My wife and I have recently appointed a conveyancing solicitor in Thornton Heath. I I would like to check whether they are accepted on the Halifax approved list of lawyers. Could you help?
The first thing you should do is call the lawyer and enquire if they are on the lender panel. Alternatively you can get in touch with Halifax who may be able to help.
My bid for a property was accepted at auction in Thornton Heath. Conveyancing is required. What is next?
Having legally bound yourself to purchase you must find a conveyancing solicitor as a matter of urgency as you now have a pending deadline in which to complete the property. An auction property will ordinarily have an associated legal set of papers. This will likely include evidence of title and search results. If you have purchased leasehold property the legal pack should contain a copy of the lease, management information and a sellers leasehold information form and other conveyancing paperwork pertinent to a leasehold property. You should hand this to the solicitor working for you ASAP. You also need to ensure that that you have the requisite funding in order to complete on the date specified in the contract.
After shopping around on the internet I have found a Thornton Heath solicitor having checked that they are on the Lloyds conveyancing panel. Does my lawyer arrange the survey of the property?
Lloyds will need an independent valuation of the property. Your lawyer will not arrange this. Usually Lloyds will appoint their own surveyor to do this, and you will have to pay for it. Remember that this is a valuation for mortgage purposes and not a survey. You may wish to consider appointing your own Thornton Heath surveyor to carry out a survey or prepare a home buyers report on the property. It is up to you to satisfy yourself that the property is structurally sound before you buy it. If the survey or report reveals that building work is needed, you should tell your solicitor. You may wish to renegotiate with the seller.
Santander have agreed my mortgage in principle, my bid on a flat in Thornton Heath has been agreed to, what happens next?
The estate agent will need to know who your solicitors are (ensure that the lawyers are on the lender’s panel). Telephone Santander or your financial adviser and complete any relevant documentation. Santander will sellect a valuer who will get in touch with the estate agent or seller to book an appointment. Once conducted (assuming no problems) it takes about a fortnight for the mortgage offer to be issued. Santander will send the offer to you and your conveyancers. The transaction will then take it’s course according the nature and complexity of the conveyancing in Thornton Heath.
I used Wolstenholmes several years past for my conveyancing in Thornton Heath. Now, I need the documents however cannot find the solicitor. What do I do?
You should contact the Solicitors Regulatory Authority (SRA) to help locate your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Thornton Heath of the conveyancing firm of solicitors you previously instructed, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.
I am looking for a leasehold apartment up to £245,000 and identified one near me in Thornton Heath I like with open areas and station nearby, however it only has 52 remaining years left on the lease. There is not much else in Thornton Heath suitable, so just wondered if I would be making a mistake purchasing a short lease?
If you need a home loan the shortness of the lease may be problematic. Reduce the price by the expected lease extension will cost if it has not already been discounted. If the existing owner has owned the property for a minimum of twenty four months you can request that they start the process of the extension and pass it to you. You can add 90 years to the existing lease term and have £0 ground rent by law. You should speak to your conveyancing lawyer concerning this.
As co-executor for the will of my aunt I am selling a residence in Monmouth but I am based in Thornton Heath. My lawyer (who is 260 kilometers from meneeds me to sign a stat dec ahead of completion. Can you recommend a conveyancing solicitor in Thornton Heath who can attest and place their company stamp on the document?
Technically speaking you are unlikely to be required to have the documents attested by a conveyancing solicitor. Ordinarily or notary public or qualified solicitor will suffice regardless of whether they are Thornton Heath based
My parents are having difficulties in finding their Thornton Heath property on the HMLR online search facility. They recall that 48 years ago when they purchased the bungalow there were complications with Thornton Heath not being recognised in some systems.
The vast majority of premises in Thornton Heath should show up. Have you limited your search with simply the postcode. Normally it will mention all the residences within the postcode. Where recorded it will be there with a title number. If they bought back in the 70’s it's conceivable it may be not yet registered. The property might still be revealed but with the title number identified as 'na'. In this scenario you will need to find the original title papers which could be with your parent’s lender.