As someone not used to conveyancing in Tulse Hill what is your top tip you can give me for the legal transfer of property in Tulse Hill
You may not hear this from too many lawyers but conveyancing in Tulse Hill and elsewhere in England and Wales is an adversarial experience. Put another way, when it comes to conveyancing there is an abundance of room for confrontation between you and others involved in the home moving process. For example, the seller, selling agent and sometimes a bank. Choosing a lawyer for your conveyancing in Tulse Hill should not be taken lightly as your conveyancer is your adviser, and is the ONE person in the process whose responsibility is to protect your legal interests and to protect you.
We are witnessing a definite creep in the "blame" culture- someone has to be blamed for the process being so protracted. You your first instinct should be to trust your conveyancer ahead of the other parties when it comes to the legal assignment of property.
My offer was accepted on a house in Tulse Hill on 5/2/2025, valuation was booked 2 days later, received a clean bill of health. Conveyancer retained, so all that was missing was my mortgage offer. Having made daily calls to Nationwide and chasing them on my offer, I have now been told that my offer will not be issued unless the lawyer is on the Nationwide conveyancing panel. Are Nationwide entitled to hold back the Mortgage pending the lawyer being on the approved list?
Mortgage companies tend not to not issue a mortgage until they have details of a lawyer on their panel. It can take a few weeks for Nationwide to deal with your lawyer's application to be on the Nationwide conveyancing panel. There's no guarantee that your solicitor will be accepted.
Co-operative have agreed my mortgage in principle, my bid on a apartment in Tulse Hill has been accepted, what are the next steps?
Your property agent will wish to be advised as to your solicitor's details (be sure the conveyancers are on the bank’s panel). Call up Co-operative or the financial adviser and finalise any outstanding forms. Co-operative will appoint a valuer who will get in contact with the estate agent or owners to schedule an appointment. Once conducted (assuming no problems) it takes about ten days to receive the mortgage offer. Co-operative will issue the offer to you and your solicitors. The transaction will then take it’s course according the nature and complexity of the conveyancing in Tulse Hill.
I have finally had an offer on a flat in Tulse Hill agreed to, the sellers do however have a dependent purchase. The sellers have placed an offer on a flat, but it’s not been accepted yet, and have viewings of other properties in the pipeline. I have instructed a high street conveyancing solicitor in Tulse Hill. What do I do now? At what stage do I apply for the mortgage with RBS?
It is normal to have apprehensions where there is a chain as you are unlikely to want to be too out of pocket prematurely (mortgage application is in the region of one thousand pounds, then survey, Tulse Hill conveyancing search charges, etc). First, you should check that your solicitor is on the RBS approved list. Regarding the next phase this very much dictated by the specifics of your transaction, desire for this property and on the state of the market. In a rising market many purchasers will apply for a home loan with RBS and arrange for the valuation and only if it was satisfactory would they ask their lawyer to proceed with the conveyancing in Tulse Hill.
It has been three months following my purchase conveyancing in Tulse Hill concluded. I have checked the Land Registry site which shows that I paid £175,000 when infact I paid £170,000. Why the discrepancy?
The price paid figure is taken from the application to register the purchase. It is the figure included in the Transfer (the legal deed which transfers the property from one person to the other) and referred to as the 'consideration' or purchase price. You can report an error in the price paid figure using the LR online form. In most cases errors result from typos so at first glance the figure. Do report it so they can double check and advise.
Over the last few months I have been searching for a flat up to £245,000 and identified one round the corner in Tulse Hill I like with amenity areas and railway links nearby, however it only has 52 years unexpired on the lease. I can't really find anything else in Tulse Hill suitable, so just wondered if I would be making a mistake purchasing a lease with such few years left?
Should you require a home loan the remaining unexpired lease term will be an issue. Reduce the price by the expected lease extension will cost if it has not already been discounted. If the existing owner has owned the property for at least twenty four months you could ask them to start the process of the extension and pass it to you. You can add 90 years to the existing lease and have £0 ground rent by law. You should speak to your conveyancing solicitor concerning this matter.
Due to exchange soon on a basement flat in Tulse Hill. Conveyancing solicitors assured me that they report fully tomorrow. Are there areas in the report that I should be focusing on?
The report on title for your leasehold conveyancing in Tulse Hill should include some of the following:
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The total extent of the property. This could be the apartment itself but might incorporate a attic or cellar if relevant. Are you allowed to have a pet in the flat? Advice concerning the obligations as set out in the lease to to contribute towards maintenance costs - with regard to both the building, and the wider rights a lessee enjoys You should be informed what counts as a Nuisance in the lease The unexpired lease term. You should receive guidance as what happens when the lease ends, and aware of the importance of the 80 year mark
I am the proprietor of a second floor flat in Tulse Hill. Given that I can not reach agreement with the freeholder, can the Leasehold valuation Tribunal determine the premium due for the purchase of the freehold?
Most definitely. We are happy to put you in touch with a Tulse Hill conveyancing firm who can help.
An example of a Freehold Enfranchisement case for a Tulse Hill property is 8 Deerbrook Road in May 2010. the Tribunal held that the enfranchisement price, in accordance with section 32 and Schedule 6 of the Leasehold Reform, Housing and Urban Development Act 1993 was £22,820, payable by the Applicants. By an order of the Lambeth County Court dated 17 June 2009 the case had been transferred to the Leasehold Valuation Tribunal for its determination of the premium payable This case related to 3 flats.
My fiance and I have just had an offer accepted on a flat and had meeting on Wednesday with the Post Office for the mortgage. They advised me that when it comes to selecting a conveyancer that unless they are on their approved list of conveyancers then we will be subject to an an extra fee of £250+. This is is due to the fact that they would then have to appoint a solicitor to act for them in addition to the one we appoint for ourselves and we will be on the hook for their costs. I have requested the Post Office to provide me with a list so I can obtain estimates only from their approved solicitors but was told they dont have such a list to hand over. Is their an easier way of going about this?
You can enquire of the Post Office what their criteria for joining their panel is for a solicitor.Then ask the conveyancer of your choice whether they fit that criteria and have they acted on loans for the Post Office in the past. If the answer to those is yes, then just double check with the Post Office. Another option is to make use of our search tool and we should be able to identify a property lawyer in Tulse Hill on the panel for the Post Office.