It is a dozen years since I acquired my property in Tulse Hill. Conveyancing lawyers have just been appointed on the sale but I am unable to track down my title deeds. Is this a problem?
You need not be too concerned. First there is a chance that the deeds will be retained by the mortgage company or they may stored with the lawyers who acted in your purchase. Secondly the chances are that the land will be registered at the land registry and you will be able to prove you own the property by your conveyancing solicitors acquiring up to date copy of the land registers. The vast majority of conveyancing in Tulse Hill relates to registered property but in the rare situation where your home is not registered it is more tricky but is not insurmountable.
Please explain the implications if my solicitor is expelled from the Clydesdale Solicitor panel ahead of completing my conveyancing in Tulse Hill?
The first thing to point out is that, this is very unlikely to happen. In most cases even where a law firm is removed off of a panel the lender would allow the completion to go ahead as the lender would appreciate the difficulties that they would place you in if you have to instruct a new solicitor days before completion. In a worst case scenario where the lender insists that you instruct a new firm then it is possible for a very good lawyer to expedite the conveyancing albeit that you may pay a significant premium for this. The analogous situation is where a buyer instructs a lawyer, exchanges contracts and the law firm is shut down by a regulator such as the SRA. Again, in this situation you can find lawyers who can troubleshoot their way to bring the conveyancing to a satisfactory conclusion - albeit for a fee.
Due to the encouragement of my in-laws I had a survey completed on a house in Tulse Hill before instructing lawyers. I have been told that there is a flying freehold element to the property. Our surveyor advised that some banks will not grant a loan on a flying freehold house.
It depends who your proposed lender is. Lloyds has different instructions for example to Nationwide. Should you wish to call us we can check with the relevant bank. If you lender is happy to lend one our lawyers can assist as they are used to dealing with flying freeholds in Tulse Hill. Conveyancing may be slightly more expensive based on your lender's requirements.
What does commercial conveyancing in Tulse Hill cover?
Tulse Hill conveyancing for business premises covers a broad range of guidance, provided by qualified solicitors, relating to business property. For instance, this type of conveyancing can cover the sale or purchase of freehold business premises or, more commonly, the assignment of existing leases or the drafting of new leasing arrangements. Commercial conveyancing solicitors can also offer advice on the sale of business assets, commercial mortgages and the termination of tenancies.
We are four weeks into a residential purchase having been referred to solicitors by the local agent to carry out the conveyancing in Tulse Hill. I am am extremely disappointed with the level of service. Could you you assist me in finding new lawyers?
They would need to be really bad in order to consider changing them. Has the loan offer been issued? In the event that it has you will need to advise them of the new contact details and have the mortgage documents are re-sent. Your new conveyancer needs to be on the lenders panel to avoid supplemental expenses and complications. So that should be your starting point. The find a solicitor tool will help you find a lender approved conveyancer for your home move in Tulse Hill
A conveyancing company dealt with my conveyancing in Tulse Hill half a dozen years ago and was holding my deeds but has since been shut down – how do I retreive these?
Title deeds, as such, are no longer appropriate for most properties in Tulse Hill are archived digitally at Land Registry. Should you need to establish evidence of proprietorship or are disposing of or re-mortgaging your conveyancer should obtain up to date copies of the register from the Land Registry in any case.
If you feel there may be other documents or you have any other queries please e-mail your request with details of the transaction and documents you need to filerequest@clc-uk.org. The CLC will let you know what information they have and any additional information they may need before they are in a position to identify and send the documents to you. Following an intervention it may take some time for the CLC to access archived files and documents, but your request will be actioned with reasonable haste.