I am in need of a property lawyer. Should I go for for an internet conveyancer as opposed to a local Mitcham conveyancing solicitor?
Mitcham is a special area, where local knowledge counts for a lot. The relaxed pace of life is great – just not for your house move. The solicitors that we recommend providing in-depth Mitcham insight with a proactive, hands-onapproach that ensures everything runs smoothly. It will certainly help if they enjoy established rapport with mortgage brokers, estate agents, surveyors and other Mitcham conveyancing solicitors
I am under pressure from the owner of a property in Mitcham to sign contracts within four weeks. What can I do to expedite matters?
First, If you are under a tight deadline for your conveyancing it is advisable to make sure that your solicitor is familiar with the area as they will make use of local contacts and knowledge. It is possible that they would have handled previousproperties in the same street. You would be best advised to use a Mitcham conveyancing firm. In addition, be sure that the conveyancing firm is on the lender panel. It is estimated that just under twenty per cent of Mitcham conveyancing transactions are suspended or derailed after discovering a purchaser’s lawyer was not on their banks member panel. In many cases this discovery resulted in the transaction being delayed by almost 21 days. It is understood that this issue affects in the region of one hundred thousand home moves annually. Almost all Mitcham conveyancing firms can not represent certain mortgage companies so do check at the outset.
Finally the sale completed on my house in Mitcham last January yet the purchaser is Skype messaging daily complaining that her solicitor needs to hear from mylawyer. What should have happened now that I have sold?
After completion of your disposal your solicitor should send the transfer deeds and all of the paperwork to the buyer’s solicitors. If applicable, your conveyancer must also evidence that the home loan has been paid off to the buyers solicitors. There is unlikely to be post completion steps unique to conveyancing in Mitcham.
We're in Mitcham, FTBs buying with a mortgage (lender is Bank of Ireland , and our lawyer is on the Bank of Ireland conveyancing panel). How long should the conveyancing process take?
The fact that your lawyer is on the Bank of Ireland conveyancing panel is a help. It would almost certainly delay matters if they were not. However, no lawyer should guarantee a timeframe for your conveyancing, due to third parties outside of your control such as delays caused by lenders,conveyancing search providers or by the other side’s solicitors. The time taken is often determined by the number of parties in a chain.
A relative advised me that where I am purchasing in Mitcham I should carry out a Neighbourhood, Planning and Local Amenity Search. Can you explain what the purpose of this search is?
This is a search is sometimes included in the estimate for your Mitcham conveyancing searches. It is a large report of about 40 pages, listing and detailing important information about Mitcham around the property and the people living there. It incorporates an Aerial Photograph, Planning Applications, Land Use, Mobile Phone Masts, Rights of Way, the Mitcham Housing Market, Council Tax Banding, the demographics of People living in the area, the dominant type of Housing, the Average Property Price, Crime details, Mitcham Education with plans and statistics, Local Amenities and other useful information concerning Mitcham.
My wife and I own a semi-detached Victorian house in Mitcham. Conveyancing lawyer acted for me and The Mortgage Works. I did a free Land Registry search last week and there are a couple of entries: one for freehold, the second leasehold with the exact same property. Is it worth asking The Mortgage Works to clarify?
You need to read the Freehold register you have again and check the Charges Register as there may be mention of a lease. The best way to be sure that you are also the registered proprietor of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Mitcham and other locations in the country and poses no real issues for owners other than when they buy they have to account for both freehold and leasehold interests when dealing with purchasers. You can also check the position with the conveyancing practitioner who conducted the conveyancing.