We note that you have a search directory listing firms on the Clydesdale conveyancing panel. Do firms pay you a commission if I instruct them for our own conveyancing in Selsey?
We are a listing service only for law firms wishing to communicate if they are on the Clydesdale conveyancing panel or other lender panels. We do not charge referral fees to any conveyancer that you subsequently appoint for your conveyancing in Selsey.
After researching online forums for a cheap lawyer in Selsey, many say that I must use a CQS kitemarked solicitor. Can you explain what CQS is?
Selsey Conveyancing Quality Scheme law firms have obtained accreditation under the Law Society's Scheme (CQS) The Law Society introduced CQS to establish evidence of quality standards in the home legal process. CQS helps house movers to recognise solicitor firms that provide a quality residential conveyancing. Selsey is one of locations in England and Wales in which accredited firms are located. The scheme obliges law firms to undergo a strict assessment, compulsory training, self-certification, random audits and yearly assessments in order to maintain CQS status. It is open only to members of the Law Society who meet the demanding standards set by the scheme and has the support of the Association of British Insurers.
I am purchasing a 3 bedroom semi in Selsey. Our aim is to convert the garage to an office at the property.Will legal work on the property involve checks to ascertain if these alterations are permitted?
Your conveyancer should check the registered title as conveyancing in Selsey will sometimes reveal restrictions in the title deeds which prohibit certain alterations or necessitated the consent of a 3rd party. Many works need local authority planning permissions and approval under the building regulations. Certain areas are designated conservation areas and special planning restrictions apply which often prevent or affect extensions. You should check these issues with a surveyor ahead of any purchase.
I happen to be the only recipient of my late father’s will and I have everything in my name now, including the house in Selsey. The Selsey property was put into my name in March. I want to move. I do know about the CML 6 month 'rule', meaning my property ownership may be regarded the same way as if I'd bought the property in March. Will no one buy the property for half a year?
The CML handbook obliges solicitors to: "report to us immediately if the owner or registered proprietor has been registered for less than six months." By the strict wording you may be impacted by that. many lenders would take a pragmatic view as this obligation principally exists to identify the purchase and immediately sell or the quick reselling of property.
It is not clear whether my mortgage offer requires a lease extension. I have called my Selsey bank branch on a couple of occasions and was told it wasn't an issue and they will lend. My Selsey conveyancing solicitor - who is on the lender conveyancing panel- called and was told they refuse to lend based on their published requirements. Who do I believe?
The property lawyer has to follow the Council of Mortgage Lenders’ Handbook Part 2 specifications for your bank. Unless your lawyer obtains specific confirmation in writing that the lender will go ahead, your lawyer has no choice but to refrain from exchanging contract and committing you to the purchase. We would suggest that you ask the lender to contact your lawyer in writing confirming that they will accept the number of years left on the lease.
Are there restrictive covenants that are commonly picked up during conveyancing in Selsey?
Covenants that are restrictive in nature can be picked up when reviewing land registry title as part of the legal transfer of property in Selsey. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’
How does conveyancing in Selsey differ for new build properties?
Most buyers of new build residence in Selsey come to us having been asked by the housebuilder to sign contracts and commit to the purchase even before the residence is built. This is because house builders in Selsey usually buy the land, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancing solicitors as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are used to new build conveyancing in Selsey or who has acted in the same development.
My partner has encouraged me to instruct his lawyers for conveyancing in Selsey. Should I find my own property lawyer?
There are no two ways about it the ideal way to find a conveyancing practitioner is to get referrals from friends or relatives who have actually previously instructed the firm you're considering.