Is the fact that my solicitor in Bosham is not listed on my lender's conveyancing panel that there is a problem with the quality of the firm’s work?
That is most likely a wrong assumption to make. There are all sorts of perfectly plausible explanations. A recent report by the solicitors regulator indicated that over three quarters of law firms surveyed had been removed from at least one lender panel. The most common reasons for removal are: (1) lack of transactions (2) the solicitor is a sole practitioner (3) as part of the HSBC panel reduction (4) regulatory contact by SRA (5) accidental removal. Should you be concerned you should contact the Bosham conveyancing firm and ask them why they are no longer on the approved list for your lender.
About to place an offer on a leasehold flat in Bosham. The property agents assure me that it is standard for flats in Bosham to have less than 75 years left on the lease. I am expecting a mortgage with Chelsea Building Society. Will the property be mortgageable given that the lease has 70 years remaining.
Most leasehold conveyancing experts should be able to deal with a lease extension. if you are obtaining a mortgage then your lender may insist that the lease be extended before competition. Chelsea Building Society have specific requirements as set out in the UK Finance Lenders’ Handbook in relation to minimum unexpired lease terms. As of 13/2/2026 the requirements read as follows :
Should our solicitor be raising questions about flooding during the conveyancing in Bosham.
The risk of flooding is if increasing concern for conveyancers dealing with homes in Bosham. Some people will purchase a house in Bosham, completely expectant that at some time, it may be flooded. However, leaving to one side the physical destruction, where a property is at risk of flooding, it may be difficult to get a mortgage, suitable insurance cover, or sell the premises. Steps can be carried out as part of the conveyancing process to forewarn the buyer.
Conveyancers are not qualified to impart advice on flood risk, but there are a number of checks that may be undertaken by the buyer or on a buyer’s behalf which should figure out the risks in Bosham. The conventional set of property information forms given to a buyer’s solicitor (where the solicitors are adopting what is known as the Conveyancing Protocol) includes a usual question of the vendor to discover if the premises has ever been flooded. In the event that the premises has been flooded in past and is not revealed by the owner, then a purchaser could commence a claim for damages stemming from an incorrect response. The buyer’s conveyancers may also order an environmental search. This will reveal whether there is any known flood risk. If so, more detailed inquiries will need to be made.
How does conveyancing in Bosham differ for newly converted properties?
Most buyers of new build property in Bosham approach us having been asked by the builder to sign contracts and commit to the purchase even before the premises is finished. This is because developers in Bosham typically acquire the real estate, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancing solicitors as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are used to new build conveyancing in Bosham or who has acted in the same development.
Due to the encouragement of my in-laws I had a survey completed on a property in Bosham before appointing lawyers. I have been informed that there is a flying freehold overhang to the house. The surveyor advised that some lenders will refuse to grant a mortgage on this type of house.
It depends who your proposed lender is. Lloyds has different requirements for example to Nationwide. Should you wish to telephone us we can check with the relevant lender. If you lender is happy to lend one our lawyers can assist as they are used to dealing with flying freeholds in Bosham. Conveyancing will be smoother if you use a solicitor in Bosham especially if they are acquainted with such properties in Bosham.
I am hoping to put an offer on a small detached house that appears to meet my requirements, at a reasonable price which is making it all the more appealing. I have just been informed that it's a leasehold as opposed to freehold. I am assuming that there are particular concerns purchasing a leasehold house in Bosham. Conveyancing lawyers have not yet been appointed. Will they explain the issues?
The majority of houses in Bosham are freehold rather than leasehold. In this scenario it’s worth having a local conveyancer used to dealing with such properties who can assist with the conveyancing process. We note that you are purchasing in Bosham so you should seriously consider looking for a Bosham conveyancing solicitor and be sure that they are used to transacting on leasehold houses. As a matter of priority you will need to check the unexpired lease term. As a lessee you will not be entirely free to do whatever you want with the house. The lease comes with conditions for example requiring the landlord’spermission to conduct alterations. It may be necessary to pay a maintenance charge towards the upkeep of the communal areas where the house is located on an estate. Your solicitor should appraise you on the various issues.
Bosham Conveyancing for Leasehold Flats - Sample of Queries Prior to Purchasing
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It is important to be aware whether fixing the lift or some other major work is pending to be shared between the leaseholders and could well materially impact the level of the maintenance fees or require a specific invoice. The best form of lease structure is a share of the freehold. In this arrangement the tenants enjoy being in charge if their destiny and even though a managing agent is usually retained where it is larger than a house conversion, the managing agent is directed by the tenants. Is there a share of the freehold?