AssumingI were to acquire a simple residential homein Page Green mortgage fee and have no survey and no conveyancing searches how much should I expect to to save on my conveyancing in Page Green?
Any savings you would make will be isolated to the Page Green conveyancing searches. Your solicitor is obliged to do the vast majority of work - money laundering, communicating with your vendors property lawyer, stamp duty return, register the ownership etc. You might save a bit for them not having to register a charge but it won't be significant.
My aunt passed away last year and as sole heir and executor I was left the house in Page Green. The house had a relatively small loan left on it of around £4500. I want to transfer the title deeds into my name whilst I re-mortgage to Santander, pay off the mortgage. Is this possible?
If you intend to re-mortgage then Santander will insist on your using a conveyancer on the Santander conveyancing panel. Here is link to the Land Registry online guidance around what to do when a property owner dies. This will help you to understand the registration process behind changing the details re the registered title. in your case it would appear that you are effectively purchasing the property from the estate. Your Santander conveyancing panel solicitor pays the new mortgage money into the estate, the estate pays off the old mortgage, the charge is released and you become the owner and the Santander mortgage is registered as a charge at the Land Registry.
There are plenty of conveyancing solicitors in Page Green but how do I know who I should use?
We would encourage you not to go for the lowest Page Green conveyancing fees. You really do get what you’re paying for when it comes to conveyancing solicitors. A cheap quote may mean that the conveyancing solicitor is handling a lot of jobs at one time and you won’t get the quality of service and the attention that you need. It is, however, wise to use a conveyancer who has a fixed fee on a no sale, no fee basis. This way, you go into the conveyancing with your eyes wide open.
We are purchasing a victorian detached house in Page Green. The intention is to carry out an extension to the side at the house.Will legal work on the property involve investigations to ascertain if these works are allowed?
Your conveyancer should review the registered title as conveyancing in Page Green will on occasion identify restrictions in the title documents which prevent certain alterations or require the consent of another owner. Certain extensions require local authority planning permissions and approval in compliance with building regulations. Many areas are designated conservation areas and special planning restrictions apply which often prevent or impact extensions. You should check these issues with a surveyor before you commit yourself to a purchase.
My wife and I are at the point of looking at flats in Page Green and I am now considering a potential offer. Should I already have a lawyer appointed at this point? I intend to finance via a home loan with Santander.
You should start obtaining conveyancing quotes from solicitors ASAP. Once you decide who you want to use and once your offer is accepted you can instruct them to work for you and pass their contact information on to the selling agent. As you are seeking a mortgage with Santander, ask your prospective lawyers if they are on the Santander conveyancing panel otherwise they can't do the mortgage legal work.
Various online forums that I have visited warn that are the number one cause of obstruction in Page Green house deals. Is there any truth in this?
The Council of Property Search Organisations (CoPSO) published findings of a review by MoveWithUs that conveyancing searches do not feature within the most frequent causes of delays in the conveyancing process. Local searches are not likely to be the root cause of holding up conveyancing in Page Green.
Due to the advice of my in-laws I had a survey completed on a house in Page Green in advance of retaining conveyancers. I have been advised that there is a flying freehold overhang to the house. My surveyor advised that some lenders will refuse to give a loan on such a house.
It depends who your proposed lender is. Bank of Scotland has different instructions for example to Nationwide. If you call us we can check with the relevant mortgage company. If you lender is happy to lend one our lawyers can help as they are accustomed to dealing with flying freeholds in Page Green. Conveyancing will be smoother if you use a solicitor in Page Green especially if they are accustomed to such properties in Page Green.
I am looking for a conveyancing practitioner in Page Green for my home move. Is it possible to check a solicitor's record with the legal regulator?
You may see published Solicitor Regulator Association (SRA) determinations stemming from inquisitions commenced on or after Jan 2008. Visit Check a solicitor's record. To find records about the period before 1 January 2008, or to check a firm's history, telephone 0870 606 2555, 08.00 - 18.00 any week day save for Tuesday when lines open at 9.30am. International callers, call +44 (0)121 329 6800. The SRA may recorded call for training reasons.