I am getting a offer of a home loan from Lloyds. I would like to use a Licensed Conveyancer in Mitcham. Does the Lloyds Conveyancing panel include conveyancers regulated by the CLC?
The Lloyds approved solicitor list is, like many other lenders, represented by the Council or Mortgage Lenders or Building Society Association, open to Licensed Conveyancers regulated by the CLC.
My husband and I are only a couple days away from an exchange on a property in Mitcham and my parents have sent the ten percent deposit to my lawyer. I am now advised that as the deposit has been received from someone other than me my solicitor needs to make a notification to my bank. Apparently, in also acting for the mortgage company he must advise them that the balance of the purchase price is not just from me. I advised the bank regarding my parents' contribution when I applied for the home loan, so is it really appropriate for this now to delay the deal?
The conveyancer is legally required to check with mortgage company to make sure that they understand that the balance of the purchase price is not from your own funds. Your solicitor can only reveal this to your bank if you agree, failing which, your lawyer must cease to continue acting.
Finally the sale completed on my house in Mitcham last December yet the purchaser is whats apping daily to moan that her lawyer is waiting to hear from mylawyer. What are the post completion sale formalities now that I have sold?
Post completion of your sale your conveyancer is obliged to send the transfer documentation and all of the paperwork to the purchaser's solicitors. Where relevant, your lawyer should also evidence that the mortgage has been discharged to the buyers lawyers. There is unlikely to be post completion tasks specific conveyancing in Mitcham.
I have 70 years unexpired on my lease and require a lease extension for my apartment in Mitcham. Conveyancing solicitors on the Bank of Ireland panel can deal with such extensions correct?
Most leasehold conveyancing experts should be able to deal with a lease extension. if you are getting a mortgage then your lender may insist that the lease be extended before competition. Bank of Ireland have specific requirements as set out in the UK Finance Lenders’ Handbook in relation to minimum unexpired lease terms. As of 26/8/2026 the requirements read as follows :
My bid for a property was accepted at auction in Mitcham. Conveyancing is required. What happens now?
Having exchanged you must hire the services of a conveyancing lawyer quickly as you will have a tight a fixed date to complete the purchase. All auction property should have an associated legal set of papers. This should include most,if not all of the documents that your lawyer will need. If you have purchased leasehold premises the auction pack may contain a copy of the lease, management information and a sellers leasehold information form and other conveyancing documentation specific to a leasehold property. You should pass this on to your appointed conveyancing solicitor as soon as possible. Do make sure that you have funds organised to complete the transaction on the set completion date.
I am currently in the process of buying my council flat in Mitcham. I have a mortgage agreed with RBS. Conveyancing is not something I have any knowledge of. Can I proceed without a solicitor easily? I think we can but we keep being told I should have one. Any advice?
It is not advisable to proceed with a house purchase without a solicitor. The council's solicitor are not acting for you. You need a solicitor for a number reasons. One of which is to verify what plans the Council have for repairs and refurbishment for the next five years. Many leaseholders have been stung for contributions of thousands of pounds. In any event, if you are getting a mortgage with RBS, you will need to appoint a solicitor on the RBS conveyancing panel.
After much negotiation I have agreed a price on an apartment in Mitcham. My financial adviser recommended their conveyancers. I paid an upfront payment of £150. Shortly after, the conveyancing practitioner contacted me embarrassingly acknowledging that they were not on the TSB conveyancing panel. Am I right in thinking that I should be due a refund?
You should be able to recover this from the law firm if they were not on the TSB panel. They should have asked at the outset which lender you were obtaining a mortgage with. An important lesson to readers of this site is to check that the lawyers are on the appropriate lender panel.
I decided to have a survey done on a house in Mitcham ahead of retaining conveyancers. I have been advised that there is a flying freehold element to the property. The surveyor has said that some lenders may refuse to give a loan on such a house.
It depends who your proposed lender is. Santander has different instructions from Nationwide. Should you wish to call us we can look into this further with the appropriate lender. If you lender is happy to lend one our lawyers can assist as they are accustomed to dealing with flying freeholds in Mitcham. Conveyancing will be smoother if you use a solicitor in Mitcham especially if they are familiar with such properties in Mitcham.