Completed the sale of my flat in Highworth last December yet the purchaser is Skype messaging me complaining that their solicitor is waiting to hear from mysolicitor. What should have happened now that I have sold?
Following your sale your solicitor is obliged to deliver the transfer deeds and all supplemental paperwork to the purchaser's conveyancer. Depending on the transaction, your conveyancer should also confirm that the mortgage has been redeemed to the buyers conveyancers. There is unlikely to be post completion tasks just for conveyancing in Highworth.
Last month we had a mortgage agreed in principle with Principality. Highworth conveyancing lawyers are selected. How long does it take for Principality to issue the offer to the property lawyer?
There is no definitive answer here. Have Principality completed the survey? Have you informed Principality as to your lawyers' details and checked that your lawyers are on the Principality conveyancing panel? Sometimes it can take as long as six weeks for a mortgage offer to be issued.
I have decided to exercise my right to buy my property in Highworth off the council. I have a mortgage agreed with Leeds Building Society. Conveyancing is new to me. Can I proceed without a solicitor easily? I think we can but we keep being told I should have one. Any advice?
It is not advisable to proceed with a house purchase without a solicitor. The council's solicitor are not acting for you. You need a solicitor for a number reasons. One of which is to verify what plans the Council have for repairs and refurbishment for the next five years. Many leaseholders have been stung for contributions of thousands of pounds. In any event, if you are getting a mortgage with Leeds Building Society, you will need to appoint a solicitor on the Leeds Building Society conveyancing panel.
I can not work out if my lender requires a lease extension. I have called my Highworth building society branch on a couple of occasions and was reassured it wasn't a problem and they will lend. My Highworth conveyancing solicitor - who is on the mortgage company conveyancing panel- called to say that they refuse to lend based on their UK Finance Lenders’ Handbook minimum lease term requirements. Who do I believe?
The lawyer has to comply with the CML Handbook section two specifications for your bank. Unless your lawyer obtains specific confirmation in writing that the lender will go ahead, your lawyer has no choice but to refrain from exchanging contract and committing you to the purchase. We would suggest that you ask the lender to contact your lawyer in writing confirming that they will accept the number of years remaining.
Me and my brother purchased a semi-detached Georgian house in Highworth. Conveyancing practitioner represented me and TSB. I did a free Land Registry search last week and there are a couple of entries: the first freehold, another for leasehold under the exact same property. I'd like to know for sure, how can I find out??
You should assess the Freehold register you have again and check the Charges Register as there may be mention of a lease. The best way to be sure that you are also the registered proprietor of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Highworth and other areas of the country and poses no real issues for owners other than when they sell they have to account for both freehold and leasehold interests when dealing with lenders. You can also check the situation with your conveyancing practitioner who conducted the purchase.
I am buying a new build apartment in Highworth. Conveyancing is daunting at the best of times but I have never purchased a new build flat before. Can you give me some examples of some of the questions asked in new build legal work.
Set out below are examples of a few leasehold new build enquiries that you may expect your new-build leasehold conveyancing in Highworth
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The Landlord must covenant to assume the management if the Management Company goes into liquidation or otherwise defaults in running the management scheme. Will the freehold then be transferred for a nominal consideration (not exceeding £100) to the Management Company? The Lease must contain a provision on behalf of the Vendor to pay the service charges in respect of unoccupied units in order to ensure that all services can be provided. Forfeiture - bankruptcy or liquidation must not apply under this provision.
Is it possible to swap conveyancer as I need to retain one who is on the Barclays Direct conveyancing panel. I instructed a family conveyancing solicitor in Highworth five minutes from me but she is not accepted by Barclays Direct
We will our best to assist in finding you a conveyancing solicitor in Highworth on the Barclays Direct panel. Please note that the conveyancers that we work with do not pay us commission if you instruct them and are registered with the Solicitors Regulation Authority who oversee all conveyancing solicitors in Highworth. In utilising search facility on this page, you can compare fees for conveyancing solicitors in Highworth and beyond.
I was advised by my bank that their approved lawyers work on no completion no charge basis for conveyancing in Highworth. I had a purchase fall through nevertheless the lawyers want search fees! They are claiming that the fees are independent!
By promising "no sale no fee" Highworth conveyancing firms are waiving their fees for any work carried out. We should make it clear that this does not constitute an insurance scheme. Disbursements aren’t covered – where the property lawyer have to pay money out to other people, e.g. Highworth local search fees