Am I correct in assuming that the fact that my conveyancer in Stamford Hill is not listed on my mortgage company's conveyancing panel that there is a problem with the standard of her conveyancing?
That would more than likely be an incorrect assumption to make. There are all sorts of perfectly reasonable explanations. A recent report by the solicitors regulator indicated that over three quarters of law firms surveyed had been removed from at least one lender panel. The most common reasons for removal are: (1) lack of transactions (2) the solicitor is a sole practitioner (3) as part of the HSBC panel reduction (4) regulatory contact by SRA (5) accidental removal. Should you be concerned you should contact the Stamford Hill conveyancing practice and enquire why they are no longer on the approved list for your bank.
Can you help? My Stamford Hill conveyancer is informing me me that he has toconduct Stamford Hill conveyancing searches asthe firm are on the Santandersolicitor panel. Do I not have any options here?
You have limited options available to you. Given that you are taking out a loan with a lender your solicitor has to comply with their conditions as set out in their version of the CML Conveyancing Handbook. Your lawyer would have previously signed the Terms and Conditions of your lender’s conveyancing panel appointment which obliges them to comply with the Council of Mortgage Lenders’ Handbook specifications . Even if you were a cash buyer you would be ill advised not to carry out Stamford Hill conveyancing searches.
Please explain the implications if my solicitor is suspended from the Coventry BS Solicitor panel ahead of completing my conveyancing in Stamford Hill?
The first thing to point out is that, this is a very rare occurrence. In most cases even where a law firm is removed off of a panel the lender would allow the completion to go ahead as the lender would appreciate the difficulties that they would place you in if you have to instruct a new solicitor days before completion. In a worst case scenario where the lender insists that you instruct a new firm then it is possible for a very good lawyer to expedite the conveyancing albeit that you may pay a significant premium for this. The analogous situation is where a buyer instructs a lawyer, exchanges contracts and the law firm is shut down by a regulator such as the SRA. Again, in this situation you can find lawyers who can troubleshoot their way to bring the conveyancing to a satisfactory conclusion - albeit at a cost.
Have just purchased a probate house at auction in Stamford Hill. Conveyancing is needed. What happens now?
Having exchanged you now have to instruct a conveyancing lawyer soon as you are facing a pending deadline in which to complete the transaction. All auction property will have a corresponding legal set of papers. This will likely include the copy title deeds, local authority and drainage searches. In the case of leasehold property the auction pack should include a copy of the lease, management information and a sellers leasehold information form and associated conveyancing documentation relating to a leasehold property. You need to pass this on to the lawyer working for you ASAP. You also need to ensure that your finances are in order to complete on the on the contractual date .
We had appointed conveyancers based in Stamford Hill on the Coventry BS solicitor approved list. They are now charging me a further fee for dealing with the Coventry BS mortgage. Is this an additional conveyancing fee set by Coventry BS?
Provided it is contained in their Terms and Conditions or estimate then yes your property lawyer can levy a fee for this. This charge is not dictated by Coventry BS but by your Stamford Hill conveyancer. Numerous firms on the Coventry BS panel will quote an ‘acting for lender’ fee and others do not.
Two weeks ago we had a mortgage agreed in principle with Bank of Ireland. Stamford Hill conveyancing practitioners have been appointed. How long does it take for Bank of Ireland to issue the offer to the property lawyer?
Some lenders take longer than others. Have Bank of Ireland conducted the valuation? Have you informed Bank of Ireland as to your lawyers' details and checked that your lawyers are on the Bank of Ireland conveyancing panel? Sometimes it can take as long as six weeks for a mortgage offer to be issued.
I used Arc property Solicitors a few years ago for my conveyancing in Stamford Hill. I now require my papers however the law firm is no longer operating. What do I do?
You should contact the Solicitors Regulatory Authority (SRA) to assist in tracing your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Stamford Hill of the conveyancing firm of solicitors you previously retained, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.
How do I identify freehold conveyancing in Stamford Hill?
Option 1 is to ask the people you trust they would would seek assistance from. Option 2 is to look on the internet for conveyancing in Stamford Hill. Telephone a couple or more firms from the list and request that they email you their conveyancing quote and speak to the lawyer who will conduct your conveyancing before you make your choice. Third is to make use of this site to help you find the right solicitors taking into account your unique requirements including location,speed, complexity and who your intended mortgage company is.Avoid the trap of appointing £99 conveyancing solicitors in Stamford Hill