I was told yesterday by my lender that my Bognor Regis lawyer is not on the mortgage company Solicitor panel. What can I do to be certain if this is indeed the case?
The best course of action for you to take is to call your Bognor Regis conveyancer. You lawyer should notify you of the situation. Where they are not on the panel they may be able to suggest a Bognor Regis conveyancing firm that is on the conveyancing panel for your bank.
I am only a couple days away from an exchange on a flat in Bognor Regis and my parents have sent the exchange deposit to my conveyancer. I am now informed that as the deposit has been received from someone other than me my conveyancer needs to disclose this to my mortgage company. Apparently, in also acting for the mortgage company he must inform them that the balance of the purchase price is not just from me. I advised the lender regarding my parents' contribution when I applied for the home loan, so is it really appropriate for him to raise this?
Your conveyancing practitioner is obliged to check with mortgage company to ensure that they know that the balance of the purchase price is not from your own funds. Your solicitor can only report this to your lender if you permit them to, failing which, your lawyer must cease to continue acting.
Do I have to attend the offices of the solicitor to sign the legal charge? If so, I will appoint a lawyer who conducts conveyancing in Bognor Regis so that I can pop in to their offices if necessary.
Whereas this was necessary 15 years ago, the vast majority mortgage companies no longer oblige their conveyancing panel lawyer to witness the borrowers signature. It will still be necessary for you to provide identification documents and there are still manifest advantages to choosing a locally based practitioner, in your case a conveyancing solicitor in Bognor Regis.
I moved into my flat on 7 January and my personal details is yet to be registered. Need I be worried? My conveyancing solicitor in Bognor Regis expressed confidence that it should be registered in less than a month. Are transfers in Bognor Regis particularly slow to register?
There is nothing unique when it comes to conveyancing in Bognor Regis registration formalities. Rather than based on location, timescales can vary subject to the party submitting the application, whether there are errors and if the Land registry must send notices to any 3rd persons or bodies. Currently in the region of three quarters of submission are fully dealt with within 12 days but occasionally there can be extensive delays. Registration occurs once the buyer is living at the premises thus 'speed' is not typically an essential issue but if it is urgent that the the registration takes place urgently then you or your conveyancer should communicate with the Registry to express the reasoning for an expedited registration.
How does the Landlord & Tenant Act 1954 impact my commercial property in Bognor Regis and how can your lawyers assist?
The 1954 Act affords protection to business lessees, granting the legal entitlement to make a request to court for a renewal tenancy and remain in occupation when the lease comes to an end. There are limited grounds that a landlord can refuse a lease renewal and the rules are complicated. Fees are different for commercial conveyancing. Bognor Regis is one of the many locations in which our lawyers are based
As co-executor for the estate of my uncle I am disposing of a property in Neath but live in Bognor Regis. My conveyancer (who is 250 miles awayneeds me to execute a statutory declaration before the transaction finalising. Can you recommend a conveyancing lawyer in Bognor Regis to attest this legal document for me?
Technically speaking you are unlikely to need to have the documents witnessed by a conveyancing solicitor. Ordinarily or notary public or solicitor will be fine regardless of whether they are located in Bognor Regis