We hired a high street solicitor for our conveyancing in Southall recently. Reviewing the Terms and Conditions I seeI am on the hook for fees even where the conveyance does not complete. Should I go with them or use a web based conveyancing brokerage advertising no move no charge conveyancing in Southall?
Generally there is a concession along the lines that if "No Sale No Fee" is advertised then the fee levels will generally be higher to offset the transactions that do not go ahead. Dont forget that such schemes generally do not protect you from expenditure for instance Southall conveyancing search expenses.
My property lawyer in Southall is not on the Norwich and Peterborough Building Society Solicitor Panel. Is it possible for me to use my prefered solicitor notwithstanding that they are excluded from the Norwich and Peterborough Building Society approved list?
The limited options available to you here include:
- Complete the purchase with your preferred Southall lawyers but Norwich and Peterborough Building Society will need to instruct a solicitor on their list of acceptable firms. This will inevitably rack up the overall legal charges and result in delays.
- Find an alternative solicitor to to deal with the conveyancing, not forgetting to check they are Norwich and Peterborough Building Society approved.
- Persuade your Norwich and Peterborough Building Society based solicitor to attempt to join the Norwich and Peterborough Building Society panel
When it comes to lenders such as Yorkshire BS, do Southall solicitors incur a yearly amount to be on the conveyancing panel?
We are not aware of any mortgage company fees to be on their panel, although some do charge an administration fee to deal with the processing of the conveyancing panel submission.
I am currently in the process of buying my council flat in Southall. I have a mortgage offer with Skipton. Conveyancing is new to me. Can I proceed without a solicitor easily? I think we can but we keep being told I should use one. Any advice?
It is not advisable to proceed with a house purchase without a solicitor. The council's solicitor are not acting for you. You need a solicitor for a number reasons. One of which is to verify what plans the Council have for repairs and refurbishment for the next five years. Many leaseholders have been stung for contributions of thousands of pounds. In any event, if you are getting a mortgage with Skipton, you will need to appoint a solicitor on the Skipton conveyancing panel.
Completion of my remortgage has taken place for my property in Southall. Conveyancing was of an acceptable standard but I would like to complain about the lender. Who do I contact should I wish to lodge a complaint?
Almost all lenders have complaints procedures. Your first point of contact should be one of the lender’s branches or the Customer Care Department at head office. We understand that complaints to a lender are resolved very quickly. However if you are not satisfied that the matter is not resolved you can write to Financial Ombudsman Service, South Quay Plaza, 183 Marsh Wall, London E14 9SR who will take matters further.
I am looking for a flat up to £195,000 and found one close by in Southall I like with amenity areas and railway links nearby, the downside is that it's only got 61 remaining years left on the lease. I can't really find anything else in Southall for this price, so just wondered if I would be making a mistake purchasing a short lease?
Should you need a mortgage the remaining unexpired lease term may be problematic. Discount the price by the anticipated lease extension will cost if it has not already been discounted. If the existing owner has owned the property for at least 2 years you can request that they start the process of the extension and pass it to you. An additional ninety years can be extended on to the existing lease and have £0 ground rent by law. You should speak to your conveyancing lawyer regarding this.
Taking into account that I will soon spend 450k on a terraced house in Southall I would like to talk to a lawyer regarding theconveyancing in advance of giving the go ahead to the firm. Can this be arranged?
This is something that we recommend - we would be pleased to talk to you we do not take any clients on without you liaising with the lawyer who will be doing your conveyancing in Southall.There is no ‘factory style conveyancing’ - each client is unique person, not a case number. The solicitors that we put you in touch with believe that the fees you are quoted for residential conveyancing in Southall should be the amount on the final invoice that you end up paying.
I am looking for a conveyancing solicitor in Southall for my purchase. Is there any facility to see a firm’s complaints history with the legal regulator?
You can search for presented Solicitor Regulator Association (SRA) decisions arising from inquisitions started on or after Jan 2008. Visit Check a solicitor's record. For records Pre 2008, or to check a solicitors record, phone 0870 606 2555, 08.00 - 18.00 any week day save for Tuesday when lines open at 9.30am. For non-uk callers, dial +44 (0)121 329 6800. The SRA may recorded telephone calls for training requirements.