The conveyancer who assisted with my previous purchase has quoted £1350 for no sale no fee conveyancing in Bognor Regis. I am selling a purpose built house for £125,000. Is this over the top? Is it in excess of what I should be paying for conveyancing in Bognor Regis?
The costs illustration is fractionally on the steep side. If you shop around you might get the conveyancing a bit cheaper by say £125. That being said, you maycome to rue choosing an an unknown conveyancer. Remember to check the solicitor can represent your lender. Do employ our search tool to find a Bognor Regis conveyancing company on the banks approved list of lawyers which can often include conveyancing solicitors in Bognor Regis.
Forgive me if this question is silly but I am unexperienced as a first time buyer of a garden flat in Bognor Regis. Do I collect the keys to the premises on completion from my solicitor? If this is the case, I will instruct a local conveyancing solicitor in Bognor Regis?
On the day of completion you will not be required to attend the conveyancers office in Bognor Regis. Conveyancing lawyers for you will transfer the completion advance to the owner’s lawyers, and once they have received this, you will be able to receive the keys from the Estate Agents and move into your new home. This tends to happen early afternoon.
The formalities of my purchase has taken place for my property in Bognor Regis. Conveyancing was a necessary evil but I would like to complain about the lender. How do I make a complaint?
All lenders have complaints procedures. Your first point of contact should be one of the lender’s branches or the Customer Care Department at head office. We understand that complaints to a lender are resolved very quickly. However if you are not satisfied that the matter is not resolved you can write to Financial Ombudsman Service, South Quay Plaza, 183 Marsh Wall, London E14 9SR who will take matters further.
I am selling my flat. I had a double glazing fitted in August 2010, but did not receive a FENSA certificate or Building Regulation Certificate. My buyer's mortgage company, Lloyds are being difficult. The Bognor Regis solicitor who is on the Lloyds conveyancing panel is happy to accept ‘lack of building regulation’ insurance but Lloyds are insisting on a building regulation certificate. Why do Lloyds have a conveyancing panel if they don't accept advice from them?
It is probably the case that Lloyds have referred the matter to their valuer. The reason why Lloyds may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing was correctly and safely installed. The indemnity insurance merely protects against enforcement action which is very unlikely anyway.
The estate agent has sent us the confirmation of our purchase of a new build flat in Bognor Regis. Conveyancing is daunting at the best of times but I have never purchased a new build flat before. What sort of enquires would be asked in new build conveyancing.
Set out below is a sample of a few leasehold new build questions that you should expect your new-build leasehold conveyancing in Bognor Regis
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Where service of notices and proceedings can be at the property demised please confirm that this can be amended to include simultaneous services at the Lessees’ solicitors’ offices where the Lessee from time to time is not resident in the UK - such solicitors may be varied by notice in writing to the Landlord from time to time but otherwise will be as previously specified. The Landlord must covenant to assume the management if the Management Company goes into liquidation or otherwise defaults in running the management scheme. Where there is an Undertaking being granted there is the risk of forfeiture of the Headlease subject to relief if one or more of the Underlessees are willing to accept the original Head Lessee’s obligations as otherwise relief will be denied to the Underlessees. The only alternatives are the Head Lessor agreeing not to forfeit the Headlease or the Head Lessee guaranteeing to the Underlessees that it will not be in breach of the Headlease. Investor purchasers must be able to freely grant unsecured tenancies at market rents without requiring any consents. Please supply a car parking plan.
Due to the advice of my in-laws I had a survey completed on a property in Bognor Regis prior to appointing solicitors. I have been told that there is a flying freehold overhang to the house. My surveyor advised that some mortgage companies may refuse to grant a loan on such a house.
It depends who your proposed lender is. HSBC has different requirements for example to Halifax. Should you wish to call us we can look into this further via the appropriate lender. If you lender is happy to lend one our lawyers can assist as they are used to dealing with flying freeholds in Bognor Regis. Conveyancing will be smoother if you use a solicitor in Bognor Regis especially if they are acquainted with such properties in Bognor Regis.
Am I right to be concerned about 3rd parties that I am dealing with are recommending an online conveyancing firm rather than a local Bognor Regis conveyancing practice?
As with many professional services, often input from relatives can be worth their weight in gold. Nevertheless there are lots of parties with a keen interest in a conveyancing matter; estate agents, financial adviser and banks may recommend conveyancers to instruct. On occasion the conveyancers might be known to one of the organisations as one of the best in their field, but sometimes there exists a financial incentive behind the endorsement. You are free to choose your preferred lawyer. You need to be aware that most banks operate an approved list of lawyers you are obliged to use for the mortgage aspect of your conveyancing.
I am using a search engine for the phrase conveyancing in Bognor Regis it shows results of many property lawyersin the area. With so much choice what is the best way to find the suitable property lawyer for the sale of my house?
The ideal way of finding the right conveyancer is through a trusted testimonial, so ask friends and those you trust who have purchased a property in Bognor Regis or the local estate agent or financial adviser. Charges for conveyancing in Bognor Regis vary, so it's advisable to request at least four fee calculations from varying types of property lawyers. Dont forget to clarify that the fees are fixed.