My husband and I are nearing an exchange on a house in Addlestone and my parents have transferred the ten percent deposit to my conveyancing practitioner. I am now told that as the deposit has not arrived from me my solicitor needs to disclose this to my mortgage company. Apparently, in also acting for the mortgage company he must advise them that the balance of the purchase price is coming from anyone other than me. I advised the mortgage company concerning my parents' contribution when I applied for the home loan, so is it really necessary for this now to delay the deal?
Your conveyancing practitioner is duty bound to check with mortgage company to ensure that they understand that the balance of the purchase price is not from your own funds. Your solicitor can only reveal this to your lender if you agree, failing which, your lawyer must cease to continue acting.
We note that you have a post code search directory listing firms on the Nottingham conveyancing panel. Do firms pay you a commission if I instruct them for our conveyancing in Addlestone?
We are a listing service only for law firms wishing to communicate if they are on the Nottingham conveyancing panel or other lender panels. We do not charge referral fees to any conveyancer that you subsequently appoint for your conveyancing in Addlestone.
I am helping my aunt sell her property in Addlestone. Does the conveyancer arrange an EPC or do I organise this?
Following the demise of Home Information Packs, energy performance certificates remained a mandatory component of moving property. An energy performance certificate should be to hand before the property is advertised. It is not a task that conveyancers normally organise. Where you are instructing a Addlestone conveyancing solicitor they might be able to arrange energy performance certificates due to their contacts with long established Addlestone assessors
The formalities of my remortgage has taken place for my property in Addlestone. Conveyancing was satisfactory but I feel I should register my dissatisfaction about the lender. How do I make a complaint?
All banks and building societies have complaints procedures. Your first point of contact should be one of the lender’s branches or the Customer Care Department at head office. We understand that complaints to a lender are sorted out very quickly. However if you are not satisfied that the matter is not resolved you can write to Financial Ombudsman Service who will take matters further.
Planning on purchasing a apartment in Addlestone. I have received an online quote from a licenced conveyancer, which states: "There will be no charge for dealing with the Lender if you are obtaining a mortgage". I take this to mean that there will be no additional fee if the solicitor is on the RBS conveyancing panel. I wanted to make sure it means there will be no additional fees for dealing with the mortgage.
They are simply saying that the cost for acting for the lender is included in the fee being quoted. It is worth you checking that the Addlestone conveyancing practitioner is on the RBS conveyancing panel.
I need some fast conveyancing in Addlestone as I am faced with an ultimatum to exchange contracts in less than 3 weeks. A home loan is not required. Can I decline from having conveyancing searches to save fees and time?
If.Given you are are a mortgage free purchaser you are at liberty not to do searches although no conveyancer would advise that you don't. Drawing on years of experience of conveyancing in Addlestone the following are examples of what can arise and adversely affect the marketability of the property: Enforcement Actions, Outstanding Charges, Outstanding Grants, Unadopted Roads,...
I used Stirling Law a few years ago for my conveyancing in Addlestone. I now require my papers however cannot find the solicitor. What do I do?
You should call the Solicitors Regulatory Authority (SRA) to assist in tracing your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Addlestone of the conveyancing firm of solicitors you previously instructed, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.
Having checked my lease I have discovered that there are only 72 years remaining on my lease in Addlestone. I am keen to extend my lease but my landlord is can not be found. What are my options?
On the basis that you meet the appropriate requirements, under the Leasehold Reform, Housing and Urban Development Act 1993 you can submit an application to the County Court for an order to dispense with the service of the initial notice. This will mean that your lease can be extended by the magistrate. You will be obliged to prove that you or your lawyers have done all that could be expected to track down the freeholder. In some cases a specialist should be useful to carry out a search and prepare an expert document which can be used as proof that the landlord can not be located. It is advisable to get professional help from a property lawyer in relation to investigating the landlord’s disappearance and the vesting order request to the County Court covering Addlestone.
I have attempted and failed to negotiate with my landlord to extend my lease without success. Can I apply to the Leasehold Valuation Tribunal? Can you recommend a Addlestone conveyancing firm to assist?
in cases where there is a absentee freeholder or where there is dispute about what the lease extension should cost, under the Leasehold Reform, Housing and Urban Development Act 1993 you can apply to the First-tier Tribunal (Property Chamber) to judgment on the sum to be paid.
An example of a Lease Extension decision for a Addlestone residence is 147 Redford Close in June 2012. The Tribunal determined the lease extension premium to be at £4,200 This case related to 1 flat. The unexpired term was 82.93 years.