We were just about to sign contracts for a leasehold flat in Great Shelford. We encountered a stumbling block. The loan offer with Skipton Building Society expires on 13/1/2025 but the vendors are insisting on a completion date of 15/1/2025. Is it possible to extend the loan expiry date?
The person best placed to address this concern is your lawyer who should determine whether they corresponding with the mortgage company, vendor’s representatives, selling agents or indeed all parties taking into account what has happend in your transaction to date.
I happen to be the sole beneficiary of my late father’s will and I have everything in my name alone, including the my former home in Great Shelford. The Great Shelford property was put into my name in October. I plan to dispose of the house. I do know about the Mortgage Lenders six month 'rule', meaning my proprietorship may be considered the same way as if I'd bought the house in October. Will no one buy the property for half a year?
The CML handbook obliges conveyancers to: "report to us immediately if the owner or registered proprietor has been registered for less than six months." By the strict wording you may be caught by that. many lenders would take a practical view as this obligation principally exists to pick up on the purchase and immediately sell or the flipping of properties.
Last month we had a mortgage agreed in principle with Skipton. Great Shelford conveyancing solicitors are appointed. How long does it take for Skipton to issue the offer to the solicitor?
Some lenders take longer than others. Have Skipton conducted the valuation? Have you informed Skipton as to your lawyers' details and checked that your lawyers are on the Skipton conveyancing panel? Sometimes it can take as long as six weeks for a mortgage offer to be issued.
After much negotiation I have agreed a price on an apartment in Great Shelford. My financial adviser recommended their conveyancers. I paid an on account payment of £150. A couple of days later, the lawyer called me sheepishly admitting that they were not on the Barclays conveyancing panel. Am I right in thinking that I should be due a refund?
You should be able to recover this from the law firm if they were not on the Barclays panel. They should have asked at the outset which lender you were obtaining a mortgage with. An important lesson to readers of this site is to check that the lawyers are on the appropriate lender panel.
I have recentlybeen informed that Wolstenholmes have closed. They carried out my conveyancing in Great Shelford for a purchase of a freehold house 9 months ago. How can I establish that the property is in my name in the name of the previous owner?
The quickest way to see if the premises is in your name, you can make a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Great Shelford conveyancing specialists.
Due to the advice of my in-laws I had a survey completed on a property in Great Shelford before instructing solicitors. I have been advised that there is a flying freehold overhang to the property. The surveyor has said that some lenders tend refuse to grant a mortgage on this type of property.
It varies from the lender to lender. Lloyds has different instructions from Nationwide. If you contact us we can check via the appropriate bank. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in Great Shelford. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Great Shelford to see if the conveyancing will be more expensive.
I am selling my home. My previous conveyancers closed down. I would be grateful for any recommendation of a conveyancing firm. Im based in Great Shelford if that makes things easier.
Please use our search tool to help you find a solicitor for your conveyancing in Great Shelford. We have connected thousands of home buyers and sellers with lender approved solicitors to ensure that the legalities of their house move goes smoothly.
I am using a search engine for the phrase cheap conveyancing in Great Shelford it brings up numerous solicitorslocally. How do I determine which is the suitable solicitor for the sale of my house?
The preferential method of seeking a suitable conveyancer is via personal testimonial, so seek the counsel of friends and family who have acquired a property in Great Shelford or the local estate agent or mortgage broker. Charges for conveyancing in Great Shelford vary, so it's sensible to obtain a minimum of three estimates from varying types of conveyancers. Dont forget to clarify that the fees are fixed.