It may have been a long time coming a mortgage offer from HSBC for the remortgage of my single room apartment is due within the next few days. Can you put forward a low cost conveyancing law firm in Chislehurst?
You have come to the wrong site to search for a cheap conveyancing in Chislehurst. We can offer you cost effective conveyancing but we do not work with the cheapest lawyers. Do not be swayed by organisations seducing you with ninety nine pound conveyancing in Chislehurst. In your best case scenario, in going for cheap conveyancing, you will get your money’s worth and at worst it will result in you being stung for additional fees and still not get the service expected.
My conveyancer has uncovered a a legal deficiency with the lease for the flat we are purchasing in Chislehurst. The other side have put forward title insurance as a solution. We are content with insurance and will cover the costs. Our property lawyer has advised that he must check that the lender is happy with this solution. Are we the client or is the bank?
The short answer to your last question is that, notwithstanding the potential for a conflict of interest, you and the mortgage company are the client. Your property lawyer must comply with the UK Finance Lenders’ Handbook specifications. The UK Finance Lenders’ Handbook conditions require your lawyer to disclose issues such as defects with the lease so that the bank can be afforded the opportunity to check with their valuer as to the extent that the value of the property is affected. Should you refuse to allow your lawyer to make the appropriate notification then your conveyancing practitioner will have no choice but to discontinue acting for you.
We are purchasing a house and require a conveyancing solicitor in Chislehurst who is on the UBS approved panel. Can you recommend a local conveyancing firm?
Our service is limited to being a directory service for firms who wish to be listed as being on the approved conveyancing panel for UBS . We don't recommend any particular firms conducting conveyancing in Chislehurst.
We are expecting a mortgage offer soon. The lender mentioned the home loan came with free conveyancing. Is the implication that I have to use their panel conveyancer as I would prefer to use a Chislehurst based conveyancing firm?
Do check but the the probability is that appoint one of their panel lawyers should you take up the "fee-free" offer. Contact the mortgage company and see if they allow a monetary alternative. In the past a few mortgage companies offered a £250 cashback as a further option in which case that money can go towards your preferred conveyancing solicitor near Chislehurst.
three months have elapsed following my purchase conveyancing in Chislehurst completed. I have checked the Land Registry site which shows that I paid £175,000 when infact I paid £215,000. Why the discrepancy?
The price paid figure is taken from the application to register the purchase. It is the figure included in the Transfer (the legal deed which transfers the property from one person to the other) and referred to as the 'consideration' or purchase price. You can report an error in the price paid figure using the LR online form. In most cases errors result from typos so at first glance the figure. Do report it so they can double check and advise.
I am looking for a conveyancing solicitor in Chislehurst for my sale. Is there any facility to check a firm’s record with the profession’s regulator?
Members of the public may review published Solicitor Regulator Association (SRA) determinations stemming from investigations commenced on or after Jan 2008. Go to Check a solicitor's record. For information about the period before 1 January 2008, or to check a solicitors history, call 0870 606 2555, 08.00 - 18.00 Monday, Wednesday, Thursday, Friday and 09.30 - 18.00 Tuesday. For callers outside the UK, dial +44 (0)121 329 6800. The SRA could monitor telephone calls for training requirements.