Am I correct in assuming that the fact that my conveyancer in Selsey is not identified on my mortgage company's solicitor panel that there is a problem with the standard of her work?
That is more than likely a wrong assumption to make. There are plenty of reasonable explanations. A recent report by the solicitors regulator revealed that over three quarters of law firms surveyed had been removed from at least one lender panel. The most common reasons for removal are: (1) low volume of transactions (2) the lawyer is a sole practitioner (3) as part of the HSBC panel reduction (4) regulatory contact by SRA (5) accidental removal. Should you be concerned you should simply call the Selsey conveyancing firm and enquire why they are no longer on the approved list for your bank.
Is there a search tool that I can utilise to check that the solicitor conducting my conveyancing in Selsey is on the bank’sconveyancing panel? I am looking to avoid the situation of having one lawyer for me and one for Chelsea Building Society thus spending £175.00 in another set of legal charges.
Feel free to make the most of the find a conveyancing panel solicitor tool on this page. Pick the mortgage company and type ‘Selsey’ or your location and you will see numerous solicitors based in Selsey or by proximity to you.
There is lots of here regarding conveyancing in Selsey but can you isolate your top tip for appointing the right conveyancer in Selsey
We would encourage you not to base your choice on the cheapest Selsey conveyancing quote. You really do get what you’re paying for when it comes to property lawyers. A cheap quote may mean that the conveyancing solicitor is handling a lot of jobs at one time and you won’t get the quality of service and the attention that you need. It is, however, wise to use a conveyancer who has a fixed fee on a no sale, no fee basis. This way, you know exactly what you’ll have to pay in ahead of time.
I've digested plenty of house buying guides, I note that it is considered advisable to get your house surveyed prior to buying it. When I asked my local Selsey solicitor - who is on the Leeds Building Society conveyancing panel - on this she said they don't do this and I need to contract an independent surveyor. Is that normal?
Leeds Building Society will need an independent valuation of the property. Your lawyer will not arrange this. Usually Leeds Building Society will appoint their own surveyor to do this, and you will have to pay for it. Remember that this is a valuation for mortgage purposes and not a survey. Your property lawyer will not organise the survey but they may be able to put you in touch with a local one that they recommend. RICS offers a find a surveyor service (just google it) where you can search for a qualified surveyor by your Selsey postcode. As you are getting a mortgage with Leeds Building Society, you could contact them to see if they have a list of approved surveyors in Selsey.
Aldermore have agreed my mortgage in principle, my bid on a property in Selsey has been agreed to, what happens next?
Your property agent will want to know who your solicitors are (ensure that the solicitors are on the lender’s panel). Contact Aldermore or the broker and complete any appropriate paperwork. Aldermore will appoint a valuer who will get in touch with the estate agent or owners to arrange an appointment. Once carried out (assuming no problems) it takes on average a week for the mortgage offer to be issued. Aldermore will issue the offer to you and your property lawyers. The legal work will then take it’s course according the nature and complexity of the conveyancing in Selsey.
I decided to have a survey done on a property in Selsey prior to retaining solicitors. I have been informed that there is a flying freehold element to the property. My surveyor has said that some banks may not issue a loan on a flying freehold house.
It varies from the lender to lender. Lloyds has different requirements from Birmingham Midshires. If you e-mail us we can check with the appropriate mortgage company. If you lender is happy to lend one our lawyers can help as they are accustomed to dealing with flying freeholds in Selsey. Conveyancing will be smoother if you use a solicitor in Selsey especially if they are accustomed to such properties in Selsey.
My cousin has recommend that I appoint his conveyancing solicitors in Selsey. Should I use them?
There are no two ways about it it’s preferable to select a conveyancing solicitor is to seek recommendations from friends or relatives who have actually experience in using the firm you're contemplating using.
Is it the case that all Selsey law firms on every lender conveyancing panel?
You can use our search tool or you can pop into your high street lender branch in Selsey. Chances are that they will be in a position to list some approved conveyancing solicitors in Selsey