We see that you have a post code search directory identifying solicitors on the Coventry BS conveyancing panel. Do firms pay you a referral fee if I instruct them for our own conveyancing in Chislehurst?
We are a listing service only for law firms wishing to communicate if they are on the Coventry BS conveyancing panel or other lender panels. We do not charge referral fees to any conveyancer that you subsequently appoint for your conveyancing in Chislehurst.
The deeds to my house can not be found. The solicitors who handled the conveyancing in Chislehurst 10 years ago are no longer around. What do I do?
You no longer need to hold title deeds to prove you are the registered proprietor of land or property, as the Land Registry hold details of all registered land or property electronically.
I have been on the look out for a leasehold apartment up to £245,000 and found one round the corner in Chislehurst I like with amenity areas and transport links nearby, the downside is that it only has 61 years unexpired on the lease. There is not much else in Chislehurst for this price, so just wondered if I would be making a mistake purchasing a short lease?
If you need a mortgage the shortness of the lease will likely be an issue. Discount the offer by the expected lease extension will cost if not already taken into account. If the current proprietor has owned the property for a minimum of 2 years you may ask them to commence the lease extension formalities and then assign it to you. An additional ninety years can be extended on to the existing lease with a zero ground rent applied. You should consult your conveyancing solicitor regarding this matter.
I'm converting the mortgage on my current home to a BTL mortgage with The Mortgage Works and I will use the ballance of the raised equity as a down payment on further house. The area we are looking at is Chislehurst. Will your conveyancers be able to act for both sets of banks and tie in the two deals?
Do use our search tool on this page to check that the lawyers are on the relevant lender panels. Assuming that they are your lawyer should be able to connect the two deals but you should talk with you conveyancer and make clear your desired outcome and requirements.
I work for a busy estate agent office in Chislehurst where we have witnessed a few flat sales put at risk as a result of leases having less than 80 years remaining. I have been given conflicting advice from local Chislehurst conveyancing solicitors. Could you shed some light as to whether the owner of a flat can commence the lease extension formalities for the buyer?
Provided that the seller has owned the lease for at least 2 years it is possible, to serve a Section 42 notice to kick-start the lease extension process and assign the benefit of the notice to the purchaser. This means that the proposed purchaser can avoid having to wait 2 years for a lease extension. Both sets of lawyers will agree to form of assignment. The assignment has to be done before, or simultaneously with completion of the sale.
Alternatively, it may be possible to extend the lease informally by agreement with the landlord either before or after the sale. If you are informally negotiating there are no rules and so you cannot insist on the landlord agreeing to grant an extension or transferring the benefit of an agreement to the buyer.
I own a ground-floor 1960’s flat in Chislehurst. In the absence of agreement between myself and the landlord, can the Leasehold valuation Tribunal determine the sum payable for the purchase of the freehold?
You certainly can. We can put you in touch with a Chislehurst conveyancing firm who can help.
An example of a Lease Extension decision for a Chislehurst residence is 70 Andace Park Gardens 133-149 Widmore Road in November 2013. Tribunal determined that the premium payable for the lease extension was £10,052 This case affected 1 flat. The number of years remaining on the existing lease(s) was 72 years.
Is it true that a Chislehurst conveyancing company got sued by clients for failing to conduct comprehensive conveyancing searches?
We are not aware of such a Chislehurst conveyancing matter but it has been reported that, clients buying a home in Cumbria successfully sued their conveyancer as a consequence of development plans to build a wind farm not being picked up in conveyancing searches.
If you are buying in Chislehurst It is important that your lawyer purchase all Chislehurst conveyancing searches required to ensure you have accurate and up to date information ahead of buying a property.