Can the conveyancing lawyers that you recommend handle auction conveyancing in Thornton Heath?
There are a number of auction solicitors we can connect you with those specialising in auction conveyancing. Thornton Heath is just one of hundreds of locations where our lawyers have a presence.
What does my ID and proof of funds have anything to do with my conveyancing in Thornton Heath? Why is this being asked of me?
You are right in these requests have nothing to do with conveyancing in Thornton Heath. However these days you can not complete any conveyancing transaction without first supplying proof of your identity. Ordinarily this takes the form of a either your passport or driving licence as well as a bank statement. Please note that if you are providing your driving licence as proof of ID it must be both the paper section as well as the photo card part, one is not satisfactory without the other.
Proof of your source of monies is mandated in accordance with the Money Laundering Regulations. Don’t be offended when when this is requested of you as your conveyancer will need to retain this information on record. Your Thornton Heath conveyancing practitioner will require evidence of proof of funds prior to accepting any money from you into their client account and they will also ask further questions regarding the source of monies.
Having invested time researching moneysavingexpert.com for a cheap lawyer in Thornton Heath, most post that I should look for a CQS accredited lawyer. What is CQS?
Thornton Heath Conveyancing Quality Scheme practices have been granted accreditation under the Law Society's Scheme (CQS) The Law Society established CQS to establish evidence of quality standards in the in the legal transfer of properties. CQS enables buyers and sellers to identify practices who provide a quality residential conveyancing. Thornton Heath is one of locations in England and Wales in which CQS are based. The conveyancing scheme requires solicitors to undergo a strict assessment, compulsory training, self-certification, random audits and annual reviews in order to maintain CQS status. It is available to solicitors and not licensed conveyancers and has the support of the Association of British Insurers.
I used Stirling Law a few years ago for my conveyancing in Thornton Heath. Now, I need my files but the law firm is no longer operating. What do I do?
Do contact the Solicitors Regulatory Authority (SRA) to help locate your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Thornton Heath of the conveyancing firm of solicitors you previously used, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.
How does conveyancing in Thornton Heath differ for newly converted properties?
Most buyers of new build residence in Thornton Heath come to us having been asked by the builder to sign contracts and commit to the purchase even before the property is constructed. This is because new home sellers in Thornton Heath tend to acquire the land, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancing solicitors as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are accustomed to new build conveyancing in Thornton Heath or who has acted in the same development.
I opted to have a survey carried out on a house in Thornton Heath in advance of appointing lawyers. I have been informed that there is a flying freehold aspect to the property. My surveyor has said that some mortgage companies will refuse to give a mortgage on a flying freehold home.
It varies from the lender to lender. Santander has different instructions for example to Halifax. Should you wish to telephone us we can check with the appropriate mortgage company. If you lender is happy to lend one our lawyers can assist as they are accustomed to dealing with flying freeholds in Thornton Heath. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Thornton Heath to see if the conveyancing costs will increase in light of this.