In what way does my ID and proof of funds have anything to do with my conveyancing in Emsworth? Is this really warranted?
Anti-terror and anti-money-laundering rules require solicitors and licensed conveyancers to verify the identity of the person or body they are dealing with before they can accept their conveyancing business. The Client Care letter that you need to sign should confirm this. Your lawyer also has obligations to obtain certain documents in accordance with the CML Lenders Handbook requirements last updated on 1st December 2014. Where you are unwilling to hand over identification documents, your solicitor can not take you on as a client.
I am purchasing a semi-detached house in Emsworth. Can I do my own conveyancing?
Leaving aside the complexities and merits of DIY conveyancing in Emsworth you will have to appoint a solicitor on your lender's conveyancing panel to look after their interests. Most people therefore find it easier to let the solicitor act for them and the lender. Furthermore there is minimal cost savings to be made in you doing conveyancing for yourself and another lawyer conducting the conveyancing for the lender. Please feel free to use the search tool to find a lawyer on your lender panel in Emsworth.
We are buying a house in Emsworth. I might seem paranoid but how we can trust a conveyancer? On completion day we will need to send funds into their account. What is the protection we have from them run away with our monies?
Be assured that all money in a Solicitors client account is 100% safe, and even if your Solicitor ran off with it, the Law Society would reimburse you fully.
Is it the case that all Emsworth CQS (Conveyancing Quality Scheme) solicitors are on the Yorkshire BS conveyancing list of approved firms?
A selection of lenders now use CQS as the kick off point for Panel membership such as HSBC and Santander. CQS membership however gives no guarantee to lender panel acceptance. Nevertheless,the CML have indicated that it is likely to become a pre-requisite for solicitors wishing to remain on their approved list of conveyancing solicitors.
My husband and I are spending time looking at apartments in Emsworth and I am now considering a potential offer. Is it too early to have a solicitor in place? I intend to finance via a mortgage with Principality.
It would be prudent to start your search sooner rather than later. Once you decide who you want to use and once your offer is accepted you can instruct them to work for you and forward their contact information on to the EA. As you are obtaining a mortgage with Principality, ask your prospective lawyers if they are on the Principality conveyancing panel otherwise they can't do the mortgage legal work.
I have been on the look out for a leasehold apartment up to £305k and identified one close by in Emsworth I like with open areas and railway links in the vicinity, the downside is that it's only got 52 years unexpired on the lease. There is not much else in Emsworth for this price, so just wondered if I would be making a grave error acquiring a lease with such few years left?
If you require a home loan the shortness of the lease may be an issue. Reduce the offer by the expected lease extension will cost if not already taken into account. If the existing owner has owned the property for at least 2 years you could request that they commence the lease extension formalities and then assign it to you. You can add 90 years to the current lease term and have £0 ground rent by law. You should consult your conveyancing solicitor concerning this.
We are a couple of weeks into a freehold purchase having been referred to a firm by the selling agent to perform conveyancing in Emsworth. I am am extremely frustrated with the quality of service. Could you you assist me in finding new lawyers?
A conveyancer would have to be really poor to suggest changing them. Has your mortgage offer been generated? If so you must make them aware of the new contact details and have the loan are issued to the new lawyers. Your solicitor ideally should be on the mortgage company panel to avoid added fees and complications. That should be your starting point. Our find a solicitor tool will assist you in finding a bank approved solicitor for your home move in Emsworth
I today discovered that one of the partners of the solicitors acting on the purchase conveyancing in Emsworth is an uncle of the seller. Is this permitted?
Provided no conflict arises this is permitted. Where you are requiring a home loan then the bank may have a say as many mortgage companies have specific requirements concerning this. For example for RBS (One Account) as of 8/9/2025, the requirements read as follows :