Me and my partner are buying an apartment in Stamford Hill. My Solicitor is not on the mortgage company conveyancing panel. Can I still continue with my Stamford Hill conveyancing solicitor notwithstanding that they are not on the bank panel of approved conveyancing solicitors?
You will need to appoint a lawyer to complete the legal work required if you take out a mortgage to purchase your home. The conveyancing practitioner will carry out all the necessary investigations on the property, ensuring that you’re registered as proprietor and ensure that all the required mortgage documentation is dealt with. One could instruct a Stamford Hill property lawyer of your choice. Nevertheless, if the conveyancing practitioner selected is not a member of the lender solicitor panel additional charges will be incurred as separate legal representation will be need by the bank. Lender panel applications can be submitted, so if your conveyancer has not historically sought membership they should do so.
I have a decision in principle. The lender mentioned the loan came with free conveyancing. Does this mean I have to instruct their panel solicitor as I would prefer to appoint a Stamford Hill based conveyancing firm?
You should check but the chances are that give you one of their panel conveyancers should you accept the "fee-free" offer. Contact the mortgage company to ask if they make available a cash alternative. Some banks have previously offered a £250 cashback as a further option in which case that money can go towards your preferred conveyancing solicitor in Stamford Hill.
Just bought a terraced house in Stamford Hill , how long should it take for the Land Registry to record my ownership? My Stamford Hill conveyancing solicitor works at snail pace, so I want to check the land registry aspects are dealt with.
As far as conveyancing in Stamford Hill is concerned, registration is no quicker or slower than the rest of the country. Rather than based on location, timeframes can differ depending on who lodges the application, whether it is in order and whether the Land registry communicate with any interested persons or bodies. At present roughly 80% of such applications are completed within two weeks but some can be subject to protracted hold-ups. Registration takes place after the purchaser is living at the property thus 'speed' is not always primary concern but if there is a degree of urgency associated with the registration then you or your lawyers should communicate with the Registry to express the reasoning for an expedited registration.
Yesterday I discovered that there is a flying freehold element on a property I put an offer in two weeks back in what should have been a simple, no chain conveyancing. Stamford Hill is the location of the property. Can you offer any assistance?
Flying freeholds in Stamford Hill are not the norm but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Stamford Hill you must be sure that your lawyer goes through the deeds diligently. Your bank may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Stamford Hill may decide that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold property.
I have been advised by numerous estate agents in Stamford Hill to get a quote from a property lawyer using your seach tool. Is there a financial advantage for Estate Agents to offer your lawyers over and above a competitor’s?
We refuse to give any referral fee for pointing buyers and sellers to this site. We thought it would be too underhand to pay a commission because home movers will think, ‘Why is the agent getting a kickback? Why am I not receiving any benefit too?’ We would prefer to grow our business on genuine recommendations.
I need to find a lender panel solicitor in Stamford Hill. Could you help me?
Unfortunately it’s not apparent why you need a Stamford Hill panel solicitor but in any event, if you can not find one on our search tool you will need to speak directly to the bank to find out which solicitors in Stamford Hill are on their panel . If you do find such a firm in Stamford Hill not listed please direct them to our site to list. After all the cost is only one £1 a month