We are planning to purchase with Coventry BS. I dropped in a few high street firms but cant to find a Surrey conveyancing firm on the Coventry BS approved list. Can you assist?
Feel free to make the most of the search tool on this site. Pick the building society and type Surrey or your location and you will discover a number of lawyer based in Surrey or nearest you.
I have today made my last payment due on my mortgage with Skipton. I assume I don't need a Surrey solicitor on the Skipton panel to remove the mortgage at the Land Registry. Please confirm.
If you have finished paying off your Skipton mortgage, they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the Skipton mortgage from the register. Skipton, and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:
- but are not moving to another property
- where Skipton has sent the Land Registry the discharge electronically, and
- Skipton has instructed the Land Registry to do so
I had an offer accepted on an apartment in Surrey on 13/5/2026, valuation was booked 2 days later, received a clean bill of health. Conveyancer instructed, so the only thing outstanding was my mortgage offer. Having made daily calls to Skipton and chasing them on my offer, I have now been told that my offer will not be issued unless the lawyer is on the Skipton conveyancing panel. Can the lender hold off the offer?
A lender would not issue an offer until they have details of a lawyer on their panel. It can take a few weeks for Skipton to deal with your lawyer's application to be on the Skipton conveyancing panel. There's no guarantee that your solicitor will be accepted.
Bank of Ireland have agreed my home loan in principle, my bid on a apartment in Surrey has been accepted, what are the next steps?
The estate agent will want to know who your solicitors are (ensure that the conveyancers are on the bank’s panel). Contact Bank of Ireland or the financial adviser and finalise any appropriate documentation. Bank of Ireland will appoint a valuer who will get in contact with the selling agent or seller to arrange an appointment. Once conducted (assuming no problems) it takes on average ten days to receive the mortgage offer. Bank of Ireland will send the offer to you and your solicitors. The legal work will then take it’s course according the nature and complexity of the conveyancing in Surrey.
I am buying my first flat in Surrey with a mortgage from Virgin Money. The sellers would not reduce the price so I negotiated five thousand pounds worth of additionals instead. The house builders rep advised me not reveal to my lawyer about this side-deal as it would jeopardize my mortgage with the lender. Is this normal?.
All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
How simple is it to use the search facility to find a conveyancing solicitor in Surrey on the panel for my bank?
Step one is to choose a lender such as National Westminster Bank, Chelsea Building Society or Clydesdale then choose your preferred area e.g. Surrey. Conveyancing organisations in Surrey and nationally should be listed.
I need to instruct a conveyancing solicitor for some conveyancing in Surrey. I've chance upon a web site which seems to have the ideal offering If it is possible to get all this stuff done via phone that would be ideal. Do I need to be concerned? What should out be looking out for?
As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?
I have just started marketing my basement apartment in Surrey. Conveyancing is yet to be initiated, however I have just had a yearly maintenance charge demand – should I leave it to the buyer to sort out?
It best that you discharge the invoice as usual as all ground rent and service charges will be allotted on completion, so you should recover the relevant percentage by the purchaser for the period running from after the completion date to the next payment date. Most management companies will not acknowledge the buyer unless the service charges have been paid and are up to date, so it is important for both buyer and seller for the seller to show that they are up to date. Having a clear account will assist your cause and will leave you no worse off financially.
I inherited a studio flat in Surrey, conveyancing was carried out 3 years ago. Can you let me have an estimate of the premium that my landlord can legally expect in return for granting a renewal of my lease? Comparable properties in Surrey with over 90 years remaining are worth £195,000. The ground rent is £45 invoiced annually. The lease finishes on 21st October 2090
With only 64 years remaining on your lease the likely cost is going to span between £14,300 and £16,400 plus plus your own and the landlord's "reasonable" professional fees.
The figure above a general guide to costs for extending a lease, but we cannot give you the actual costs in the absence of detailed investigations. You should not use the figures in a Notice of Claim or as an informal offer. There may be other concerns that need to be considered and clearly you want to be as accurate as possible in your negotiations. Neither should you take any other action based on this information before getting professional advice.