Find a Lender-Approved Local Conveyancer in Surrey

Is there a reason to appoint a Surrey conveyancing solicitors firm given that national conveyancers are easier on the wallet?

To take your time to find scrutinise conveyancing costs in Surrey and you should seek a competitive quote but don’t waste your energy sourcing the lowest priced Surrey conveyancer. Appointing the right conveyancer can mark the difference between a smooth and a distressing house move. It is important that you ensure that you have expert guidance from an experienced lawyer. Emails can't be as helpful as a phone call and are no substitute for a one to one appointment. Our partner firms will allocate you a qualified and experienced conveyancing solicitor who can handle your conveyancing from beginning to end, providing a level of hand holding that you will never get with an online conveyancer. He or She will inform you on any developments and keep you informed. If you ever need to call the firm you will know who to ask for and we'll be sure you are kept fully informed.

My husband and I are buying a brand new duplex in Surrey and my lawyer is telling me that she has to the mortgage company to disclose incentives from the builder. The Estate Agents are hassling me to exchange and my preference is not to prolong matters. is my lawyer playing by the book?

You should not exchange unless you have been advised to do so by your solicitor. A precondition to being on a mortgage company panel is to comply with the UK Finance Lenders’ Handbook provisions. The CML Conveyancing Handbook requires that your lawyer have the appropriate Disclosure of Incentive form completed by the developer and accepted by your lender.

Can I use your services to locate a Conveyancing solicitor in Surrey even if I’m not purchasing or selling a house, for example if I wish to acquire a shop in Surrey with a mortgage from Bank of Ireland?

The service is mainly used to get a quote from domestic conveyancing solicitors in Surrey but we have recorded at the bottom of this page a selection of Surrey commercial conveyancing firms. You will need to make contact with the solicitors directly to establish if they are also authorised to represent Bank of Ireland

How does conveyancing in Surrey differ for newly converted properties?

Most buyers of new build or newly converted property in Surrey contact us having been asked by the housebuilder to exchange contracts and commit to the purchase even before the residence is finished. This is because new home sellers in Surrey tend to buy the real estate, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancing solicitors as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are accustomed to new build conveyancing in Surrey or who has acted in the same development.

Over the last few months I have been searching for a flat up to £235,500 and identified one close by in Surrey I like with a park and station in the vicinity, however it only has 52 years unexpired on the lease. I can't really find anything else in Surrey in this price bracket, so just wondered if I would be making a mistake buying a short lease?

If you need a home loan that many years will likely be an issue. Reduce the price by the amount the lease extension will cost if not already taken into account. If the current owner has owned the property for a minimum of twenty four months you can ask them to start the process of the extension and pass it to you. You can add 90 years to the existing lease term with a zero ground rent applied. You should speak to your conveyancing lawyer regarding this matter.

Our conveyancer has advised that he intends to complete and exchange simultaneously on the disposal of our £225,000 apartment in Surrey next Thursday. The managing agents has quoted £420 for Certificate of Compliance, building insurance schedule and previous years statements of service charge. Is it legal for a freeholder to charge exorbitant fees for a flat conveyance in Surrey?

Surrey conveyancing on leasehold apartments ordinarily results in administration charges raised by freeholders :

Addressing pre-contract questions Where consent is required before sale in Surrey Supplying insurance information Deeds of covenant upon sale Registering of the assignment of the change of lessee after a sale

Your conveyancer will have no control over the level of the charges for this information but the average costs for the information for Surrey leasehold property is £350. For Surrey conveyancing transactions it is customary for the seller to pay for these costs. The landlord or their agents are under no legal obligation to answer such questions most will be willing to do so - albeit often at exorbitant prices where the fees bear little relation to the work involved. Unfortunately there is no law that requires fixed charges for administrative tasks. Neither is there any legal time frame by which they are required to supply answers.

Leasehold Conveyancing in Surrey - Sample of Queries before buying

Best to be warned if changing the roof or some other significant cost is pending that will be shared amongst the tenants and could well dramatically impact the level of the maintenance charges or necessitate a one time payment. Are there any major works in the near future that could add a premium to the maintenance fees? Does the lease include onerous restrictions?