We are about to sign contracts for a garden flat in Bognor Regis. We encountered a snag. Our mortgage offer with Bank of Ireland runs out on 29/1/2026 but the owners are insisting on a completion date of 2/2/2026. Can one prolong the mortgage offer?
The person best placed to deal with your concern is your conveyancer who will hopefully assess if they better off negotiating with the bank, seller’s representatives, property agents or conceivably all three given the history of your house move as of today.
I need some fast conveyancing in Bognor Regis as I have pressure to exchange contracts within 3 weeks. Luckily I do not require a mortgage. Is it possible to escape the need for conveyancing searches to save fees and time?
If.Given you are not getting a home loan you are at free not to have searches carried out although no law firm would suggest that you don't. Drawing on years of experience of conveyancing in Bognor Regis the following are examples of issues that can arise and adversely impact future saleability: Enforcement Notices, Overdue Fees, Outstanding Grants, Railway Schemes,...
About to purchase a new build flat in Bognor Regis. Conveyancing is a frightening process at the best of times but I have never purchased a new build flat before. Can you give me some examples of some of the questions asked in new build legal work.
Here is a sample of a few leasehold new build questions that you can expect your new-build leasehold conveyancing in Bognor Regis
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Where service of notices and proceedings can be at the property demised please confirm that this can be amended to include simultaneous services at the Lessees’ solicitors’ offices where the Lessee from time to time is not resident in the UK - such solicitors may be varied by notice in writing to the Landlord from time to time but otherwise will be as previously specified. Where there is an Undertaking being granted there is the risk of forfeiture of the Headlease subject to relief if one or more of the Underlessees are willing to accept the original Head Lessee’s obligations as otherwise relief will be denied to the Underlessees. The only alternatives are the Head Lessor agreeing not to forfeit the Headlease or the Head Lessee guaranteeing to the Underlessees that it will not be in breach of the Headlease. Please confirm the Lease plans are architect prepared. Please provide evidence that the form of Lease proposed has been approved by the Land Registry. The Landlord must covenant to assume the management if the Management Company goes into liquidation or otherwise defaults in running the management scheme.
How easy is it to change firm as I have to find one who is on the Clydesdale conveyancing list. I instructed a local conveyancing solicitor in Bognor Regis round the corner but she is not accepted by Clydesdale
It would be our pleasure to help you find a conveyancing solicitor in Bognor Regis on the Clydesdale panel. Please note that the solicitors that we work with do not pay us commission if you instruct them and are authorised and regulated by the Solicitors Regulation Authority who oversee all conveyancing solicitors in Bognor Regis. Using search facility on this site, you can scrutinise costs for conveyancing solicitors in Bognor Regis and beyond.
What makes a Bognor Regis lease unmortgageable?
There is nothing unique about leasehold conveyancing in Bognor Regis. All leases are individual and drafting errors can result in certain sections are erroneous. For example, if your lease is missing any of the following, it could be defective:
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Service charge per centages that don't add up correctly leaving a shortfall
You could encounter a problem when selling your property if you have a defective lease primarily because it impacts on the ability to obtain a mortgage on the property. Santander, Chelsea Building Society, and TSB all have express requirements when it comes to what is expected in a lease. If a mortgage lender believes that the lease does not cover certain provisions they may refuse to provide security, forcing the buyer to pull out.
Bognor Regis Conveyancing for Leasehold Flats - A selection of Queries Prior to buying
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This question is useful as a) areas can cause problems in the building as the common areas may begin to deteriorate where services are not paid for b) if the tenants have a dispute with the running of the building you will want to have all the details In the main the outlay for major works tend not to be included within maintenance charges, although there some managing agents in Bognor Regis require leaseholders to pay into a sinking fund created for the specific intention of establishing a fund for larger works. Make sure you enquire if the the lease contains any unreasonable restrictions in the lease. For instance plenty of leases prohibit pets being permitted in in a block in Bognor Regis. If you love the propertyin Bognor Regis yet your cat can’t live with you then you have a very hard choice.
Our bank agreed in principle to give us a mortgage. We instructed a local conveyancer in Bognor Regis last week. A couple of hours ago, our broker contacted us saying that the mortgage company said that we cannot use our solicitor as they aren't on their panel. As FTB's, we had no idea that the bank had a say Is this legal?
You are at liberty to appoint any conveyencer you prefer to appoint including the said conveyancer in Bognor Regis however if they are not on the your lender's approved list you must pay an extra fee so the mortgage company can retain their own lawyers. On occasion it is conceivable that your preferred conveyancing firm to get added to the mortgage company list of approved firms. You can use internet search facilities including lenderpanel.com to find a conveyancing solcitor in Bognor Regis on the bank panel. You can go into your local bank branch in Bognor Regis. They will know some good conveyancing solicitors in Bognor Regis on the panel for your bank.