Our son-in-law is purchasing a new build apartment in Streatham with a home loan from RBS. His lawyer has advised him of a delay in receiving the ‘Disclosure of Incentive Form’. Who needs to receive the form?
The form is intended to provide information to the main parties engaged in the transaction. Therefore, it will be provided to your son’s lawyer who should be on the RBS conveyancing panel as a standard part of the process, and to the valuer when requested. The developer will be required to start the process by downloading the form and completing it. The form will therefore need to be available for the valuer at the time of his or her site visit. The form should be sent to the RBS conveyancing panel solicitor as early as possible, in order to avoid any last minute delays, and no later than at exchange of contracts.
Will my conveyancing lawyers need to check that the building insurance for my purchase of a house in Streatham. My lender is Bank of Ireland
Bank of Ireland have specific requirements as set out in the UK Finance Lenders’ Handbook. As of 24/9/2026, the requirements read as follows :
I am buying my first flat in Streatham benefiting from help to buy. The builders would not move on the amount so I negotiated 6k of additionals instead. The estate agent told me not reveal to my solicitor about this deal as it could put at risk my loan with the lender. Is this normal?.
All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the UK Finance website. UK Finance form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
In searching the internet for the term conveyancing in Streatham it reveals many property lawyersin the vicinity. With so much choice what is the best way to find the right conveyancer for me?
The ideal method of finding the right conveyancer is through a trusted testimonial, so enquire of colleagues and family who have bought a property in Streatham or a respected estate agent or financial adviser. Fees for conveyancing in Streatham differ, so it's a good idea to obtain at least four costs illustrations from varying types of conveyancers. Dont forget to clarify what costs in the quote includes.
Estate agents have just been given the go-ahead to market my 2 bed apartment in Streatham. Conveyancing has not commenced, however I have recently had a half-yearly maintenance charge invoice – should I leave it to the buyer to sort out?
The sensible thing to do is pay the maintenance contribution as you normally would given that all rents and maintenance charges will be apportioned as part of the financial calculations for completion monies, so you will be reimbursed by the buyer for the period running from after the completion date to the next payment date. Most managing agents will not acknowledge the buyer until the service charges have been paid and are up to date, so it is important for both buyer and seller for the seller to show that they are up to date. This will smooth the conveyancing process.
I have tried to negotiate informally with with my landlord to extend my lease without any joy. Can I apply to the Leasehold Valuation Tribunal? Can you recommend a Streatham conveyancing firm to represent me?
Most definitely. We are happy to put you in touch with a Streatham conveyancing firm who can help.
An example of a Lease Extension case for a Streatham flat is Flat 12, Newlands Court Streatham Common North in May 2012. the decision of the Tribunal was that the premium payable by the Applicants to the Respondent for the new lease of the Premises be £70,140. This case affected 1 flat. The unexpired term was 23.25 years.
Why do I have to send my property lawyer with a list of items of identification ahead of starting my conveyancing in Streatham?
Streatham conveyancers are obliged by the Law Society, SRA, the Land Registry and current Money Laundering Regulations to record that the have checked the identity of their clients. It is also sometimes a condition of your mortgage offer. Furthermore they have to complete various forms, particularly those relating to SDLT and need to have details such as your full names, national insurance number and DOB.