My fiancee and I are buying our first house. Our lawyer has messagedto enquire if we wish to purchase supplemental conveyancing searches. Frankly we have no idea as to what's necessary for conveyancing in Tulse Hill
The range of Tulse Hill conveyancing searches should be dictated entirely on the property, the location, the possibility of any of these risks, your knowledge of the locality and risks, your overall appetite to risk. What is important is that you properly comprehend what information each search could provide. You may then decide if you personally think you need that search. If unsure, ask your property lawyer to guide you.
What is the first thing I need to know regarding purchase conveyancing in Tulse Hill?
Not many law firms shout this from the rooftops but conveyancing in Tulse Hill or throughout England and Wales is an adversarial process. Put another way, when it comes to conveyancing there is lots of room for confrontation between you and other parties involved in the legal transfer of property. E.g., the seller, selling agent and even potentially the mortgage company. Choosing a law firm for your conveyancing in Tulse Hill an important selection as your conveyancer is your adviser, and is the ONLY party in the legal process whose interest is to protect your best interests and to protect you.
There is a distinct ongoing adversarial element to conveyancing- someone has to be blamed for the process taking so long. We recommend that you should always trust your conveyancer ahead of all other players in the home moving process.
I am considering applying for a RBS mortgage for purchase of a newly converted (under development) in Tulse Hill with 60% loan to value. Is it compulsory to choose a solicitor on the conveyancing panel for RBS ?
There is nothing to stop you using your solicitor, but RBS will insist on their interests being represented by a firm on their conveyancing panel. There is greater potential for delays and confusion with two solicitors involved, and it will undoubtedly be more expensive too.
I used Stirling Law several years ago for my conveyancing in Tulse Hill. Now, I need my documents however the law firm is no longer operating. What do I do?
You should call the Solicitors Regulatory Authority (SRA) to help locate your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Tulse Hill of the conveyancing firm of solicitors you previously retained, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.
How does conveyancing in Tulse Hill differ for new build properties?
Most buyers of new build residence in Tulse Hill contact us having been asked by the builder to exchange contracts and commit to the purchase even before the house is constructed. This is because house builders in Tulse Hill usually acquire the land, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct property lawyers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are accustomed to new build conveyancing in Tulse Hill or who has acted in the same development.
My brother has recommend that I appoint his conveyancing solicitors in Tulse Hill. Do I follow his guidance?
No doubt the ideal way to find a conveyancing solicitor is to seek recommendations from friends or relatives who have experience in using the solicitor you're contemplating using.