I plan on buying a ground floor flat in Mitcham. My Solicitor is not on the bank conveyancing list. Am I still permitted to appoint my Mitcham conveyancing solicitor notwithstanding that they are excluded from the lender panel of approved conveyancing solicitors?
Various options include
- Proceed with your chosen Mitcham solicitor but your bank will need to appoint a property lawyer on their approved list. This will result in additional cost together with probable interruption.
- Appoint a fresh lawyer to conduct the conveyancing, ensuring that they are on the mortgage company conveyancing panel.
- Convince your property lawyer to seek to join the lender panel
As someone unfamiliar with conveyancing in Mitcham what’s the number one tip you can impart concerning the house moving process in Mitcham
Not many law firms or advisers will tell you this but conveyancing in Mitcham or throughout South West London is often a confrontational process. Put another way, when it comes to conveyancing there is plenty of opportunity for confrontation between you and other parties involved in the ownership transfer. For instance, the seller, property agent and even potentially a bank. Choosing a lawyer for your conveyancing in Mitcham is a critical decision as your conveyancer is your adviser, and is the ONE person in the legal process whose role it is to protect your legal interests and to keep you safe.
Sometimes a potential adversary may attempt to persuade you that it is in your interests to do things their way. As an example, the selling agent may claim to be helping by suggesting your solicitor is dragging his heels. Or your mortgage broker may tell you to do something that is against your lawyers recommendation. You should always trust your lawyer above all other parties in the conveyancing process.
A relative recommended that where I am buying in Mitcham I should carry out a Neighbourhood, Planning and Local Amenity Search. What does it cover?
A search of this type is occasionally included in the estimate for your Mitcham conveyancing searches. It is not a small document of about 40 pages, listing and setting out important information about Mitcham around the property and the people living there. It incorporates an Aerial Photograph, Planning Applications, Land Use, Mobile Phone Masts, Rights of Way, the local Housing Market, Council Tax Banding, the demographics of People living in the area, the dominant type of Housing, the Average House Prices, Crime statistics, Mitcham Education with maps and statistics, Local Amenities and other useful information regarding Mitcham.
I have a renovated Victorian property in Mitcham. Conveyancing solicitor represented me and Alliance & Leicester . I happened to do a free search for it on the Land Registry database and there are two entries: the first freehold, the second leasehold with the exact same address. I'd like to know for sure, how can I find out??
You should review the Freehold register you have again and check the Charges Register as there may be mention of a lease. The best way to be sure that you are also the registered owner of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Mitcham and other areas of the country and poses no real issues for owners other than when they mortgage they have to account for both freehold and leasehold interests when dealing with buyers. You can also enquire as to the situation with the conveyancing solicitor who conducted the conveyancing.
I need to appoint a conveyancing solicitor for freehold conveyancing in Mitcham. I've chance upon a web site which looks to be the perfect answer If there is a chance to get all the legals done via web that would be ideal. Should I be concerned? What should out be looking out for?
As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?
I am not able to visit my Mitcham conveyancing lawyers office to sign documents for conveyancing in Mitcham – will this be problematic?
You need not be concerned. Mitcham conveyancing lawyers can conduct conveyancing transactions for clients across the country. It is not necessary for you to be able to visit a Mitcham conveyancers office. Almost all property lawyer can undertake everything remotely from their Mitcham premises.