Just contacted my conveyancing solicitor in Shrivenham who completed the legal work 18 months ago and wanted a conveyancing estimate based on the same type of house sale & purchase (a leasehold residence and a freehold premises) of similar values with a mortgage from Godiva Mortgages Ltd. It looks as though am now being charged double. Stick with what I know or should I seek out a cheaper online conveyancer?
The charges are a bit high. If you shop around you might decrease the fees marginally by perhaps a hundred pounds. On the other hand, if you were pleased with the conveyancing the firm gave you mightcome to rue opting for an an untested lawyer. Remember to enquire that the solicitor can also act for Godiva Mortgages Ltd. You can utilise our search tool to choose a Shrivenham conveyancing firm on the Godiva Mortgages Ltd conveyancing panel, which can often include conveyancing solicitors in Shrivenham.
AssumingI were to buy a freehold homein Shrivenham for cash and have no survey and no local authority searches how much should I expect to have to pay for conveyancing in Shrivenham?
The only saving you would make on is the Shrivenham conveyancing searches. A lawyer still got to do everything else - money laundering, communicating with the vendors conveyancer, stamp duty submission, register the title etc. You might save a bit for them not needing to register a mortgage but it will not be a lot.
My father pointed out to me me that in buying a property in Shrivenham there may be a number of restrictions affecting the ability to carry out external changes to the property. Is this right?
There are a number of properties in Shrivenham which have some sort of restriction or requirement of consent to external changes. Part of the conveyancing in Shrivenham should determine what restrictions are applicable and advising you as part of a ROT that should be sent to you.
is it true that all Shrivenham solicitor practices on the TSB conveyancing panel are regulated by the Solicitors Regulatory Authority?
As a firm of solicitors, in order to be on the TSB approved list of solicitors they would need to be regulated by the Solicitors Regulatory Authority. Many mortgage companies do allow licenced conveyancers on their panel in which case such practice would be overseen by the CLC.
I have decided to exercise my right to buy my property in Shrivenham off the council. I have a mortgage offer with UBS. Conveyancing is not something I have any knowledge of. Can I proceed without a solicitor easily? I think we can but we keep being told I should have one. Any advice?
It is not advisable to proceed with a house purchase without a solicitor. The council's solicitor are not acting for you. You need a solicitor for a number reasons. One of which is to verify what plans the Council have for repairs and refurbishment for the next five years. Many leaseholders have been stung for contributions of thousands of pounds. In any event, if you are getting a mortgage with UBS, you will need to appoint a solicitor on the UBS conveyancing panel.
I appreciate that there are debates on Chancel Insurance on online forums. Do I need chancel insurance when purchasing a residence in Shrivenham? or Apparently there is a law dating back centuries that could mean that owners of property residing in a parish church boundary will be compelled to contribute towards repairs towards the chancel in proximity to the church. Is this applicable for conveyancing in Shrivenham?
Unless a prior acquisition of the house completed post 12 October 2013 you may take it that lawyers handling conveyancing in Shrivenham to continue to propose a a chancel search and or insurance against a claim.
The deeds to our property are lost. The conveyancers who conducted the conveyancing in Shrivenham 10 years ago no longer exist. What are my next steps?
Assuming the title is registered the details of your ownership will be retained by HMLR under a Title Number. It is possible to carry out a search at the Land Registry, find your house and obtain up to date copies of the property title for a small fee. Where the property is Leasehold then the Land Registry will usually retain a file duplicate of the Registered Lease and again, a copy can be obtained for twenty pounds.
Should I be wary about estate agents that I am dealing with are recommending a national conveyancing firm rather than a High Street Shrivenham conveyancing firm?
As with lots of professional services, often recommendations from family and friends can be extremely useful or valuable. Yet there are many players in a conveyancing transaction; estate agents, mortgage brokers and lenders might all put forward solicitors to retain. On occasion the lawyers might be known to one of the organisations as experts in their field, but occasionally there may be a commercial relationship behind the endorsement. You have the right to select your preferred conveyancer. However, bear in mind that most mortgage providers specify a panel list of solicitors you must use for the lender related work in your conveyancing.