sell her property in Sawston. Will the conveyancing solicitor arrange the EPC or it is for me to coordinate?
After the demise of HIPs, energy performance certificates was left as a compulsory part of selling a property. An energy performance certificate must be to hand in advance of the property being put on the market. It is not as aspect of the sale process that solicitors normally organise. If you are instructing a Sawston conveyancing practitioner they might help arrange energy performance certificates given their contacts with reputable local energy assessors
I am the only beneficiary of my late grandmother’s estate with all property in now in my sole name, including the my former home in Sawston. Conveyancing formalities meant that the Land Registry date was in February. I plan to dispose of the house. I understand that there is a Mortgage Lenders six month 'rule', which means that my proprietorship will be regarded the same way as though I had purchased the house in February. Is the property unsalable for six months?
The CML handbook instructs solicitors to: "report to us immediately if the owner or registered proprietor has been registered for less than six months." Technically you might be affected by that. How sensible a view banks take of it, depend on the bank as this clause principally exists to pick up on the purchase and immediately sell or the quick reselling of properties.
We were going to get a OIP from Barclays this week so we can work out what to offer on a property we like as otherwise we only have online calculators to go by (which aren't taking into account credit checks etc). Do Barclays recommend any Sawston solicitors on the Barclays conveyancing panel, or is it better to find our own lawyer?
You will need to appoint Sawston solicitors independently although you'll need to choose one on the Barclays conveyancing panel. The solicitor represents both you and Barclays through the process.
How does conveyancing in Sawston differ for new build properties?
Most buyers of new build property in Sawston approach us having been asked by the housebuilder to exchange contracts and commit to the purchase even before the house is built. This is because house builders in Sawston typically buy the real estate, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancing solicitors as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are used to new build conveyancing in Sawston or who has acted in the same development.
Due to the encouragement of my in-laws I had a survey completed on a property in Sawston before retaining conveyancers. I have been advised that there is a flying freehold overhang to the house. Our surveyor advised that some banks will not issue a mortgage on this type of premises.
It depends who your proposed lender is. HSBC has different instructions for example to Birmingham Midshires. Should you wish to telephone us we can check with the appropriate mortgage company. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in Sawston. Conveyancing will be smoother if you use a solicitor in Sawston especially if they are accustomed to such properties in Sawston.
Should I be wary about 3rd parties that I am dealing with are encouraging me to use a factory type conveyancing firm as opposed to a local Sawston conveyancing practice?
As with lots of professional services, often referrals from connections can be extremely useful or valuable. Nevertheless there are lots of players in a conveyancing deal; estate agents, financial adviser and banks might all put forward lawyers to instruct. On occasion these solicitors might be known to one of the organisations as one of the best in their field, but sometimes there exists a commercial relationship behind the endorsement. You are at liberty to choose your own conveyancer. Don't forget that the majority of lenders operate an approved list of law firms you are obliged to use for the mortgage aspect of your house move.
I have been sourcing a conveyancing solicitor in Sawston for my home move. Can I see a solicitor's record with the legal regulator?
One can find published Solicitor Regulator Association (SRA) determinations stemming from investigations from 2008 onwards. Visit Check a solicitor's record. For information about the period before 1 January 2008, or to check a solicitors history, ring 0870 606 2555, 08.00 - 18.00 Monday, Wednesday, Thursday, Friday and 09.30 - 18.00 Tuesday. For callers outside the UK, dial +44 (0)121 329 6800. The regulator sometimes recorded telephone calls for training purposes.
I have been recommended a conveyancing solicitor in Sawston. I I would like to check if they are on the bank's conveyancing panel. Could you advise?
You should contact the conveyancer to enquire if they are on the bank's panel. If that does not help get in touch with us and we can make some checks for you. Should the firm not be on the bank panel we can certainly arrange a reputable conveyancing solicitor in Sawston on the approved list for your mortgage company.