I am in the throes of swapping over from my current homeowner mortgage to a Buy to Let Chelsea Building Society mortgage. The bank has said that I need a conveyancer for this. I spoke to my past Shrivenham conveyancing firm who dealt with the legals when I first bought the premises. The costs estimate provided of £575 plus disbursements has shocked me as I am not require purchase conveyancing - it’s just a bog-standard refinance.
The estimate does seem a little steep. If you are happy to expend time scrutinising charges you might get the conveyancing a bit cheaper by perhaps £125. That being said, assuming were satisfied with the assistance the firm offered you couldlive to rue choosing an a cheaper lawyer. If is important to be sure that the conveyancer can represent Chelsea Building Society. You can use our search tool to choose a Shrivenham conveyancing firm on the Chelsea Building Society approved list of lawyers, which can often include conveyancing solicitors in Shrivenham.
The vendors of the home we are looking to purchase have appointed a conveyancing practitioner in Shrivenham who has suggested a exclusivity contract with a deposit 10k. Is it wise to enter into such agreements?
Lock out contracts are agreements binding a property vendor and prospective buyer giving the buyer a ‘clear field’ to the sale of the property within an agreed time frame. Essentially, an exclusivity is a document specifying that you should have a contract at a later time which is the main conveyancing contract. It is generally utilised for buyer confidence though in many situations, the seller may enjoy an upside from such agreements as well. There are various positives and negatives to using an agreement but you should to check with your lawyer but note that it may end up costing you extra in conveyancing charges. In light of these reasons these agreements are unusual when it comes to conveyancing in Shrivenham.
Can I use your services to find a Conveyancing solicitor in Shrivenham even if I’m not buying or selling a house, for example where I want to buy an office in Shrivenham with a loan from Barnsley Building Society?
Our comparison service is primarily used to find domestic conveyancing solicitors in Shrivenham but we have set out at the end of this page a few Shrivenham commercial conveyancing firms. You will need to enquire with the firm directly to see if they are also authorised to represent Barnsley Building Society
A friend recommended that where I am purchasing in Shrivenham I should carry out a Neighbourhood, Planning and Local Amenity Search. Can you explain what the purpose of this search is?
A search of this type is usually included in the estimate for your Shrivenham conveyancing searches. It is a large document of more than thirty pages, listing and detailing significant information about Shrivenham around the property and the people living there. It incorporates an Aerial Photograph, Planning Applications, Land Use, Mobile Phone Masts, Rights of Way, the Shrivenham Housing Market, Council Tax Banding, the demographics of People living in the area, the dominant type of Housing, the Average Property Price, Crime statistics, Local Education with maps and statistics, Local Amenities and other useful information regarding Shrivenham.
Me and my brother own a semi-detached Edwardian property in Shrivenham. Conveyancing practitioner acted for me and Chelsea Building Society. I did a free Land Registry search last week and there are two entries: one for freehold, another for leasehold under the matching address. I'd like to know for sure, how can I find out??
You should read the Freehold register you have again and check the Charges Register for mention of a lease. The best way to be sure that you are also the registered owner of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Shrivenham and other locations in the country and poses no real issues for owners other than when they remortgage they have to account for both freehold and leasehold interests when dealing with mortgage companies. You can also question the position with your conveyancing practitioner who conducted the conveyancing.
My husband and I are new to the buying process - agreed a price, yet the property agent advised that the vendor will only issue a contract if we use the agent's preferred conveyancers as they want a ‘quick sale’. We would rather use a high street solicitor accustomed to conveyancing in Shrivenham
It is unlikely the sellers are driving this. If they want ‘a quick sale', turning down a genuine purchaser is likely to cause more damage than good. Speak to the owners direct and make the point that (a)you are keen to buy (b)you are ready to go, with finances in place © you are unencumbered (d) you wish to move quickly (e)but you intend to use your own,trusted Shrivenham conveyancing lawyers - not the ones that will provide the estate agent a introducer fee or achieve conveyancing thresholds set by HQ.