After researching consumer advice sites for a cheap lawyer in Shepperton, many advise that I should use a CQS assured solicitor. What is CQS?
Shepperton Conveyancing Quality Scheme practices have achieved certification under the Law Society's Scheme (CQS) The Law Society established CQS to establish evidence of quality standards in the home moving process. CQS enables buyers and sellers to identify solicitor firms that provide a quality residential conveyancing. Shepperton is one of locations in England and Wales in which accredited firms have offices. The conveyancing scheme requires solicitors to undergo a strict assessment, compulsory training, self-certification, random audits and annual reviews in order to maintain CQS status. It is available to solicitors and not licensed conveyancers and has the support of the Building Societies Association.
Please help - my lawyer advises that restrictive coveneant insurance is needed on my purchase. What is the level of cover for Shepperton conveyancing?
The right level of restrictive coveneant indemnity insurance should be dictated by who who your lender is. It would differ for example between Accord Mortgages Ltd and Skipton Building Society. Conveyancing solicitors as opposed to borrowers take out such policies.
I had a mortgage agreed in principle with Principality. Shepperton conveyancing solicitors have been chosen. How long does it take for Principality to forward the offer to the conveyancer?
Some lenders take longer than others. Have Principality conducted the survey? Have you advised Principality as to your lawyers' details and checked that your lawyers are on the Principality conveyancing panel? Sometimes it can take as long as six weeks for a mortgage offer to be issued.
I have decided to exercise my right to buy my property in Shepperton off the council. I have a mortgage offer with Kent Reliance. Conveyancing is not something I have any knowledge of. Can I proceed without a solicitor easily? I think we can but we keep being told I should have one. Any advice?
It is not advisable to proceed with a house purchase without a solicitor. The council's solicitor are not acting for you. You need a solicitor for a number reasons. One of which is to verify what plans the Council have for repairs and refurbishment for the next five years. Many leaseholders have been stung for contributions of thousands of pounds. In any event, if you are getting a mortgage with Kent Reliance, you will need to appoint a solicitor on the Kent Reliance conveyancing panel.
We are downsizing from our property in Shepperton and the buyers lawyers are claiming that there is a risk of it being constructed on contaminated land. A high street Shepperton conveyancer would know this is not the case. For the life of me I don't know why the buyers are using a web based conveyancing outfit rather than a conveyancing solicitor in Shepperton. Having lived in Shepperton for three years we know of no issue. Is it a good idea to get in touch with our local Authority to seek confirmation that there is no issue.
It would appear that you have a conveyancing lawyer currently acting for you. Are they able to advise? You must check with your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out life insurance to cover that same sickness)
My wife and I own a terraced Edwardian house in Shepperton. Conveyancing practitioner acted for me and The Royal Bank of Scotland. I did a free Land Registry search last week and there are two entries: one for freehold, another for leasehold with the exact same property. If a house is not a freehold shouldn't I have been informed?
You should assess the Freehold register you have again and check the Charges Register for mention of a lease. The best way to be sure that you are also the registered proprietor of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Shepperton and other locations in the country and poses no real issues for owners other than when they mortgage they have to account for both freehold and leasehold interests when dealing with mortgage companies. You can also enquire as to the position with your conveyancing lawyer who conducted the purchase.
I need to instruct a conveyancing solicitor for residential conveyancing in Shepperton. I happened to land on a site which seems to have the perfect solution If it is possible to get all this stuff done via phone that would be ideal. Do I need to be concerned? What should out be looking out for?
As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?
I was advised by my mortgage company that their approved lawyers work on no completion no charge basis for conveyancing in Shepperton. I had a purchase fall through and now the lawyers want search fees! They say the fees are seperate!
Shepperton conveyancing search fees are separate expenses not legal costs as these are payable to a third party.