My wife and I have lately purchased a house in Yeading. We have noticed several issues with the house which we consider were overlooked in the conveyancing searches. Is there anything we can do? What searches should? have been carried out for conveyancing in Yeading?
The query is vague as what problems have arisen and if they are relate to conveyancing in Yeading. Conveyancing searches and due diligence undertaken during the legal transfer of property are supposed to help avoid problems. As part of the legal transfer of property, the vendor fills in a document referred to as a Seller’s Property Information Form. If the information proves to be misleading, you could possibly take legal action against the seller for any losses that you have suffered. The survey should have identified any problems with the structure of the property. Assuming a detailed survey was carried out and the issues were not identified, you may have a claim against the surveyor. However, if you did not have a full survey, you may be responsible for fixing any defects that have now been noted. We would always encourage buyers to take every possible step to ensure they are completely aware of the condition of a property before purchase regardless of whether they are buying in Yeading.
My husband and I are in the throws of viewing apartments in Yeading and I am now considering a potential offer. Is it wise to have my conveyancer on ‘stand by’? I intend to finance via a mortgage with Kent Reliance.
You should start requesting conveyancing estimates from solicitors ASAP. Once you decide who you want to use and once your offer is accepted you can instruct them to work for you and pass their details on to the selling agent. As you are taking out a mortgage with Kent Reliance, make sure you remember to check that your lawyer is on the Kent Reliance conveyancing panel.
I have today made my last payment due on my mortgage with Barclays. I assume I don't need a Yeading solicitor on the Barclays panel to discharge the mortgage at the Land Registry. Am I right?
If you have finished paying off your Barclays mortgage, they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the Barclays mortgage from the register. Barclays, and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:
- but are not moving to another property
- where Barclays has sent the Land Registry the discharge electronically, and
- Barclays has instructed the Land Registry to do so
Intending to buy a house in Yeading. I have received an online quote from a licenced conveyancer, which states: "There will be no charge for dealing with the Building Society if you are obtaining a mortgage". I take this to mean that there will be no additional fee if the solicitor is on the Nationwide conveyancing panel. I wanted to make sure it means there will be no additional fees for dealing with the mortgage.
They are simply saying that the cost for acting for the lender is included in the fee being quoted. It is worth you checking that the Yeading property lawyer is on the Nationwide conveyancing panel.
I require quick conveyancing in Yeading as I have pressure to exchange contracts inside 3 weeks. Thankfully I do not require a mortgage. Can I escape the need for conveyancing searches to save fees and time?
If.Given you are are a cash purchaser you have the choice not to do searches although no lawyer would advise that you don't. Drawing on our experience of conveyancing in Yeading the following are instances of what can be revealed and therefore affect future saleability: Enforcement Notices, Outstanding Charges, Outstanding Grants, Unadopted Roads,...
I opted to have a survey carried out on a house in Yeading before retaining lawyers. I have been informed that there is a flying freehold overhang to the property. The surveyor has said that some lenders will refuse to issue a loan on such a home.
It depends who your proposed lender is. Lloyds has different requirements for example to Birmingham Midshires. Should you wish to call us we can check via the appropriate bank. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in Yeading. Conveyancing will be smoother if you use a solicitor in Yeading especially if they are familiar with such properties in Yeading.
How does the Landlord & Tenant Act 1954 affect my commercial premises in Yeading and how can your lawyers assist?
The 1954 Act affords a safeguard to business leaseholders, granting the right to make a request to court for a continuation of occupancy when the lease reaches an end. There are certain specified grounds that a landlord can refrain from granting a lease renewal and the rules are involved. We are happy to direct you to commercial conveyancing practices who use the act for protection and handle your commercial conveyancing in Yeading
Estate agents have just been given the go-ahead to market my 2 bed flat in Yeading.Conveyancing is yet to be initiated but I have just had a half-yearly maintenance charge invoice – should I leave it to the buyer to sort out?
The sensible thing to do is pay the invoice as you normally would because all ground rent and maintenance payments will be apportionedon completion, so you should recover the relevant percentage by the purchaser for the period running from after the completion date to the next payment date. Most management companies will not acknowledge the buyer until the service charges have been paid and are up to date so it is important for both buyer and seller for the seller to show that they are up to date. This will smooth the conveyancing process