It may have been a long time coming a mortgage offer from HSBC for the remortgage of my 3 bedroom garden flat is due imminently. Are you able to recommend a low cost conveyancing practitioner in Byfleet?
This site is not designed to aid those in their quest for cut-price fees for conveyancing solicitors in Byfleet. Our aim is to provide excellent value conveyancing but we do not advertise as being the cheapest. Do not be seduced by companies enticing you with £100 conveyancing in Byfleet. In your best case scenario, in going for low cost conveyancing, you will end up with what you pay for and at worst you will end up with a hefty uplift in extras and still not receive the service you were looking for.
Me and my wife are buying our first house. Our lawyer has calledto ask if we want to order additional conveyancing searches. Frankly we in the dark as to what's appropriate for conveyancing in Byfleet
The extent of Byfleet conveyancing searches should be dictated primarily on the premises, the location, the likelihood of any of these risks, your familiarity of the region and risks, your overall attitude to risk. What matters is that you adequately comprehend what information the searches could supply. You may then make a decision if you personally think you need that information. Should you be unsure, ask your lawyer to advise.
My wife and I are selling our property in Byfleet and the buyers lawyers are claiming that there is a possibility that the property was constructed land that was not decontaminated. A high street Byfleet lawyer would know that there is no such problem. For the life of me I don't know why the purchasers instructed a nationwide conveyancing outfit rather than a conveyancing solicitor in Byfleet. Having lived in Byfleet for many years we know of no issue. Is it a good idea to get in touch with our local Authority to get confirmation that the buyers are looking for.
It sounds as though you may have a conveyancing solicitor currently acting for you. Are they able to advise? You need to enquire of your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out health insurance to cover that same illness)
How does conveyancing in Byfleet differ for new build properties?
Most buyers of new build premises in Byfleet come to us having been asked by the builder to exchange contracts and commit to the purchase even before the premises is finished. This is because house builders in Byfleet tend to acquire the site, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancing solicitors as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are accustomed to new build conveyancing in Byfleet or who has acted in the same development.
I have been on the look out for a leasehold apartment up to £195,000 and found one round the corner in Byfleet I like with a park and transport links nearby, however it's only got 51 years on the lease. There is not much else in Byfleet in this price bracket, so just wondered if I would be making a mistake buying a short lease?
If you require a mortgage the remaining unexpired lease term will likely be an issue. Discount the offer by the amount the lease extension will cost if it has not already been discounted. If the existing proprietor has owned the premises for a minimum of 2 years you could request that they commence the lease extension formalities and pass it to you. An additional ninety years can be extended on to the existing lease term and have £0 ground rent by law. You should consult your conveyancing solicitor about this matter.
Our offer on property in Byfleet was accepted, but there is a chain. The sellers have offered on a flat, but it’s not been accepted yet, and has viewings of other apartments booked. I have chosen a nearby conveyancing lawyer in Byfleet. What do I do now? At what point should I apply for the mortgage with Co-operative?
It is understandable to have apprehensions where there is an associated chain as you are unlikely to want to be too out of pocket prematurely (home loan application is in the region of one thousand pounds, then survey, Byfleet conveyancing search charges, etc). First, you must check that your solicitor is on the Co-operative conveyancing panel. Concerning the subsequent phase this very much dictated by the specifics of your case, desire for the property and on the state of the market. During a hot market the majority of buyers will apply for a home loan with Co-operative and pay for the survey and only if it comes back ok would they pay their conveyancing practitioner to proceed with searches.