The loan agreement from HSBC for the remortgage of my 4 room maisonette is coming any day now. Could you suggest a cheap conveyancing lawyer in Tulse Hill?
This site is not designed to assist those in their quest for the lowest fares for conveyancing in Tulse Hill. Our aim is to provide excellent value conveyancing but we do not work with the cheapest lawyers. Avoid the trap of appointing organisations teasing you with ninety nine pound conveyancing in Tulse Hill. Optimistically, in being led by cheap conveyancing, you will earn what you pay for and at worst you will end up paying a lot in additional fees and still not receive the service expected.
We are purchasing a house and need a conveyancing solicitor in Tulse Hill who is on the Lloyds solicitor panel. Could you point me in the right direction as regards a conveyancing firm?
Our service is limited to being a directory service for firms who wish to be listed as being on the approved conveyancing panel for Lloyds . We don't recommend any particular firms conducting conveyancing in Tulse Hill.
I have been referred to a conveyancing solicitor in Tulse Hill. I need to find out if they are accepted on the Chelsea Building Society approved list of lawyers. Could you help?
The first thing you should do is call the solicitor and ask them if they can act for the bank. Alternatively you should call Chelsea Building Society who may be able to confirm.
I have paid off my mortgage with Yorkshire BS. I assume I don't need a Tulse Hill property lawyer on the Yorkshire BS panel to remove the mortgage at the Land Registry. Please confirm.
If you have finished paying off your Yorkshire BS mortgage, they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the Yorkshire BS mortgage from the register. Yorkshire BS, and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:
- but are not moving to another property
- where Yorkshire BS has sent the Land Registry the discharge electronically, and
- Yorkshire BS has instructed the Land Registry to do so
Completion of my remortgage has taken place for my property in Tulse Hill. Conveyancing was satisfactory but I would like to complain about the lender. Who do I contact should I wish to lodge a complaint?
All banks and building societies have complaints procedures. Your first point of contact should be one of the lender’s branches or the Customer Services Department at head office. In most cases complaints to a lender are resolved effectively and efficiently. However if you are not satisfied that the matter is not resolved you can write to Financial Ombudsman Service who will take matters further.
It is unclear whether my bank requires a lease extension. I have called my Tulse Hill bank branch on a couple of occasions and was told it does not impact the mortgage offer and they will lend. My Tulse Hill conveyancing solicitor - who is on the bank conveyancing panel- telephoned to say that they would not lend in accordance with their specific requirements. Who do I believe?
Provided that the property lawyer is on the mortgage company approved list, they must adhere to the Council of Mortgage Lenders’ Handbook requirements for the bank. Unless your lawyer obtains specific confirmation in writing that the lender will go ahead, your lawyer has no choice but to refrain from exchanging contract and committing you to the purchase. We would suggest that you ask the bank to contact your lawyer in writing confirming that they will accept the number of years left on the lease.
I have been on the look out for a leasehold apartment up to £305k and identified one round the corner in Tulse Hill I like with open areas and transport links in the vicinity, however it only has 61 years unexpired on the lease. I can't really find anything else in Tulse Hill suitable, so just wondered if I would be making a mistake acquiring a short lease?
If you need a mortgage the remaining unexpired lease term will likely be an issue. Reduce the offer by the amount the lease extension will cost if not already taken into account. If the current proprietor has owned the premises for a minimum of twenty four months you may ask them to commence the lease extension formalities and then assign it to you. You can add 90 years to the existing lease with a zero ground rent applied. You should speak to your conveyancing lawyer concerning this matter.
I am in need of some leasehold conveyancing in Tulse Hill. Before I get started I would like to find out the number of years remaining on the lease.
If the lease is registered - and most are in Tulse Hill - then the leasehold title will always include the basic details of the lease, namely the date; the term; and the original parties. From a conveyancing perspective such details then enable any prospective buyer and lender to confirm that any lease they are looking at is the one relevant to that title. For any other purpose, such as confirming how long the term was granted for and calculating what is left, then the register should be sufficient on it's own.
I have tried to negotiate informally with with my landlord for a lease extension without success. Can the Leasehold Valuation Tribunal decide on such issues? Can you recommend a Tulse Hill conveyancing firm to assist?
if there is a missing freeholder or where there is dispute about the premium for a lease extension, under the relevant statutes you can apply to the LVT to assess the price.
An example of a Freehold Enfranchisement decision for a Tulse Hill residence is 8 Deerbrook Road in May 2010. the Tribunal held that the enfranchisement price, in accordance with section 32 and Schedule 6 of the Leasehold Reform, Housing and Urban Development Act 1993 was £22,820, payable by the Applicants. By an order of the Lambeth County Court dated 17 June 2009 the case had been transferred to the Leasehold Valuation Tribunal for its determination of the premium payable This case was in relation to 3 flats.