I am purchasing residence in Cottenham. My property lawyer is not listed on the bank conveyancing panel. Can I still retain my Cottenham conveyancing solicitor notwithstanding that they are not on the mortgage company approved list?
You have a couple of choices open to you here
- Complete the purchase with your chosen Cottenham conveyancer but your mortgage company will no doubt instruct a lawyer on their approved panel. The net result is additional cost and potential frustration.
- Appoint a fresh conveyancer to act in the purchase, obviously checking they are on the lender conveyancing panel.
- Appeal to your lawyer to attempt to join the mortgage company panel
We are downsizing from our house in Cottenham and the buyers lawyers are claiming that there is a risk of it being built on contaminated land. Any local conveyancer would know that there is no such problem. It does beg the question why the purchasers are using an online conveyancing practice rather than a conveyancing solicitor in Cottenham. We have lived in Cottenham for three years we know of no issue. Is it a good idea to get in touch with our local Authority to seek clarification that the buyers are looking for.
It would appear that you have a conveyancing firm currently acting for you. What do they say? You should check with your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out health insurance to cover that same sickness)
I used Arc property Solicitors a few years ago for my conveyancing in Cottenham. Now, I need the files however the law firm has closed. What do I do?
Do contact the Solicitors Regulatory Authority (SRA) to help locate your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Cottenham of the conveyancing firm of solicitors you previously used, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.
Am I right to be concerned that estate agents that I am dealing with are encouraging me to use a factory type conveyancing firm rather than a local Cottenham conveyancing firm?
As is the case with lots of professional services, often suggestions from relatives can be extremely useful or valuable. Nevertheless there are many players in a conveyancing transaction; estate agents, financial adviser and lenders might all suggest conveyancers to appoint. On occasion these lawyers might be known to one of the organisations as experts in their field, but occasionally there may be a financial incentive behind the recommendation. You are at liberty to appoint your preferred conveyancer. However, bear in mind that the majority of lenders have an approved list of solicitors you have to use for the mortgage related work in your home move.
Am I best advised to choose a Cottenham conveyancing practitioner in close proximity to the house I am buying? An old friend can carry out the conveyancing but her office is 400kilometers drive away.
The benefit of a high street Cottenham conveyancing firm is that you can attend the office to sign paperwork, hand in your ID and pester them where appropriate. Having local Cottenham know how is a plus. However nothing is more important than finding someone that will pull out all the stops for you. If if people you trust instructed your friend and the majority were happy that should outweigh using an unfamiliar Cottenham conveyancing solicitor just because they are round the corner.
I would be grateful if you would explain what my options are if my Cottenham conveyancing searches shows detrimental results?
Ordinarily, almost all concerns revealed in Cottenham conveyancing search results can be addressed in advance of completion or title insurance can be put on cover. You need to remember that although you intend on purchasing the premises and might be willing to accept the search results, your building society or bank may not, and when all said and done have the final decision.