What is the best way to check that the solicitor handling my conveyancing in Byfleet is on the bank’sapproved panel? I am looking to avoid the situation of having one lawyer for me and one for Coventry Building Society thus paying £192.00 in another set of conveyancing costs.
Feel free to make the most of the find a lender approved solicitor tool on this page. Pick the lender and type ‘Byfleet’ or your location and you will discover numerous conveyancers located in Byfleet or nearest you.
We have agreed to purchase a house in Byfleet. A rare aspect is that the roof has a solar panel. Coventry BS have issued a mortgage offer so presumably this is not a concern to them. Why is my solicitor raising questions about the panel?
As your lender is Coventry BS your lawyer must check the conveyancing requirements set out in Part 2 of UK Finance Lenders’ Handbook for Coventry BS. The CML Handbook contains minimum requirements for solar panel roof-space leases, and conveyancers are required to report to Coventry BS where a lease fails to satisfy these conditions. The provisions relate to the installation of panels on properties nationwide and is not limited to Byfleet.
I am currently in the process of buying my council flat in Byfleet. I have a mortgage offer with Aldermore. Conveyancing is new to me. Can I proceed without a solicitor easily? I think we can but we keep being told I should use one. Any advice?
It is not advisable to proceed with a house purchase without a solicitor. The council's solicitor are not acting for you. You need a solicitor for a number reasons. One of which is to verify what plans the Council have for repairs and refurbishment for the next five years. Many leaseholders have been stung for contributions of thousands of pounds. In any event, if you are getting a mortgage with Aldermore, you will need to appoint a solicitor on the Aldermore conveyancing panel.
I am selling my flat. I had a double glazing fitted in July 2006, but did not receive a FENSA certificate or Building Regulation Certificate. My purchaser’s lender, Aldermore are being a right pain. The Byfleet solicitor who is on the Aldermore conveyancing panel is happy to accept ‘lack of building regulation’ insurance but Aldermore are insisting on a building regulation certificate. Why do Aldermore have a conveyancing panel if they don't accept advice from them?
It is probably the case that Aldermore have referred the matter to their valuer. The reason why Aldermore may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing was correctly and safely installed. The indemnity insurance merely protects against enforcement action which is very unlikely anyway.
I am purchasing a property and the lawyer has referenced Chancel Repair for which the house may be liable as it falls into the area of such a church. She has mentioned insurance. Is this strictly necessary for conveyancing in Byfleet
Unless a prior purchase of the house took place post 12 October 2013 you may expect solicitors conducting conveyancing in Byfleet to continue to recommend a chancel search and or chancel repair liability insurance.
How does conveyancing in Byfleet differ for newly converted properties?
Most buyers of new build residence in Byfleet approach us having been asked by the seller to sign contracts and commit to the purchase even before the residence is finished. This is because builders in Byfleet tend to purchase the land, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are used to new build conveyancing in Byfleet or who has acted in the same development.
I need to instruct a conveyancing practitioner in Byfleet for my house move. Is it possible to see a firm’s complaints history with the profession’s regulator?
You can see presented Solicitor Regulator Association (SRA) determinations arising from inquisitions from 2008 onwards. Go to Check a solicitor's record. To find information about the period before 1 January 2008, or to check a firm's history, telephone 0870 606 2555, 08.00 - 18.00 any week day save for Tuesday when lines open at 9.30am. International callers, use +44 (0)121 329 6800. The SRA may recorded call for training purposes.
Online reading suggests that Byfleet solicitors are more costly than Byfleet conveyancers in Byfleet to use when purchasing a house. So is it better if I use a conveyancer or a solicitor if I am buying for my home move in Byfleet.
When it comes to conveyancing in Byfleet the costs are unlikely to vary dramatically depending on whether the legal expert is a licenced conveyancer or solicitor.